# BANK OF PRAIRIE VILLAGE
PRAIRIE VILLAGE, KS · FDIC certificate 17671 · asset band <$300M · latest filing 2026-06 · live

**Verdict on the desk:** this could be *fortress*. Composite score 0 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $175.7M | |
| Deposits | $158.4M | |
| Loans and leases | $122.7M | |
| Total equity | $16.8M | |
| Loans / deposits | 76.68% (p56 of band) | 73.59% |
| Liquid assets / assets | 24.72% (p31 of band) | |
| Uninsured deposits / deposits | 44.61% (p94 of band) | 19.81% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 0.00% (p23 of band) | |
| FHLB advances / assets | 0.00% | |
| Tier 1 leverage | 10.22% (p28 of band) | 11.76% |
| Unrealized securities loss / equity | -0.98% (p78 of band) | -6.57% |
| AOCI / equity | -0.01% (p70 of band) | |
| ROA (annualized) | 1.34% (p60 of band) | 1.17% |
| Net interest margin | 4.42% (p73 of band) | 3.93% |
| Efficiency ratio | 62.20% (p41 of band) | |
| Noncurrent loans | 0.07% (p32 of band) | 0.36% |
| Net charge-offs (annualized) | 0.00% (p38 of band) | |
| Reserve coverage of noncurrent | 1545.12% | |
| Real estate % of loans | 84% | |
| Construction % of loans | 92.44% (p92 of band) | |
| Auto loans | $102,000 (0.08% of loans; DQ 0.00%, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | 13.1% | |
| Employees | 13 | |

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 0 |  |  |
| 2011-06 | 0 |  |  |
| 2011-09 | 1 | capital falling |  |
| 2011-12 | 1 |  |  |
| 2012-03 | 1 |  |  |
| 2012-06 | 0 |  | capital falling |
| 2012-09 | 0 |  |  |
| 2012-12 | 0 |  |  |
| 2013-03 | 1 | capital falling |  |
| 2013-06 | 0 |  | capital falling |
| 2013-09 | 0 |  |  |
| 2013-12 | 1 | charge-offs p90 |  |
| 2014-03 | 0 |  | charge-offs p90 |
| 2014-06 | 0 |  |  |
| 2014-09 | 0 |  |  |
| 2014-12 | 0 |  |  |
| 2015-03 | 0 |  |  |
| 2015-06 | 0 |  |  |
| 2015-09 | 1 | uninsured deposits leaving |  |
| 2015-12 | 0 |  | uninsured deposits leaving |
| 2016-03 | 1 | capital falling |  |
| 2016-06 | 1 |  |  |
| 2016-09 | 0 |  | capital falling |
| 2016-12 | 1 | deposits shrinking |  |
| 2017-03 | 0 |  | deposits shrinking |
| 2017-06 | 0 |  |  |
| 2017-09 | 0 |  |  |
| 2017-12 | 0 |  |  |
| 2018-03 | 1 | uninsured deposits leaving |  |
| 2018-06 | 2 | deposits shrinking, assets shrinking | uninsured deposits leaving |
| 2018-09 | 3 | uninsured deposits leaving |  |
| 2018-12 | 0 |  | deposits shrinking, assets shrinking, uninsured deposits leaving |
| 2019-03 | 0 |  |  |
| 2019-06 | 1 | uninsured deposits leaving |  |
| 2019-09 | 0 |  | uninsured deposits leaving |
| 2019-12 | 0 |  |  |
| 2020-03 | 1 | charge-offs p90 |  |
| 2020-06 | 0 |  | charge-offs p90 |
| 2020-09 | 1 | capital falling |  |
| 2020-12 | 0 |  | capital falling |
| 2021-03 | 0 |  |  |
| 2021-06 | 0 |  |  |
| 2021-09 | 0 |  |  |
| 2021-12 | 0 |  |  |
| 2022-03 | 1 | capital falling |  |
| 2022-06 | 0 |  | capital falling |
| 2022-09 | 0 |  |  |
| 2022-12 | 3 | deposits shrinking, assets shrinking, uninsured deposits leaving |  |
| 2023-03 | 1 | construction >100% equity | deposits shrinking, assets shrinking, uninsured deposits leaving |
| 2023-06 | 1 |  |  |
| 2023-09 | 2 | capital falling |  |
| 2023-12 | 1 |  | capital falling |
| 2024-03 | 1 |  |  |
| 2024-06 | 0 |  | construction >100% equity |
| 2024-09 | 0 |  |  |
| 2024-12 | 0 |  |  |
| 2025-03 | 0 |  |  |
| 2025-06 | 0 |  |  |
| 2025-09 | 0 |  |  |
| 2025-12 | 0 |  |  |
| 2026-03 | 0 |  |  |
| 2026-06 | 0 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2014-09-10 [Bank of Prairie Village - Johnson County Post](https://news.google.com/rss/articles/CBMiekFVX3lxTE5DdHVFWUxsZVJQQnVjS1lBMU9mU1FyOGFPYVRRTkNEeF9uekI3U3JZazhQSDFBWU1Lb1I1NHZ5TDFjZXVmczY2WkhxUzg3UDZiVUpKdTB5RlpwUnZhSHRPcHVDQkdTcHBRVzhIVVNyVlRtUW1fUGhkV1NB?oc=5) · Johnson County Post
- 2020-05-06 [Former Adams Dairy Bank chairman and CEO joins one of KC's strongest banks - The Business Journals](https://news.google.com/rss/articles/CBMirgFBVV95cUxPNHMtclg3UENsTDNSMHpuMjk0eHZ0TTBSWlRXRHUxaUlpeVZZUEVteC00U2hnUmRaQVVpOVZSNWlFYnl3RnpCdnRFczRZbmJXajh0cTFUdmJfYW5vNzNxSENLWDdrbDAyNk9DVzdNYmtsMFYtcGJJN1AwLVM4UTRLVFJoVTlINk1LNmFydS0tcHdveWdxcTllSXJIU3RaMFNUbWFqUnJ6Ml9jSmx3TXc?oc=5) · The Business Journals
- 2024-07-01 [Steven William Schmidt Obituary Dec 15, 2008 - The Amos Family Funeral Home & Crematory](https://news.google.com/rss/articles/CBMiYkFVX3lxTE5feW43akU5eGtsd1RDYkdsOEZNd1NSYlE0VnVsOGxZeVgwdFFybHVXeXlIM3VMZVNKbFc5eUJOaFBaeWFOSm44UlM4RUxnQXV2dUpqTWNodVpmd2F1OGRKODVR?oc=5) · The Amos Family Funeral Home &amp; Crematory
- 2024-01-02 [Marilyn Hillix Obituary - Overland Park, KS - Dignity Memorial](https://news.google.com/rss/articles/CBMiiwFBVV95cUxQLVFKcGxQdVM2ZHlVZEJPODBUdDcwd21sLUtlVWNBOEV2V1NNME93MkI2Z085SGV6WXpla3BhQzVQSzNJZnFjQ1l2YjU4blpBbWJOSUczTU52NEVuTEZBb0U1bXlzcHFJNWVwXzRIdS1LcE45Y3hFNldfQXVSd2FVSU5tS3ppUzg1RGFV?oc=5) · Dignity Memorial
- 2016-02-07 [Top 10 Community Bank IT Projects - American Banker](https://news.google.com/rss/articles/CBMijAFBVV95cUxNLVB6TW5QNENUVDM3cERaSFBqZXBKVEdHVHVTcThLdm5DOVg2LVhaWmk2MHJPemRWTHdVUnFubXFhNk9iMjJPMVBhdWF5bDR4OEhpQXRZMnZiYzdZWVlEeW1DbU0wVFhxaS0zNjc1a3JJd3RseE5WdEdpWFhKME4tb1hSVHNvX21uUy0xbA?oc=5) · American Banker
- 2020-03-27 [KC's five strongest small banks of 2019 - The Business Journals](https://news.google.com/rss/articles/CBMingFBVV95cUxOa0xVdFRLTjd1Rm0yOHNFX1k1QXkxV3NsZUJRei1sQU9xbTItV1pCY3R6UEhUSXpDU2JhbWVqaERaLVVxSndfMkJBd3o4Z3hleG9jWWxUNjNUMGhDNC1hcUxERlFjR1ZFTER6X1R3akF6dFBVRW5uOHU5WGduc1Ria0FQVl9kSm04bDFhRkYwdXM4UEt5aTd2N1Ewd0hBQQ?oc=5) · The Business Journals
- 2005-08-07 [William Keck Obituary (2005) - Kansas City, MO - Kansas City Star - legacy.com](https://news.google.com/rss/articles/CBMijwFBVV95cUxPdGMxLUlEUU8wVDFhblVzNHY5QlJGbEVCNDZUUTE1NmlGekJULXRZOHFLUzJ6OFEzOHRZdTkxWkcwdlM4NWtMNm0tblRRYWloQ3pQNkNqVHZ0VFZVQlRLcHc2RG9ZMmJ1ZkpiWVRTRnpNTTRwcWpWcHNfN0g4ald6TDlhYVNBTWIxbFI4X1YwQQ?oc=5) · legacy.com
- 2010-08-25 [Christopher Kinghorn Obituary - Kansas City, MO - Dignity Memorial](https://news.google.com/rss/articles/CBMijwFBVV95cUxPeU9LQUc2eXB4VUVpelY2UU9QQ0ZYS2lPeC1SZVBiT2VkWERWcGlVWDRxZk9HNjhtVm9BWW8wN05GOXhtb3dOVTJoc3FqQ2dJY1RvOGFFdXlWQkdlWXpjaGNSM3RKMVFGSGVsdTBLbUlkVXpmV3l3NkhQMjFkS2ZxT01tN2ZERDg3dW5BbHoxOA?oc=5) · Dignity Memorial

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=17671 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/7.json (key "17671", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide