# LOS ANGELES NATIONAL BANK
BUENA PARK, CA · FDIC certificate 21352 · asset band <$300M · latest filing 2013-03 · stopped filing (departed)

**Verdict on the desk:** this could be *ordinary*. Composite score 1 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $192.8M | |
| Deposits | $163.9M | |
| Loans and leases | $128.7M | |
| Total equity | $28.5M | |
| Loans / deposits | 76.47% (p69 of band) | 66.54% |
| Liquid assets / assets | 31.21% (p37 of band) | |
| Uninsured deposits / deposits | 19.92% (p80 of band) | 11.77% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 0.00% (p19 of band) | |
| FHLB advances / assets | 0.00% | |
| Tier 1 leverage | 14.27% (p87 of band) | 10.04% |
| Unrealized securities loss / equity | 0.94% (p32 of band) | 2.48% |
| AOCI / equity | -0.09% (p60 of band) | |
| ROA (annualized) | 0.40% (p28 of band) | 0.72% |
| Net interest margin | 3.29% (p35 of band) | 3.55% |
| Efficiency ratio | 84.10% (p70 of band) | |
| Noncurrent loans | 3.18% (p78 of band) | 1.19% |
| Net charge-offs (annualized) | 0.00% (p40 of band) | |
| Reserve coverage of noncurrent | 82.21% | |
| Real estate % of loans | 89% | |
| Construction % of loans | 2.10% (p21 of band) | |
| Auto loans | $0 (0.00% of loans; DQ –, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | 0.5% | |
| Employees | 37 | |

## Flags firing in the latest filing

- **reserve under noncurrent** (`aq_reserve`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 2 | noncurrent p90, reserve under noncurrent |  |
| 2011-06 | 0 |  | noncurrent p90, reserve under noncurrent |
| 2011-09 | 0 |  |  |
| 2011-12 | 1 | reserve under noncurrent |  |
| 2012-03 | 2 | noncurrent p90 |  |
| 2012-06 | 2 |  |  |
| 2012-09 | 2 |  |  |
| 2012-12 | 1 |  | noncurrent p90 |
| 2013-03 | 1 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2013-05-09 [Los Angeles National Bank to Get New Owner - Patch](https://news.google.com/rss/articles/CBMif0FVX3lxTE1tQVByTlNxeU5LZlBWaVVrV2FUOVRoMUo1MG9xZkVhaE90SmhxakNVU2NOaWdHaThnLVFHWWhQT2k4MEQ5ZFJHNUZ4WDVkbmpzeEpRbkx2NV8zQjBsR3RQTjdicWdhWURDZ21tSS1feTNnRWhKcmI5cUw3cGpFekk?oc=5) · Patch
- 2014-04-07 [Small banks seeking bigger ones in a buying mood - Orange County Register](https://news.google.com/rss/articles/CBMikAFBVV95cUxNc29xeFQxdTRmUXNpNGQ5QXRlOXVnQkNpWlZ5bFgwNWp1Rm1fNUl5djNkbmRxTGs4TkxSaDNGU0RGS0stNHVFYnBRcmdGdGRjYnVJTGJuQlh4QU1uUnJ1c2U1dXNJZTNPZFFsVXlZN3psZE1zOTNKMEJ2V0ZfWUtXdzhuQXJyYTNvVDZVeFMxaEo?oc=5) · Orange County Register
- 2023-10-23 [The Catholic faith that guided the extraordinary life of Tirso del Junco - Angelus News](https://news.google.com/rss/articles/CBMid0FVX3lxTE9pSjB2ZnNmdVJlRFdGUE1FSnkwa0VJMEhPQnFLTkppWTBnWmpHMjM4UHJxMEtHX2k0SEk3bHhOMmdQZkNKQlpOUmdFYkFnMG5JRnpDbXBpR3Bxei0wdnM1YmVvdU1CcE5VWHpmcWR5UUhfZEt4T3Bv?oc=5) · Angelus News
- 2014-10-27 [Hesperia once marketed as ‘The Denver of California’ - San Bernardino Sun](https://news.google.com/rss/articles/CBMilgFBVV95cUxOOHBVY1RSOXNZM0h5cnZqTDlXYXhqNnFzRHlMaWVEUHNURkN0ekNpaUtFVTJMRUVZQWtWbm9JOTNKcERsWGRYcFdkaGdNR1hmbDJydkx4RjhrMTYxNlhzSlFvWHpwbENvMjZFN3RKdGNTNWpPcmlfMDhfbzhSM3NKNl9QOU9VTGg3SU9SUlZOaVVCNXBpS3c?oc=5) · San Bernardino Sun
- 2016-05-02 [Walter Rasic Obituary - Glendale, CA - Dignity Memorial](https://news.google.com/rss/articles/CBMigAFBVV95cUxQajVNbk1QSi0xSk1JN0dHeDVGd3pLcFFrREY3ZTJpdjBxbjJtQjFFS1o4ZVRZRkRXU1g1dng5RmJLZHV2ckZKaW4taWhjYWdlZnFYSjRCTml5LUVXQ3pfWTFrWlVJMjM4a3l6N3dRcEdWQnFIR2M0ZmJpNXhBSUNhZg?oc=5) · Dignity Memorial
- 2018-12-17 [View Martin Castillo's Obituary and express your condolences - legacy.com](https://news.google.com/rss/articles/CBMipwFBVV95cUxOVkdHeUt0V2ZILWFOczk0NExjUTVrdnZSYWx6TkFhVDY5N3d1bEZVZXBsYW9BYTFlclFReWptc25wejVLWWxtNms5eGdZbTRmakpPWDlQOVlpSGpYSlVQUVdHUGYzdVZIaWxGbEF1bkJiajg1dXVpYVkxQTQ4MU55UFEwMV9RTzJ5NF9Ya1hDdEdONkwzVVIxU09tbjMzaWdqQ2x2Qm1Paw?oc=5) · legacy.com

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=21352 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/40.json (key "21352", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide