# BANK OF GREELEY
GREELEY, KS · FDIC certificate 17995 · asset band <$300M · latest filing 2026-06 · live

**Verdict on the desk:** this could be *liquidity-rich*. Composite score 0 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $54.4M | |
| Deposits | $46.8M | |
| Loans and leases | $23.6M | |
| Total equity | $6.5M | |
| Loans / deposits | 49.74% (p19 of band) | 73.59% |
| Liquid assets / assets | 54.14% (p82 of band) | |
| Uninsured deposits / deposits | 12.71% (p23 of band) | 19.81% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 0.00% (p23 of band) | |
| FHLB advances / assets | 0.00% | |
| Tier 1 leverage | 12.29% (p56 of band) | 11.76% |
| Unrealized securities loss / equity | -2.66% (p67 of band) | -6.57% |
| AOCI / equity | -0.60% (p40 of band) | |
| ROA (annualized) | 1.59% (p72 of band) | 1.17% |
| Net interest margin | 3.51% (p29 of band) | 3.93% |
| Efficiency ratio | 54.06% (p21 of band) | |
| Noncurrent loans | 0.31% (p47 of band) | 0.36% |
| Net charge-offs (annualized) | 0.00% (p38 of band) | |
| Reserve coverage of noncurrent | 435.62% | |
| Real estate % of loans | 69% | |
| Construction % of loans | 1.98% (p23 of band) | |
| Auto loans | $944,000 (4.00% of loans; DQ 0.00%, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | 12.9% | |
| Employees | 7 | |

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 0 |  |  |
| 2011-06 | 0 |  |  |
| 2011-09 | 0 |  |  |
| 2011-12 | 0 |  |  |
| 2012-03 | 0 |  |  |
| 2012-06 | 0 |  |  |
| 2012-09 | 0 |  |  |
| 2012-12 | 0 |  |  |
| 2013-03 | 0 |  |  |
| 2013-06 | 0 |  |  |
| 2013-09 | 0 |  |  |
| 2013-12 | 0 |  |  |
| 2014-03 | 1 | capital falling |  |
| 2014-06 | 1 |  |  |
| 2014-09 | 0 |  | capital falling |
| 2014-12 | 0 |  |  |
| 2015-03 | 0 |  |  |
| 2015-06 | 0 |  |  |
| 2015-09 | 0 |  |  |
| 2015-12 | 0 |  |  |
| 2016-03 | 1 | uninsured deposits leaving |  |
| 2016-06 | 0 |  | uninsured deposits leaving |
| 2016-09 | 0 |  |  |
| 2016-12 | 0 |  |  |
| 2017-03 | 0 |  |  |
| 2017-06 | 2 | losing money, expense ratio p90 |  |
| 2017-09 | 0 |  | losing money, expense ratio p90 |
| 2017-12 | 0 |  |  |
| 2018-03 | 0 |  |  |
| 2018-06 | 0 |  |  |
| 2018-09 | 0 |  |  |
| 2018-12 | 3 | deposits shrinking, assets shrinking, uninsured deposits leaving |  |
| 2019-03 | 1 | capital falling | deposits shrinking, assets shrinking, uninsured deposits leaving |
| 2019-06 | 0 |  | capital falling |
| 2019-09 | 0 |  |  |
| 2019-12 | 0 |  |  |
| 2020-03 | 0 |  |  |
| 2020-06 | 0 |  |  |
| 2020-09 | 1 | uninsured deposits leaving |  |
| 2020-12 | 1 |  |  |
| 2021-03 | 1 | capital falling | uninsured deposits leaving |
| 2021-06 | 1 |  |  |
| 2021-09 | 0 |  | capital falling |
| 2021-12 | 0 |  |  |
| 2022-03 | 1 | capital falling |  |
| 2022-06 | 1 |  |  |
| 2022-09 | 0 |  | capital falling |
| 2022-12 | 1 | uninsured deposits leaving |  |
| 2023-03 | 2 | capital falling |  |
| 2023-06 | 1 | deposits shrinking | uninsured deposits leaving, capital falling |
| 2023-09 | 0 |  | deposits shrinking |
| 2023-12 | 0 |  |  |
| 2024-03 | 0 |  |  |
| 2024-06 | 0 |  |  |
| 2024-09 | 0 |  |  |
| 2024-12 | 1 | uninsured deposits leaving |  |
| 2025-03 | 0 |  | uninsured deposits leaving |
| 2025-06 | 0 |  |  |
| 2025-09 | 0 |  |  |
| 2025-12 | 0 |  |  |
| 2026-03 | 1 | capital falling |  |
| 2026-06 | 0 |  | capital falling |

## In the news (Google News, unfiltered, newest first; check the city)

- 2018-08-27 [Joseph M. Peine Obituary Aug 27, 2018 - Feuerborn Family Funeral Service](https://news.google.com/rss/articles/CBMib0FVX3lxTE5vZldxaGpadzN1dnNGVUdWcFRVNTY2RXNQbVVFVjVoYmJqWE1IMHM1bUZmTzlaZ2l4Z1JmRlhsUE4tZHU1cEtIeHBxa2p6SFFHQkl4bWt3NE1vSE1BRnBpSmY1dVpKYzZ3bmh4TzBTNA?oc=5) · Feuerborn Family Funeral Service
- 2016-02-12 [Janet Wright Obituary Feb 12, 2016 - penwellgabelkc.com](https://news.google.com/rss/articles/CBMiZEFVX3lxTE9pYmxVV1NfUUZERnpsVjkzZkxKMFBHOE1yek9NdWl3Y0Z6U1NrT1RGcG1yWlR1NjRZUkl2WExWbGc1Z0dhaW0zdF84NHFreDdwNW9ZSFlqVGpITnZuNmRzdDNCWm4?oc=5) · penwellgabelkc.com
- 2026-02-25 [City of Greeley to commemorate City Hall with farewell event - Greeley Tribune](https://news.google.com/rss/articles/CBMigAFBVV95cUxQbGw3azBDSFdGejY3N090a3dSZVVHcmFTdEF1enNGUk9UQThSTVhDSE81bEtSdE11cWFxdnQybFA4V2tOZmhENzg4ZHRaaHVLTld1RldDUkEzY19PNWlSRWViaWFBcTFmd09PWHhseUtmUlJKX0pHS2ItdjYyOVlOUA?oc=5) · Greeley Tribune
- 2009-09-23 [Dairy bankruptcies are growing in Colorado - The Fence Post](https://news.google.com/rss/articles/CBMigwFBVV95cUxQcVJfUkRKSmpVUDlWSXFsR1FpZ1ZBTHhBYVR0NVBPMGpCUkQzRmQyRWJuSUx1WU5yMnpKcnNmQTJjTzRDVjVNbk90bjg5dHdla1U5TzdadFNUdGFyUDBNSzl6ZUtoV3pkV1M0Qkt4S196YW9pVEVlSjg1d3g4Y0xCWkJZMA?oc=5) · The Fence Post
- 2024-03-09 [David L. Kratzberg Obituary Jul 28, 2016 - Feuerborn Family Funeral Service](https://news.google.com/rss/articles/CBMic0FVX3lxTE81TUJ4OVA5YUtEbTJTV3F5QndRQk1lRlJPUWxnTm1VQmtGeUJhREluR002UFFOSXlMWFdnNVo0aUlEeTJmQW9zdjFmcllVN3QyWFFsZ0wxOVVYSEg3Uk1ZMzdjUHhreGZualA1WUNOSUVfUmM?oc=5) · Feuerborn Family Funeral Service
- 1981-07-25 [Man charged with using Hyatt victim's check - upi.com](https://news.google.com/rss/articles/CBMingFBVV95cUxORlJHXzFwSUxNaHZCYTNIZ0ZSMUFmdE5vU2c5OGxNeVVSa1Njd2x6UlFqQ2gtMVROdy1qQmt5U0FPVm0zM0tKZGV2ZGZzckZ4TTcwT0N3YV9wamxQNlFhWWNycnhGQ29ucXp4VVVmRzItUXVFTkRZN1VwbHdTS1dtYnVWX3JKaHdQZGVVYkY0UDhseWl5VEdMU1lwQ0QwQdIBowFBVV95cUxOMHM5UkxXeXloQTM3LTMxWTlsWFdUb0tXYk8wUi1UeE9SbnJReU16NE5kOXR6TUFlb0EwSEZMYm1PSlhXX01BUHJOdXhCaGtoaF9NenNyalJ3OUlsM2tRYWdqdUlIM29VczhXb1dKazRVS0VDZ2ZfVzN6NmZQcFh5cTdsQzRIdlJzdVdMeV9CcGdSbVRsck9ZdFQ3SHBlZ2VNc0Zz?oc=5) · upi.com
- 2004-11-24 [Business report - Greeley Tribune](https://news.google.com/rss/articles/CBMibEFVX3lxTFBUcVlfUTRucThjWXNzWU9pY29VRTdCRWp3ZlpxazU5Rm90YWFEMHNpX3g1NXQ2RzktNHA3U3gyS0dPcjYybkxGcTdSd0h6VDFpaDlTcHJHUDlqOEZWTmVhNndHQ2tCd2FuRGtJRQ?oc=5) · Greeley Tribune
- 2024-11-26 [Lucille Collins Obituary May 10, 2014 - Feuerborn Family Funeral Service](https://news.google.com/rss/articles/CBMic0FVX3lxTE1XT213dGlVRjg1dWhidGFQWnNyNExEaGtYOXkxVG5PNDJZYncxVE81Rkdfcld6TWxERHBsSVNtOUswUzEzRGd3cm1DbnBvdTlWS1dJOHd1bGl1azRfamdVZzhYdUNyUGFkd2lYNHQ3SWdHcmc?oc=5) · Feuerborn Family Funeral Service

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=17995 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/11.json (key "17995", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide