# EAGLE BANK
JARRELL, TX · FDIC certificate 11142 · asset band <$300M · latest filing 2011-06 · stopped filing (departed)

**Verdict on the desk:** this could be *credit-stressed*. Composite score 2 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $23.4M | |
| Deposits | $21.4M | |
| Loans and leases | $7.2M | |
| Total equity | $2.0M | |
| Loans / deposits | 33.26% (p6 of band) | 71.80% |
| Liquid assets / assets | 61.66% (p92 of band) | |
| Uninsured deposits / deposits | 9.81% (p60 of band) | 7.92% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 0.00% (p16 of band) | |
| FHLB advances / assets | 0.00% | |
| Tier 1 leverage | 8.40% (p22 of band) | 9.80% |
| Unrealized securities loss / equity | 2.34% (p47 of band) | 2.62% |
| AOCI / equity | 17.12% (p100 of band) | |
| ROA (annualized) | -0.20% (p14 of band) | 0.68% |
| Net interest margin | 4.90% (p93 of band) | 3.84% |
| Efficiency ratio | 104.55% (p91 of band) | |
| Noncurrent loans | 0.22% (p18 of band) | 1.53% |
| Net charge-offs (annualized) | 0.24% (p67 of band) | |
| Reserve coverage of noncurrent | 606.25% | |
| Real estate % of loans | 63% | |
| Construction % of loans | 4.84% (p27 of band) | |
| Auto loans | $587,000 (8.14% of loans; DQ 5.96%, NCO 0.07%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | – | |
| Employees | 11 | |

## Flags firing in the latest filing

- **losing money** (`earn_negative`)
- **expense ratio p90** (`earn_efficiency`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 1 | reserve under noncurrent |  |
| 2011-06 | 2 | losing money, expense ratio p90 | reserve under noncurrent |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-08-03 [Eagle Bank Number of Employees 2026 | Employee Count & Headcount Data - reveliolabs.com](https://news.google.com/rss/articles/CBMiakFVX3lxTE5YS09ubXYwV3JKTHNCTTZXZnV3czliUldCUVBTY0cwQXNKcHNyZnpJWEF2RXYyUnRWY1BRMUpJcVI1TW9jZ1M4M00yNFRsZkJYUXFPRnFTYWdhbFBSVmtrU21oOTBOSFF6MEE?oc=5) · reveliolabs.com
- 2026-01-12 [2025 Credit Union-Bank Acquisition Deals Decline From Record High in 2024 - CUTimes](https://news.google.com/rss/articles/CBMirgFBVV95cUxOZXk2amFNTTN6Tml0YXFNTVUzdTA4OHdYYkpQS2F1VjJ0UE8wYzVCRHRfOG9tOExuN29wcWRYWHJwcjN5Z1dUWDlNVEJFYkp3WlJ4U2dUNHVYbC1yUXloYVR0WjQwVG1kQjhyRUh3MzFxWFdSaXJxSTJZbEdQVnVhMkJ5YkNNOW4zZWluTWstRUF6VnNvZnRVeVVjQVRuVXcxRjZlSTd0ZG5yYzNTTHc?oc=5) · CUTimes
- 2026-02-18 [Eagle Bank Rose Bud Branch Reopens at Temporary Location After Crash Destroys Building - Arkansas Radio](https://news.google.com/rss/articles/CBMirgFBVV95cUxQMmYyOVVfTzl2RjhRZUxrRkRSTXE1Y19DcVZFMGkzREJERHFaVU1jVE5kT3ppdTZ2eWVtcHpxNk5LU04tVHYxTWtVN05OdmZiMTVuTjFOUk4wVlFWQS12SFZPSW16My1acVdZVEpGMkg3eGlOOWVSRUVzVWl3OUhBTDJrSlVTVHEwSGloeTlUSlZ5X0JUVkJFbHpLZWVEcjdnRW5VQXlpX0FxN2FjNEE?oc=5) · Arkansas Radio
- 2022-11-21 [Eagle Bank Reports that Recent Data Breach Resulted in Compromised Customer Social Security Numbers - jdsupra.com](https://news.google.com/rss/articles/CBMihAFBVV95cUxPV2FzbzIxU2RTRW1PZ0pCYkZyaHNqejN4RTJVZTlhNnFPakVXVUtqWEgzd0NHbk9sbDZtVG9kSnQzSVBzLS1PN3lZYTIwVE40enBIYkh4cV9EaUkyNnR5LTNlaHpjUGdaMS1ZU3Z2RUdFS1ZSbW1IRkRCOUt3OVdHMUFmQ2I?oc=5) · jdsupra.com
- 2025-02-12 [Arkansas Visionary: The Trailblazer, Cathy Owen - Arkansas Money & Politics](https://news.google.com/rss/articles/CBMibkFVX3lxTE8tc1BULXZHeDdyUTcxMWxsMlFBcjBMa3VBd3haMHNHb3lHN256VlVjSlUxMUgxa0xjcWtIWFRPWmNBLUpTckI4NlZtUWJILVViaDctYWIySm9TVVdpYWd2N2tUSGYzbGRHTnVFSE93?oc=5) · Arkansas Money &amp; Politics
- 2023-01-03 [Double Jeopardy: SEC and FRB Sanction Bank and its CEO - The National Law Review](https://news.google.com/rss/articles/CBMijwFBVV95cUxNTGhEdnJaTkJxbmgtR2QtbUhrVDNPVzZ3U1kzejlqUVY2MlR6cXBtdU9yUThkNWNWYk9pb1o0aGRJcTFwcEtkTlpMRnp4VHhQamtEUXhuMnFnQk1hOEF1LURRbFBqWFBVU3VPVEptSjVpMEt3aDZrdkJtdEFmdDNHTVo3V296cW8yQ25pbFdINNIBlAFBVV95cUxNZWlKZHFQRFhPUnhBQXZXVlpOZlMwWWFnSDFjMGFORmRvRXgzQzkyQ2tOc3N4b0tSOHZVRWVWakNJWUxMQmJHM1hRamJjUXdaZjVQaXBLaFVzUm5OMFVhWEtSaXdtSkk1Q0dEYlVFZVZfelF4eUFvQl9mTjdlYlh5dWI4UDFiQ3JMMkJnX2tKVWxlNDlW?oc=5) · The National Law Review
- 2025-08-12 [WATCH: Video catches pickup truck driver go airborne and crash into bank in Rose Bud - KATV](https://news.google.com/rss/articles/CBMipwFBVV95cUxNZ3d3Z1ZJUmtvTVJBcU9peTNjS3JNTGttcnJBZURnaW82Mmd5ZXhsenFKR3g1eG1DUXlGeUxvcVNQZEVzZUtjTzhLVWRUUmo5c2tGREJTZjZtUUVkRlE1WXBfUGdzd1pvNW5RSzNxb1NDSnRkUnl1emczMFJvQlVGcW4xZVhlOEcwN2F5YVMyVHlqVGRqekFTdUctUkk5QkIwN2NVTmxXOA?oc=5) · KATV
- 2025-11-10 [Carlos Vives Unveils U.S. ‘Tour al Sol 2026’ - remezcla.com](https://news.google.com/rss/articles/CBMieEFVX3lxTE42TTd2TzkxR0U2OHF6U1hNM0FPZHRaNVVVdHRoV0hiVmQweGNVTklSc3BrRm1ZNmlhME1ZZW5zbUtaTEttMk56NFE1Umx2VDdwTzlEVzJfOXlPZmVlZ0NiVjJEWnNIM0ZDSWVSNTJZbGlnbExIMGpuRA?oc=5) · remezcla.com

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=11142 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/6.json (key "11142", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide