# Ever 60+ days past due by month on book · Exeter · subprime · vintage 2024

18,718 loans from 1 trust (EART-2025-1); 2 cells summed. Rows with fewer than 200 loans at risk are suppressed.

| Month on book | Loans at risk | Ever hit | Rate |
|---|---|---|---|
| 0 | 18,718 | 0 | 0.00% |
| 1 | 18,718 | 0 | 0.00% |
| 2 | 18,718 | 0 | 0.00% |
| 3 | 18,701 | 47 | 0.25% |
| 4 | 18,693 | 202 | 1.08% |
| 5 | 18,687 | 482 | 2.58% |
| 6 | 18,681 | 815 | 4.36% |
| 7 | 18,675 | 1,175 | 6.29% |
| 8 | 18,670 | 1,527 | 8.18% |
| 9 | 18,668 | 1,871 | 10.02% |
| 10 | 18,664 | 2,216 | 11.87% |
| 11 | 18,663 | 2,566 | 13.75% |
| 12 | 18,660 | 2,907 | 15.58% |
| 13 | 18,658 | 3,237 | 17.35% |
| 14 | 18,657 | 3,577 | 19.17% |
| 15 | 18,652 | 3,898 | 20.90% |
| 16 | 18,647 | 4,220 | 22.63% |
| 17 | 18,635 | 4,460 | 23.93% |
| 18 | 18,627 | 4,734 | 25.41% |
| 19 | 18,627 | 4,982 | 26.75% |
| 20 | 16,623 | 5,203 | 31.30% |
| 21 | 13,273 | 5,354 | 40.34% |
| 22 | 9,069 | 5,423 | 59.80% |
| 23 | 5,423 | 5,423 | 100.00% |
| 24 | 5,423 | 5,423 | 100.00% |
| 25 | 5,423 | 5,423 | 100.00% |
| 26 | 5,423 | 5,423 | 100.00% |
| 27 | 5,423 | 5,423 | 100.00% |
| 28 | 5,423 | 5,423 | 100.00% |
| 29 | 5,423 | 5,423 | 100.00% |
| 30 | 5,423 | 5,423 | 100.00% |
| 31 | 5,423 | 5,423 | 100.00% |
| 32 | 5,423 | 5,423 | 100.00% |
| 33 | 5,423 | 5,423 | 100.00% |
| 34 | 5,423 | 5,423 | 100.00% |
| 35 | 5,423 | 5,423 | 100.00% |
| 36 | 5,423 | 5,423 | 100.00% |
| 37 | 5,423 | 5,423 | 100.00% |
| 38 | 5,423 | 5,423 | 100.00% |
| 39 | 5,423 | 5,423 | 100.00% |
| 40 | 5,423 | 5,423 | 100.00% |
| 41 | 5,423 | 5,423 | 100.00% |
| 42 | 5,423 | 5,423 | 100.00% |
| 43 | 5,423 | 5,423 | 100.00% |
| 44 | 5,423 | 5,423 | 100.00% |
| 45 | 5,423 | 5,423 | 100.00% |
| 46 | 5,423 | 5,423 | 100.00% |
| 47 | 5,423 | 5,423 | 100.00% |
| 48 | 5,423 | 5,423 | 100.00% |

Chart with lender, band and vintage filters, and the post composer: https://getbookiq.com/intel/#curves · all cells: https://getbookiq.com/intel/data/curves.json

Caveat: loans that paid off or charged off before a pool's cutoff never appear on any tape, and a tape ends at the clean-up call. The curves describe securitized collateral, not each lender's whole book.

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Rendered 2026-10-25 from the desks' own data files. Full guide: https://getbookiq.com/guide