# PROGRESSIVE NATIONAL BANK
MANSFIELD, LA · FDIC certificate 24443 · asset band <$300M · latest filing 2026-06 · live

**Verdict on the desk:** this could be *ordinary*. Composite score 1 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $122.9M | |
| Deposits | $109.5M | |
| Loans and leases | $81.1M | |
| Total equity | $12.9M | |
| Loans / deposits | 73.42% (p50 of band) | 73.59% |
| Liquid assets / assets | 27.26% (p37 of band) | |
| Uninsured deposits / deposits | 26.05% (p72 of band) | 19.81% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 0.00% (p23 of band) | |
| FHLB advances / assets | 0.00% | |
| Tier 1 leverage | 10.59% (p34 of band) | 11.76% |
| Unrealized securities loss / equity | -0.40% (p84 of band) | -6.57% |
| AOCI / equity | -0.65% (p38 of band) | |
| ROA (annualized) | 1.10% (p47 of band) | 1.17% |
| Net interest margin | 4.69% (p83 of band) | 3.93% |
| Efficiency ratio | 77.07% (p73 of band) | |
| Noncurrent loans | 2.02% (p85 of band) | 0.36% |
| Net charge-offs (annualized) | 0.01% (p64 of band) | |
| Reserve coverage of noncurrent | 44.79% | |
| Real estate % of loans | 92% | |
| Construction % of loans | 53.29% (p81 of band) | |
| Auto loans | $1.7M (2.05% of loans; DQ 4.38%, NCO 0.01%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | 5.2% | |
| Employees | 33 | |

## Flags firing in the latest filing

- **reserve under noncurrent** (`aq_reserve`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 1 | reserve under noncurrent |  |
| 2011-06 | 0 |  | reserve under noncurrent |
| 2011-09 | 1 | capital falling |  |
| 2011-12 | 1 |  |  |
| 2012-03 | 0 |  | capital falling |
| 2012-06 | 0 |  |  |
| 2012-09 | 0 |  |  |
| 2012-12 | 1 | uninsured deposits leaving |  |
| 2013-03 | 0 |  | uninsured deposits leaving |
| 2013-06 | 0 |  |  |
| 2013-09 | 0 |  |  |
| 2013-12 | 0 |  |  |
| 2014-03 | 1 | uninsured deposits leaving |  |
| 2014-06 | 0 |  | uninsured deposits leaving |
| 2014-09 | 1 | capital falling |  |
| 2014-12 | 1 |  |  |
| 2015-03 | 1 |  |  |
| 2015-06 | 0 |  | capital falling |
| 2015-09 | 0 |  |  |
| 2015-12 | 0 |  |  |
| 2016-03 | 1 | uninsured deposits leaving |  |
| 2016-06 | 0 |  | uninsured deposits leaving |
| 2016-09 | 0 |  |  |
| 2016-12 | 1 | reserve under noncurrent |  |
| 2017-03 | 1 | capital falling | reserve under noncurrent |
| 2017-06 | 1 |  |  |
| 2017-09 | 1 |  |  |
| 2017-12 | 0 |  | capital falling |
| 2018-03 | 1 | expense ratio p90 |  |
| 2018-06 | 0 |  | expense ratio p90 |
| 2018-09 | 0 |  |  |
| 2018-12 | 1 | capital falling |  |
| 2019-03 | 0 |  | capital falling |
| 2019-06 | 0 |  |  |
| 2019-09 | 1 | capital falling |  |
| 2019-12 | 0 |  | capital falling |
| 2020-03 | 0 |  |  |
| 2020-06 | 0 |  |  |
| 2020-09 | 1 | capital falling |  |
| 2020-12 | 1 |  |  |
| 2021-03 | 1 |  |  |
| 2021-06 | 0 |  | capital falling |
| 2021-09 | 0 |  |  |
| 2021-12 | 0 |  |  |
| 2022-03 | 0 |  |  |
| 2022-06 | 0 |  |  |
| 2022-09 | 0 |  |  |
| 2022-12 | 0 |  |  |
| 2023-03 | 0 |  |  |
| 2023-06 | 0 |  |  |
| 2023-09 | 0 |  |  |
| 2023-12 | 3 | deposits shrinking, assets shrinking, uninsured deposits leaving |  |
| 2024-03 | 2 |  | assets shrinking |
| 2024-06 | 4 | reserve under noncurrent, assets shrinking |  |
| 2024-09 | 2 |  | deposits shrinking, assets shrinking |
| 2024-12 | 2 | charge-offs p90 | reserve under noncurrent |
| 2025-03 | 2 | capital falling, reserve under noncurrent | uninsured deposits leaving, charge-offs p90 |
| 2025-06 | 2 | charge-offs p90 | capital falling |
| 2025-09 | 1 |  | charge-offs p90 |
| 2025-12 | 1 |  |  |
| 2026-03 | 1 |  |  |
| 2026-06 | 1 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2018-01-25 [OCC Announces 14 New Enforcement Actions and One Termination - occ.gov](https://news.google.com/rss/articles/CBMifEFVX3lxTE9HYmo5eDN5Z3g0a2NkN010QzhKT0JodXJsN2ZYZEVGbnFqX2U4Ul96aTJoWWMzeGxoM3A5ekNwZ0otLTM5X2RyaUxQYzNVRWFKaXBfNWN6Yk83dF9FTk03T0l3aDktQl9wcTl2dHhnTXpXaW1DY3FnbmUzeW4?oc=5) · occ.gov
- 2022-07-20 [Logansport bank robbery suspect now in custody - KSLA](https://news.google.com/rss/articles/CBMiggFBVV95cUxPVWNNdkVCeHRSTDR0eXNlM095ek9hbjgwb0pZeS1Eb0NiSWJ4dHM0NmFfRHZsQnRnVjhtQWpHc2h5blNKcW51cktyVUQ1cEV6RVVVb0pQOF94RndaSlVINEtidkFscnN3WDhvWThoWkRuNDNpNWpCbmFJSDUyNzB3Vl9n?oc=5) · KSLA
- 2026-06-11 [Shreveport-Bossier real estate market: Growth opportunity - KTALnews.com](https://news.google.com/rss/articles/CBMihAFBVV95cUxQNDdieVJua19pYVZwcHVPZDBKLXlYOUpWc01PaHBtMVZIelJmYlJUNXQ3ZTU0Y1FGMDFrWnViYlN0X1ctLW50cl9uazl5TFdmajgtdV9KWkN5aWZrenoyaHZpaHdOa240aktNN1FLYUs2QV9mZHJTYzBmS3FMRm50UE4yUDPSAYoBQVVfeXFMTk4wSERqWW1sM21WUlAybG5WZ1VpODFraTJlekljZ1U2Q0hINmd6c2JWbVJJUTFyVUgxN2RFY3BUVW9mOGJrVFlzX3I1TzNVakhKR1doTzRoNU1UZk5FbDhVMnB1bVpTWmpFOEQ3RzNoazBsQ3N4bG9VVDlTTHNLWVhXUGpkcjZkdmdn?oc=5) · KTALnews.com
- 2018-01-15 [In Business - Shreveport Times](https://news.google.com/rss/articles/CBMiiwFBVV95cUxPbjRDMjdSU0FhY2NaaU5pb1gxX1pnMGM4OU5yVGtHQURnOTdNODFWdDFPckYtSzJoTmVHcUx3RDRBYWRIWnVsWDhmeE5XaWt6VlpuR0lnaVdHeDlnQ0FoVW5PRzV5Nk9JSDJoSXkzLTZJWFZqUHlUUGQxb1MwWEd6N05ubzhaWTdHUUw0?oc=5) · Shreveport Times
- 2021-01-09 [Fitbit Pay Banks: Where it's supported, and what countries - Android Central](https://news.google.com/rss/articles/CBMiYEFVX3lxTFBrOFpVS2o4TlpCWmJtV3k5N1VZRVg4eUxkaDNhNXJQZ3JFd0Q5Z0VYWXpNOHpLcEJ5SHp3ckJfNWt5S2E5LUIwZ1l0R1NJaFdURGRtemdLbVhFVzdUT1ZRbQ?oc=5) · Android Central
- 2023-10-02 ['Blue Out Day' in DeSoto Tuesday in Stanley student's memory - KTBS 3](https://news.google.com/rss/articles/CBMizgFBVV95cUxPNEYwM09uV0pXMlQ2aF9FT2ZMYXJrbUp1U2VMbzN3ZkNnR09relFMQTVTMlhzS3lIZXNxNDQwTmZENGVWLU93ODFIUFRIZl9xOE5ZLXRUYUgwV0RrS283ejQ0alRvYXB0TDVXQ29TZ0xsN2hhMm0wSVY0cWZhdDg4N1ZmZ1A3dzJzeEF4RlJCam5jSnl2OHVBeGZXVEs1djVYbU5sZFJqM2w3UVgwazYzLXhnSzR6MmFjOHUwamlNUFk4MC1LSmFSSUpBMV9HUQ?oc=5) · KTBS 3
- 2018-10-02 [Here are all of the banks that currently support Apple Pay - iMore](https://news.google.com/rss/articles/CBMid0FVX3lxTE9ZY3JkQUdrNTNjWmMzVFk2QXBlWExaRnI3bjVsQ28wVlFRWUc5TEVWMm5TWkZ6RmtKTTNZRUhKbExyS25yb2pnRTc5VklBeW13Mzk0aU9MWVNGbHpiMDJUM1pfOVFvdFhCdGpNLUJQVG9ybXYzNlc4?oc=5) · iMore
- 2014-02-01 [Fred Binning Obituary (1933 - 2014) - Mansfield, LA - Shreveport Times - legacy.com](https://news.google.com/rss/articles/CBMilgFBVV95cUxQalI4VmRtV0pEU0JRWkFjZkdvNU9yY0Q0QkRoV0g3VE5NbVFIQy1jb1RlaDJiMkJHSEVFTTF4bTFEQmUtZGJtcFZNYWpZS1NHQUxFdUpPRTFvOWhfbkJTVnFoTUNtd0ZMcnVLcS1vZUlkQlp1NV80Wm9jeXVTR2t0cHhIbDNqdnRrX0FXdVBadGJ3b2hoSWc?oc=5) · legacy.com

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=24443 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/59.json (key "24443", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide