# HOMEPRIDE BANK
MANSFIELD, MO · FDIC certificate 11466 · asset band <$300M · latest filing 2026-06 · live

**Verdict on the desk:** this could be *ordinary*. Composite score 0 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $125.3M | |
| Deposits | $112.0M | |
| Loans and leases | $94.9M | |
| Total equity | $12.7M | |
| Loans / deposits | 83.72% (p68 of band) | 73.59% |
| Liquid assets / assets | 20.22% (p22 of band) | |
| Uninsured deposits / deposits | 13.46% (p26 of band) | 19.81% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 0.00% (p23 of band) | |
| FHLB advances / assets | 0.00% | |
| Tier 1 leverage | 10.31% (p29 of band) | 11.76% |
| Unrealized securities loss / equity | -2.05% (p70 of band) | -6.57% |
| AOCI / equity | -0.57% (p41 of band) | |
| ROA (annualized) | 0.78% (p29 of band) | 1.17% |
| Net interest margin | 4.44% (p74 of band) | 3.93% |
| Efficiency ratio | 82.18% (p81 of band) | |
| Noncurrent loans | 0.50% (p56 of band) | 0.36% |
| Net charge-offs (annualized) | 0.01% (p62 of band) | |
| Reserve coverage of noncurrent | 254.53% | |
| Real estate % of loans | 89% | |
| Construction % of loans | 41.23% (p74 of band) | |
| Auto loans | $1.9M (1.96% of loans; DQ 0.48%, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | 3.6% | |
| Employees | 32 | |

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 0 |  |  |
| 2011-06 | 0 |  |  |
| 2011-09 | 0 |  |  |
| 2011-12 | 0 |  |  |
| 2012-03 | 1 | uninsured deposits leaving |  |
| 2012-06 | 1 | capital falling | uninsured deposits leaving |
| 2012-09 | 0 |  | capital falling |
| 2012-12 | 0 |  |  |
| 2013-03 | 0 |  |  |
| 2013-06 | 0 |  |  |
| 2013-09 | 0 |  |  |
| 2013-12 | 0 |  |  |
| 2014-03 | 0 |  |  |
| 2014-06 | 2 | reserve under noncurrent, uninsured deposits leaving |  |
| 2014-09 | 3 | losing money, charge-offs p90 | uninsured deposits leaving |
| 2014-12 | 0 |  | reserve under noncurrent, losing money, charge-offs p90 |
| 2015-03 | 1 | charge-offs p90 |  |
| 2015-06 | 3 | noncurrent p90, reserve under noncurrent |  |
| 2015-09 | 2 |  | charge-offs p90 |
| 2015-12 | 2 |  |  |
| 2016-03 | 4 | capital falling, uninsured deposits leaving |  |
| 2016-06 | 4 |  |  |
| 2016-09 | 2 |  | capital falling, uninsured deposits leaving |
| 2016-12 | 5 | losing money, assets shrinking, uninsured deposits leaving |  |
| 2017-03 | 4 | capital falling | losing money, uninsured deposits leaving |
| 2017-06 | 4 | charge-offs p90 | assets shrinking |
| 2017-09 | 5 | losing money |  |
| 2017-12 | 5 |  |  |
| 2018-03 | 2 |  | capital falling, charge-offs p90, losing money |
| 2018-06 | 4 | losing money, charge-offs p90 |  |
| 2018-09 | 8 | capital falling, expense ratio p90, deposits shrinking, assets shrinking |  |
| 2018-12 | 5 |  | noncurrent p90, deposits shrinking, assets shrinking |
| 2019-03 | 4 |  | charge-offs p90 |
| 2019-06 | 4 | noncurrent p90 | capital falling |
| 2019-09 | 2 |  | reserve under noncurrent, noncurrent p90 |
| 2019-12 | 2 |  |  |
| 2020-03 | 4 | capital falling, charge-offs p90 |  |
| 2020-06 | 3 |  | charge-offs p90 |
| 2020-09 | 2 |  | capital falling |
| 2020-12 | 2 |  |  |
| 2021-03 | 0 |  | losing money, expense ratio p90 |
| 2021-06 | 0 |  |  |
| 2021-09 | 0 |  |  |
| 2021-12 | 0 |  |  |
| 2022-03 | 1 | capital falling |  |
| 2022-06 | 1 |  |  |
| 2022-09 | 1 | reserve under noncurrent | capital falling |
| 2022-12 | 0 |  | reserve under noncurrent |
| 2023-03 | 0 |  |  |
| 2023-06 | 1 | deposits shrinking |  |
| 2023-09 | 3 | loans exceed deposits, reserve under noncurrent |  |
| 2023-12 | 3 | assets shrinking | deposits shrinking |
| 2024-03 | 2 | capital falling, charge-offs p90 | loans exceed deposits, reserve under noncurrent, assets shrinking |
| 2024-06 | 1 |  | charge-offs p90 |
| 2024-09 | 0 |  | capital falling |
| 2024-12 | 0 |  |  |
| 2025-03 | 0 |  |  |
| 2025-06 | 0 |  |  |
| 2025-09 | 0 |  |  |
| 2025-12 | 0 |  |  |
| 2026-03 | 0 |  |  |
| 2026-06 | 0 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2014-05-09 [Home Town Graduate Joins HomePride Bank - Douglas County Herald](https://news.google.com/rss/articles/CBMikAFBVV95cUxNNFJQMW9RR2l2REVUVmM3UVROT1d3MHFqYktkOHBHZUtOYTFqcDJOSFprcWNBWWV1ZUU4WjAwaHVrZ2ptSjdiZmJiQWZjVDkzaTdCV01KZXhJbk1nX3FBVzNqQlJaZXVMNTJzSUpMUmgza0JOSzZTVkxmeU96d1YzNldxSkFSTFk5ck8wYnJTSXc?oc=5) · Douglas County Herald
- 2018-11-01 [Jean Coday (Mansfield)'s Obituary, Visitation & Funeral Information - Holman-Howe Funeral Homes](https://news.google.com/rss/articles/CBMidkFVX3lxTE0yM3lVcHhKZnd1LWduZzM5T0duRDBMbzlBM3A3Zmg1Skp4bW4xV1hyLWI2RVg0QkpaNFNweW4yUTRiYnQweXlIOC1OREZuekJjb3FkOUF4dmhWMXJYX2VIMkVSdzZobWVqTldGWXhtTzVzVFFianc?oc=5) · Holman-Howe Funeral Homes
- 2026-06-12 [Newsmakers: June 15-21, 2026 - Springfield Business Journal](https://news.google.com/rss/articles/CBMiaEFVX3lxTE01Q3h6WXBzUFFHQWwyMGRmLUNLancyS1g3eU1Oam1CVWRScmhLYWZkb3pTVDV3Qjg0bU5meHhyS2NVVEl2SjhaUEFVMlV5X0luVF9zVXVfUGZMNWkzWkdqaTVRaTE1a0cx?oc=5) · Springfield Business Journal
- 2015-02-05 [Douglas County History & Folklore – Early Banks in Ava, Missouri - Douglas County Herald](https://news.google.com/rss/articles/CBMiqwFBVV95cUxNN2VYVHFKM3JoQUFHWGJSNTNmX2ZMQ0t4MEdPdXAxMWlRSU55Tms1cF93M0lGZVZjN2tyVDVHR3J4VGJEbkNsVjZpTEV4bXhVTWdBVzZFNVNMRU8wS0huRGw1eTlJWDNlN0s5UHJKTXVhQmtrRUNVZUFFc3U4czlFT0VUZGZDOGxiei1SLUoxZlczSC1ISFdXOTBDYjdHRjVodVRJRUFWckFtanM?oc=5) · Douglas County Herald
- 2025-11-19 [- Seymour’s Lansdown enters 129th race - webstercountycitizen.com](https://news.google.com/rss/articles/CBMilgFBVV95cUxQNG5rNFdOc05RUGJIbHlDbklFZzZrc2hpT2V6SDJiLURkMFdDeXplRDYzUUc5VkxKUjhJWmg2aUZ2SkxfM2I2cFhwUW5xbTV3U0habV95a041dFFrT2F6WTVHbXZUUUZaUWpvcjRZVHhZYWxPQkMwUnFNVHBKS0tXOHlqLXlRUjFJbVJmYjVuODlqalg5X2c?oc=5) · webstercountycitizen.com
- 2019-05-02 [April Terrific Kids - Douglas County Herald](https://news.google.com/rss/articles/CBMidkFVX3lxTFBlbDdaNWthLW00aFF3Y0RaZFpnbk03RnNKY0oycDdzTzVaektEb2JuZTh3R3ZIa3psN3d2MzgtaEx3Qm1oaDcwYWhXMFRJWmtpc1dudGpubkdiVjF0TW84elY2OGxMNy05NHJUNXB3SUFlLWdBREE?oc=5) · Douglas County Herald
- 2019-12-26 [November Terrific Kids - Douglas County Herald](https://news.google.com/rss/articles/CBMiekFVX3lxTE1iem9hUzg4UEtiTzBZX0oyVHNyMGdPZ29PNTk3NDhDQ2ZXR05jV2hoQnJHOWwyXzNvRV9nUllxNENTZmtsSERVMjFqUVlqeU5hd1RsbEN3MGtnTTU2ZWFsY1M2dU1laTVXNGJydDF0VlBBTXhFc3lTU1J3?oc=5) · Douglas County Herald
- 2018-12-06 [November Terrific Kids - Douglas County Herald](https://news.google.com/rss/articles/CBMifEFVX3lxTFA4QUs5cHEwSmJmTFoyRFpRcGZ2WG9zclV4b1lTYTJ1QVhvYy1JcFMxMmc2eXBJdHBLcUk1LWJ3M1ZtSEFOS052OWlOaEQ1dTlGS1pRQkdHZXVxWUxjekRScmEtVmhOUGpzbHpKakR3N20tU1JYWFEwcUpjWWE?oc=5) · Douglas County Herald

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=11466 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/10.json (key "11466", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide