# BRIDGEVIEW BANK GROUP
BRIDGEVIEW, IL · FDIC certificate 21122 · asset band $1-10B · latest filing 2019-03 · stopped filing (departed)

**Verdict on the desk:** this could be *ordinary*. Composite score 2 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $1.14B | |
| Deposits | $994.1M | |
| Loans and leases | $761.7M | |
| Total equity | $132.1M | |
| Loans / deposits | 75.85% (p20 of band) | 89.50% |
| Liquid assets / assets | 26.69% (p72 of band) | |
| Uninsured deposits / deposits | 12.84% (p14 of band) | 26.63% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 1.20% (p16 of band) | |
| FHLB advances / assets | 1.20% | |
| Tier 1 leverage | 10.19% (p49 of band) | 10.25% |
| Unrealized securities loss / equity | -0.59% (p51 of band) | -0.59% |
| AOCI / equity | 1.19% (p65 of band) | |
| ROA (annualized) | 0.43% (p7 of band) | 1.16% |
| Net interest margin | 3.56% (p46 of band) | 3.61% |
| Efficiency ratio | 82.60% (p95 of band) | |
| Noncurrent loans | 0.95% (p76 of band) | 0.48% |
| Net charge-offs (annualized) | -0.02% (p8 of band) | |
| Reserve coverage of noncurrent | 107.15% | |
| Real estate % of loans | 75% | |
| Construction % of loans | 22.33% (p25 of band) | |
| Auto loans | $9,000 (0.00% of loans; DQ 0.00%, NCO 0.00%) | |
| Loans to nondepository financials | $20.3M (15% of equity) (p94 of band) | |
| Deposits YoY | 1.7% | |
| Employees | 160 | |

## Flags firing in the latest filing

- **expense ratio p90** (`earn_efficiency`)
- **assets shrinking** (`shrink_assets`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 3 | noncurrent p90, charge-offs p90, reserve under noncurrent |  |
| 2011-06 | 4 | losing money |  |
| 2011-09 | 4 |  |  |
| 2011-12 | 6 | capital falling, expense ratio p90 |  |
| 2012-03 | 10 | leverage <7%, deposits shrinking, assets shrinking, uninsured deposits leaving |  |
| 2012-06 | 9 |  | uninsured deposits leaving |
| 2012-09 | 9 |  |  |
| 2012-12 | 9 |  |  |
| 2013-03 | 7 |  | losing money, capital falling |
| 2013-06 | 7 |  |  |
| 2013-09 | 7 |  |  |
| 2013-12 | 8 | losing money |  |
| 2014-03 | 7 |  | losing money |
| 2014-06 | 5 |  | deposits shrinking, assets shrinking |
| 2014-09 | 5 |  |  |
| 2014-12 | 5 | capital falling | charge-offs p90 |
| 2015-03 | 3 |  | leverage <7%, capital falling |
| 2015-06 | 4 | losing money, charge-offs p90 | noncurrent p90 |
| 2015-09 | 3 | deposits shrinking | reserve under noncurrent, losing money |
| 2015-12 | 3 |  |  |
| 2016-03 | 2 |  | charge-offs p90 |
| 2016-06 | 1 |  | deposits shrinking |
| 2016-09 | 3 | charge-offs p90, reserve under noncurrent |  |
| 2016-12 | 4 | capital falling |  |
| 2017-03 | 2 |  | reserve under noncurrent, capital falling |
| 2017-06 | 3 | assets shrinking |  |
| 2017-09 | 2 |  | assets shrinking |
| 2017-12 | 1 |  | charge-offs p90 |
| 2018-03 | 1 |  |  |
| 2018-06 | 2 | charge-offs p90 |  |
| 2018-09 | 1 |  | charge-offs p90 |
| 2018-12 | 1 |  |  |
| 2019-03 | 2 | assets shrinking |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2021-03-18 [First Midwest clears regulatory hurdle to buy Bridgeview Bank Group - Northwest Indiana Business Magazine](https://news.google.com/rss/articles/CBMixwFBVV95cUxNU3g0UVRRZEZkMHBibGhOeGNMRUdxYUVINnQzV3FkanNOOWEwVmZ5UEo1TGc0emg2UVpCS0xDUEJYSmVSRXlyWFg3Q29Zb0xsVGtFa1lhd2R2UExObGVPTjBmbS1IbEhRbXB3X0s4a2JWZHVKX0xIVnNPYW5QUllmeThuY2gyU182RmdFdS1LRHFpcm9RY2hEeXg5Q0NkZkpadmpGQUZmUFZFSkZ2ZUtabE1lT1Zqd1NfblFQOUUyb0g2RTFVZHBZ?oc=5) · Northwest Indiana Business Magazine
- 2018-12-07 [First Midwest acquiring Bridgeview Bank Group - Crain's Chicago Business](https://news.google.com/rss/articles/CBMimgFBVV95cUxPbDlfX21xWnJRWW1WalA5Y3l3V2VrenAzQ3dTYjFJVkxxUXN6SGx3N2xwcVU1MmpoTVM5YXAzeUZReDRmZk9lRlluTlVCZUc0N0RKbW1DcDRyOUtxeGI0TmhtT2hmNUM2Um8wQ05ERnZYclowdm5rSl9nWFNVbWZ0NWNpQWQwMWRyNTdjS0dxdmdZTHI0cHhPU0J3?oc=5) · Crain's Chicago Business
- 2018-12-11 [Comings & Goings: First Midwest to acquire Bridgeview Bank - Chicago Tribune](https://news.google.com/rss/articles/CBMinwFBVV95cUxOZTNHVFBNT2NENEpvQmZVVm0xODYyQUc4aHA4UVBXQ1ZzaUMxSkdISkpDVHA0THUxWHZ1MFJ2NHAyUzlZaUtfY0x6b2I5aVdFVlRvMWFmV282bjVOLTBqODVxSGRBLTJTREZOU08tV0RvRDNFOGxuU3BpeWNaQVhxTXVDRm1heUtnLUZya0FBRWhRYjZxeVlXZ1lnLTgyLTA?oc=5) · Chicago Tribune
- 2019-07-16 [CrossCountry Mortgage buys PERL Mortgage, expands operations - mpamag.com](https://news.google.com/rss/articles/CBMiqAFBVV95cUxNbEhpOTE3cmlZNGtXT1VfY3VCYy1pT01aM012NHF3Tld3ZTJhYk1DSmcwcjVPMDNnSFA5TnEwa2ZIRXZHYjhYZFVuZXRyNTRSU1hJWVo2ZGQ5V3dSd1hkVXNST3JkTUg4bWFDVG82a21XUU0yZE5WYUZIeHFNVkdhTkV2TDgtY3EwN2d3d2hjVU5CbUZSQ2RQd2JhcFQybmxwRi00c01NOHU?oc=5) · mpamag.com
- 2013-02-19 [2013 Election: Gina Cunningham-Picek, Woodridge Mayoral Race - Patch](https://news.google.com/rss/articles/CBMijAFBVV95cUxNYmVOM2ppZHRaQ2dVQTROQk5vNWV1OGZZLTg1ckxsLU15aVdKQ3EwVHpuNElIR0hyQTFmZE5lTG1iZFlQcjdnZjN1VnM4WTF4UHZhUkNNbUd5LWJlbzgxQnV1V0NiYTZobkZtT2hZTnBBTFgzVE9yYU1rdW1PaElZN0NKUTh0cWpTNXdmaA?oc=5) · Patch
- 2012-04-10 [Trader builds one house, sells two in Lincoln Park - Crain's Chicago Business](https://news.google.com/rss/articles/CBMiugFBVV95cUxOdG9hWWZ5LWI4WmVMZXh3Sl90WkFiQThqTXdPai1sSEJLZjMtWmVjVEdaZGUteEdRaWtfai1NdXZCVjdiQjl2UDRzT3JWb01NYVZXTHRoRFdQaGJjN1dhSDVKLU1mTlRPOE1SblJTekFIbS1kVGVDWTE4Wmd3OVlaSlBraFBkZ3RnMWRMdWZOYms3cGh0RmhPR2lWN3dkeXBxVDdDWGRyeTBPMDNvVmF1WGVBNU9xOGdZcWc?oc=5) · Crain's Chicago Business
- 2015-03-12 [YMCA Giving Gala Raises Record-Breaking $140K | Plainfield - Patch](https://news.google.com/rss/articles/CBMijAFBVV95cUxOTnJadjNhUVpCZElxVzdjQTBLZGdISDJLU3RIbTVyT1VucGVsTWNHT2o3cGpCSmUtcWR6Z01ob1gwQ25OUnowRmg5b2g3R1JkUE10YTZkeHd4cjNwLUxHUkdXeGNLbkZpQTdrWkNyVnA5am9GTGpvTklvWG5fTHNLLUZhRF9FTGk2TUVwZg?oc=5) · Patch

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=21122 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/2.json (key "21122", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide