# LONGVIEW BANK
OGDEN, IL · FDIC certificate 1786 · asset band $300M-1B · latest filing 2026-06 · live

**Verdict on the desk:** this could be *ordinary*. Composite score 1 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $732.1M | |
| Deposits | $653.1M | |
| Loans and leases | $609.3M | |
| Total equity | $58.9M | |
| Loans / deposits | 92.59% (p76 of band) | 82.04% |
| Liquid assets / assets | 13.10% (p12 of band) | |
| Uninsured deposits / deposits | 25.49% (p48 of band) | 25.97% |
| Brokered deposits | 4.10% | |
| Wholesale funding | 6.56% (p66 of band) | |
| FHLB advances / assets | 0.37% | |
| Tier 1 leverage | 8.43% (p5 of band) | 10.81% |
| Unrealized securities loss / equity | -2.69% (p74 of band) | -8.10% |
| AOCI / equity | -0.16% (p62 of band) | |
| ROA (annualized) | 1.54% (p67 of band) | 1.28% |
| Net interest margin | 4.42% (p78 of band) | 3.91% |
| Efficiency ratio | 51.09% (p21 of band) | |
| Noncurrent loans | 0.80% (p67 of band) | 0.43% |
| Net charge-offs (annualized) | 0.02% (p61 of band) | |
| Reserve coverage of noncurrent | 93.83% | |
| Real estate % of loans | 66% | |
| Construction % of loans | 79.90% (p78 of band) | |
| Auto loans | $3.9M (0.64% of loans; DQ 3.12%, NCO 0.00%) | |
| Loans to nondepository financials | $11.9M (20% of equity) (p98 of band) | |
| Deposits YoY | 13.4% | |
| Employees | 109 | |

## Flags firing in the latest filing

- **reserve under noncurrent** (`aq_reserve`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 2 | noncurrent p90, reserve under noncurrent |  |
| 2011-06 | 2 |  |  |
| 2011-09 | 2 |  |  |
| 2011-12 | 2 |  |  |
| 2012-03 | 2 |  |  |
| 2012-06 | 2 |  |  |
| 2012-09 | 1 |  | noncurrent p90 |
| 2012-12 | 1 |  |  |
| 2013-03 | 2 | capital falling |  |
| 2013-06 | 0 |  | reserve under noncurrent, capital falling |
| 2013-09 | 0 |  |  |
| 2013-12 | 0 |  |  |
| 2014-03 | 1 | capital falling |  |
| 2014-06 | 0 |  | capital falling |
| 2014-09 | 0 |  |  |
| 2014-12 | 1 | reserve under noncurrent |  |
| 2015-03 | 0 |  | reserve under noncurrent |
| 2015-06 | 1 | reserve under noncurrent |  |
| 2015-09 | 0 |  | reserve under noncurrent |
| 2015-12 | 1 | capital falling |  |
| 2016-03 | 1 |  |  |
| 2016-06 | 0 |  | capital falling |
| 2016-09 | 0 |  |  |
| 2016-12 | 0 |  |  |
| 2017-03 | 1 | reserve under noncurrent |  |
| 2017-06 | 1 | uninsured deposits leaving | reserve under noncurrent |
| 2017-09 | 2 | reserve under noncurrent |  |
| 2017-12 | 2 | capital falling | uninsured deposits leaving |
| 2018-03 | 1 |  | capital falling |
| 2018-06 | 2 | noncurrent p90 |  |
| 2018-09 | 1 |  | noncurrent p90 |
| 2018-12 | 3 | capital falling, charge-offs p90 |  |
| 2019-03 | 2 |  | charge-offs p90 |
| 2019-06 | 1 |  | capital falling |
| 2019-09 | 1 |  |  |
| 2019-12 | 2 | capital falling |  |
| 2020-03 | 1 |  | capital falling |
| 2020-06 | 1 |  |  |
| 2020-09 | 1 |  |  |
| 2020-12 | 2 | capital falling, uninsured deposits leaving | reserve under noncurrent |
| 2021-03 | 1 |  | uninsured deposits leaving |
| 2021-06 | 0 |  | capital falling |
| 2021-09 | 0 |  |  |
| 2021-12 | 1 | capital falling |  |
| 2022-03 | 2 | charge-offs p90 |  |
| 2022-06 | 0 |  | capital falling, charge-offs p90 |
| 2022-09 | 1 | uninsured deposits leaving |  |
| 2022-12 | 1 | reserve under noncurrent | uninsured deposits leaving |
| 2023-03 | 1 | capital falling | reserve under noncurrent |
| 2023-06 | 1 | reserve under noncurrent | capital falling |
| 2023-09 | 1 |  |  |
| 2023-12 | 3 | capital falling, noncurrent p90 |  |
| 2024-03 | 2 |  | noncurrent p90 |
| 2024-06 | 2 | charge-offs p90 | capital falling |
| 2024-09 | 2 |  |  |
| 2024-12 | 2 |  |  |
| 2025-03 | 4 | capital falling, noncurrent p90 |  |
| 2025-06 | 2 |  | capital falling, noncurrent p90 |
| 2025-09 | 2 |  |  |
| 2025-12 | 3 | capital falling |  |
| 2026-03 | 0 |  | reserve under noncurrent, charge-offs p90, capital falling |
| 2026-06 | 1 | reserve under noncurrent |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-05-12 [Longview Bank Expands It’s Presence With New Management And A New Location - Taylorville Daily News](https://news.google.com/rss/articles/CBMisAFBVV95cUxNVUhtZnR5cDRUaGwwdG9QeWVCRUladG1rd050eGVNVDFmeU56ZDZfLUdpaTVzMjUzQXBCMkhSNmRObEZhaEs1eG1OeTJwdGhrMDdHQndiWGFCcHVhUmRhd1FVZEs3dG12NnA1RklhNmRBSEJQVTlhUGJIa09JXzJDY0ZkNUp3QWNtOS1DT3lzZ3g3QnMyb3p2dXhxNFFickJSSUpXZk1YWGNySjVGWE16cw?oc=5) · Taylorville Daily News
- 2026-05-28 [Longview Bank Announces Hiring of Dean Grimes as VP, Commercial Loan Officer - Vermilion County First](https://news.google.com/rss/articles/CBMivAFBVV95cUxPNkVLUHRFT0hVcUhma0lhQTV1eERsYTQ1eVZOc3BoMjhIeHQ0MnBEUUVvcDlfWXVqczZOYVJtR3dENFhDX1ZaT1lqekxQUnpPZmdhTlJhQUtGV1A5Ulh0bVBGVTJraGdFenk3SklMLTlBWTJwcWNnd0xOeUdrR2c3cmlWdzdkX2xzMnBQVGVqMDVwaGg2cGRZQjRhdmJIOXFkRzlyVVVnczhJVHlMTEp0cG9xamtaQXMyWUk2Zg?oc=5) · Vermilion County First
- 2025-11-24 [UPDATE: Bank robbery suspect arrested, three people hospitalized after car crash in Champaign - WCIA.com](https://news.google.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?oc=5) · WCIA.com
- 2025-11-07 [Lily Owen Joins Longview Bank Tuscola as Agricultural Loan Officer - Vermilion County First](https://news.google.com/rss/articles/CBMisAFBVV95cUxQZzZMTjRpbGRmZGYtNFRudjFzSjJvblhjSjdPbEs5TTA1OGNWMTBoYXItWlRGTzlybUtrWTI3c0lkc0hWd0VkMUxkc2d2WXhFcWJnSHJOT0l1Zy1jUkVaVTJEZkZPNjJmR3QzSWdXMXZ3T1JqUHZDWXZXVDFGZjFYMDQ5dFhJY0pGcnAtYXJNdC1hRlAtQmRoLUZyOXBlZ0Y4amEtNlIzX1lXRG8yTG5tZQ?oc=5) · Vermilion County First
- 2026-03-12 [Man pleads guilty to bank robbery, police chase; sentenced to drug court probation - WCIA.com](https://news.google.com/rss/articles/CBMiwgFBVV95cUxOWWQySjFwak11b1NCLXRVZVZGX2ZIUWhTb09iVEFrYnBWckV0azFBdnUwbVFaVXBCSmRvTkFCa0xHMmR0TERiT2VCNmctRjVOX3BaNzBkanUyczg1dUtmSWZpcnZacWZ4Y2VnTW9ydkVlZ0psWHkzQnFPZ01EbzUzUUR3VWtYR0dZN3lZODJmdVVvX1RicEh1cVFjMHhKZjh0ZlQ2Y2wtUDQzNm1zRmVtYTFNUXJrT0pzOHUyeVBsRUJIQdIBxwFBVV95cUxPUkk1SDYtNEtzdkMwRzRVVVJRejFUM3FMUXA5X3k2NHFqVmt6WUZKOXZjZjdEMFdmbFl6bXhYNjRiV1FrY2RKa1dIZTYxeTVzeEdOQ1lvc3lESDljdHM5aENEOTRiZndnY2piUnNQb0ZwOTlYVTh6c19QbEhrSkNZWVlNYko5TE1RcXJTZXNka2hkRG1KaE8yNWFvU0tFUzNqQjNidkpVdjZiTEtxM2hCNjFLdURmd0dkTVFUdVhwM3Rud0dSVFlz?oc=5) · WCIA.com
- 2020-11-29 [Beyond the Boardroom: Longview Bank's Jim Chandler - The News-Gazette](https://news.google.com/rss/articles/CBMi0gFBVV95cUxQY0dTRmE5cUdrR2xFYUdUbE5jODQxQUlvOHpYTkNsUWVEa2RQdXZmTHdGNnQ0TDRzRUhEbDZ1dUZPZkZvd1JmMVdpQW5vU1UyRGpJR0RiNE5fYlJUdWNLSUlCNUJqdUVrb0REUXZtaUhiU1BOLWNiSDNOa2RRN1NrX1NHdWMwMUtvdVV0WmptLWZWNThCUWloVnBrV2VqeS1RYXc1MXQyektTRUlabzY3NURtTUIwM19DcDNCS2o0Q1VsZk9CanRxc0lMU295OUZtaGc?oc=5) · The News-Gazette
- 2024-08-20 [Longview Capital Corporation welcomes Lora Fisher as compliance, CRA officer - Illinois Business Journal](https://news.google.com/rss/articles/CBMiswFBVV95cUxPcnhBdGpiZ1BXWE5nQ1oycmZ2dy1ON2VJYXNIWGlhZjFBdFVKTlBPcnB3X29FM2w2UEVGbnIta2tPX3dDNGNIOWNvYjYxdFNVQjJiQWVvdWpUMDhnMm1GNkttbXo4Nm9hVU9lSnhERkRPallTR005UEJyMDFQbkhZeE5STTd4ZFNFOHhGQnZLMVlkUWw2RGR5QlNQaDlIWnp2akVNdWc0QkE0VzJVNDlqYjZqRQ?oc=5) · Illinois Business Journal
- 2024-11-23 [Cody A. Breitenfeldt Obituary Jan 17, 2017 - Sunset Funeral Home and Cremation Center](https://news.google.com/rss/articles/CBMibEFVX3lxTE5aak1YZTB3c25fOUdfa3drNmFRNjNqRE9BWGhWTHZZb3BHSUI0TkY5X1FkVU5NbDBWcFBvVDlkWTV5NXNiVi01ZzlRUFpadUxlTkFRT0Zna0FWcEZMSGR6Z2swWUYzUWR6QVhmRg?oc=5) · Sunset Funeral Home and Cremation Center

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=1786 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/58.json (key "1786", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide