# CANTON STATE BANK
CANTON, MN · FDIC certificate 16286 · asset band <$300M · latest filing 2011-06 · stopped filing (departed)

**Verdict on the desk:** this could be *ordinary*. Composite score 0 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $25.5M | |
| Deposits | $22.9M | |
| Loans and leases | $18.4M | |
| Total equity | $2.4M | |
| Loans / deposits | 78.76% (p65 of band) | 71.80% |
| Liquid assets / assets | 26.34% (p34 of band) | |
| Uninsured deposits / deposits | 1.33% (p8 of band) | 7.92% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 0.39% (p36 of band) | |
| FHLB advances / assets | 0.39% | |
| Tier 1 leverage | 9.17% (p38 of band) | 9.80% |
| Unrealized securities loss / equity | 4.84% (p68 of band) | 2.62% |
| AOCI / equity | 0.62% (p40 of band) | |
| ROA (annualized) | 0.99% (p67 of band) | 0.68% |
| Net interest margin | 4.03% (p62 of band) | 3.84% |
| Efficiency ratio | 76.16% (p56 of band) | |
| Noncurrent loans | 0.49% (p26 of band) | 1.53% |
| Net charge-offs (annualized) | -0.24% (p1 of band) | |
| Reserve coverage of noncurrent | 344.44% | |
| Real estate % of loans | 53% | |
| Construction % of loans | 1.32% (p18 of band) | |
| Auto loans | $517,000 (2.81% of loans; DQ 0.00%, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | – | |
| Employees | 7 | |

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 0 |  |  |
| 2011-06 | 0 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2022-06-20 [Jackson Memorial Golf Classic raises $18,000 for community - Fillmore County Journal](https://news.google.com/rss/articles/CBMilgFBVV95cUxNcVYwWkFKYm9iclhWeFVPcUROdUxtQThYREpmbWJORjlJbkZuMGVqVDNqekMwZXdvYjhQUDlqUDV1ZHF2d2RWVXBlQUd3anZVUnZCOVV3NVI5d0pDcHNyNlFlb25KQnM1N2s3UjZydGFLamJvbmhUSkhXcl9wVnhYZ3NXZ0Z4VVplQlQxbFhyYVlLZTJJanc?oc=5) · Fillmore County Journal
- 1999-02-15 [PEOPLE BUSINESS NET -- BIZNET James Sadler, owner of Sadler Properties in Rochester, has been elected to represent the Minnesota Hotel #x0026;; Lodging Association on the board of directors of the American Hotel #x0026;; Motel Association. At th - Post Bulletin](https://news.google.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?oc=5) · Post Bulletin

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=16286 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/30.json (key "16286", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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