# BANK OF GREENSBURG
GREENSBURG, LA · FDIC certificate 1372 · asset band <$300M · latest filing 2011-06 · stopped filing (departed)

**Verdict on the desk:** this could be *ordinary*. Composite score 1 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $87.4M | |
| Deposits | $77.6M | |
| Loans and leases | $63.9M | |
| Total equity | $9.2M | |
| Loans / deposits | 81.29% (p70 of band) | 71.80% |
| Liquid assets / assets | 20.99% (p21 of band) | |
| Uninsured deposits / deposits | 7.45% (p47 of band) | 7.92% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 0.00% (p16 of band) | |
| FHLB advances / assets | 0.00% | |
| Tier 1 leverage | 10.14% (p55 of band) | 9.80% |
| Unrealized securities loss / equity | 1.41% (p37 of band) | 2.62% |
| AOCI / equity | 1.16% (p51 of band) | |
| ROA (annualized) | 0.51% (p39 of band) | 0.68% |
| Net interest margin | 4.68% (p89 of band) | 3.84% |
| Efficiency ratio | 83.21% (p71 of band) | |
| Noncurrent loans | 5.57% (p87 of band) | 1.53% |
| Net charge-offs (annualized) | 0.47% (p78 of band) | |
| Reserve coverage of noncurrent | 22.46% | |
| Real estate % of loans | 89% | |
| Construction % of loans | 43.26% (p72 of band) | |
| Auto loans | $440,000 (0.69% of loans; DQ 5.91%, NCO -0.05%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | – | |
| Employees | 33 | |

## Flags firing in the latest filing

- **reserve under noncurrent** (`aq_reserve`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 1 | reserve under noncurrent |  |
| 2011-06 | 1 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2011-07-17 [First Guaranty completes Greensburg bank merger - Livingston Parish News](https://news.google.com/rss/articles/CBMinwFBVV95cUxOOE90N3hoZ0IxZkxUOUZqaTdSejF3TGFrQ29GZHpZNldtdGYzRnlfRmlUVjl1b3JNRWZNeWFnV0NILXAxOS1selR2c0ZSVHNRTm1mdEloNDV6U3kycktKV2JrZFdaQ0N5VGhhNmIxbGw4UTZWUFNxdVl6VkNkanlTdURUVGU2SkEtaDZpeUR1MDBEZlJ2MkZBRXFKRkt5OTg?oc=5) · Livingston Parish News
- 2009-04-14 [Jeremy Dover Obituary (2009) - Baton Rouge, LA - The Advocate - legacy.com](https://news.google.com/rss/articles/CBMikAFBVV95cUxQTWdIWkdRMEhjX3c2QmlQdnlVMlY5N0UwSkE2bUpnYno3NGZJd2F5a1JCbmJsb2dqdlRvRFBnQlVoSU1wcF9NLTlUOG84TzU5UEdKTmsyYVAyV2dzWEhlRENtRi1QV1A3N3ZCQW9QTWFXTE5EbHJvWWtsYU9tOGlqMGM1V3VoN0ZyczFPRGVkMXA?oc=5) · legacy.com
- 2016-12-20 [Fay Williams Obituary (2016) - Katy, TX - The Advocate - legacy.com](https://news.google.com/rss/articles/CBMikAFBVV95cUxQall1WnpTLXBvR2I5aDB3ME8tWEdwNlNSa1hkTFRFUFJwR0NrODkyYkpNSmZaQUpPRkNhelF4cjgxMU1ZRTVNdnNON0s2Uy1sUktwdWhaeXpqM3l6MnlfZElnQ3ducU9XblR1d1ljT04zd3V3X0o1ZVRUVV9jMlVoZEVrOXNSTnFXclJQQjVmREQ?oc=5) · legacy.com
- 2011-04-14 [Bryan Dykes Obituary (2011) - Amite, LA - The Advocate - legacy.com](https://news.google.com/rss/articles/CBMijwFBVV95cUxOQjB6a2hlM29qTWsyQnRycmo3bEZXdGlIRXJydEdVUHVBVnpRMm1pa2hfMGh2bTZ3bU9BYldySHkxaDZWQkw1dFR2bkVpT2ViVElzSVJYbktMcmJfS21UX3ZKSUN0azJJZXpoQVZfQk9oR0lURmpQS0tVXzZ3VXp4YURubjRHZmlxdnFqNmFybw?oc=5) · legacy.com

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=1372 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/28.json (key "1372", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

---
Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide