# FLORIDA PARISHES BANK
HAMMOND, LA · FDIC certificate 29670 · asset band $300M-1B · latest filing 2018-12 · stopped filing (departed)

**Verdict on the desk:** this could be *ordinary*. Composite score 1 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $378.6M | |
| Deposits | $306.2M | |
| Loans and leases | $248.6M | |
| Total equity | $40.3M | |
| Loans / deposits | 79.65% (p35 of band) | 86.08% |
| Liquid assets / assets | 29.38% (p69 of band) | |
| Uninsured deposits / deposits | 23.95% (p57 of band) | 22.10% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 8.32% (p66 of band) | |
| FHLB advances / assets | 8.32% | |
| Tier 1 leverage | 10.75% (p55 of band) | 10.52% |
| Unrealized securities loss / equity | -2.48% (p39 of band) | -1.90% |
| AOCI / equity | -1.62% (p30 of band) | |
| ROA (annualized) | 1.47% (p77 of band) | 1.13% |
| Net interest margin | 4.65% (p91 of band) | 3.77% |
| Efficiency ratio | 61.56% (p36 of band) | |
| Noncurrent loans | 0.94% (p73 of band) | 0.49% |
| Net charge-offs (annualized) | 0.05% (p62 of band) | |
| Reserve coverage of noncurrent | 200.26% | |
| Real estate % of loans | 90% | |
| Construction % of loans | 116.20% (p94 of band) | |
| Auto loans | $656,000 (0.26% of loans; DQ 0.61%, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p44 of band) | |
| Deposits YoY | 1.3% | |
| Employees | 78 | |

## Flags firing in the latest filing

- **construction >100% equity** (`conc_construction`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 2 | wholesale funding >15%, construction >100% equity |  |
| 2011-06 | 2 |  |  |
| 2011-09 | 2 |  |  |
| 2011-12 | 2 |  |  |
| 2012-03 | 1 |  | wholesale funding >15% |
| 2012-06 | 2 | uninsured deposits leaving |  |
| 2012-09 | 1 |  | uninsured deposits leaving |
| 2012-12 | 1 |  |  |
| 2013-03 | 1 |  |  |
| 2013-06 | 1 |  |  |
| 2013-09 | 1 |  |  |
| 2013-12 | 1 |  |  |
| 2014-03 | 1 |  |  |
| 2014-06 | 1 |  |  |
| 2014-09 | 2 | capital falling |  |
| 2014-12 | 1 |  | capital falling |
| 2015-03 | 1 |  |  |
| 2015-06 | 1 |  |  |
| 2015-09 | 1 |  |  |
| 2015-12 | 1 |  |  |
| 2016-03 | 1 |  |  |
| 2016-06 | 1 |  |  |
| 2016-09 | 1 |  |  |
| 2016-12 | 2 | capital falling |  |
| 2017-03 | 2 |  |  |
| 2017-06 | 2 |  |  |
| 2017-09 | 1 |  | capital falling |
| 2017-12 | 1 |  |  |
| 2018-03 | 1 |  |  |
| 2018-06 | 1 |  |  |
| 2018-09 | 1 |  |  |
| 2018-12 | 1 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2018-11-08 [The First announces agreement to acquire FPB Financial Corp. - WLOX](https://news.google.com/rss/articles/CBMijgFBVV95cUxNd3JnX0FFS3cwWUxqbUlOaE5KN3Z1Z19Va3Rwb2ZwczRlUEx1OHJOVlBSUHctczZ1ZkJvMzA5Q3VmUlNnbmVWazJoLUxucF9hUjdqQlVDdTZQUGVzb1BlSjV0VTAzMjJzZzlIYnVDMFZ2QnNNa2h5ME9uMlBnVG1zemdrREd3RXlTeV9lS3VR0gGiAUFVX3lxTFBiQ0czVmtsdHRHUjJCWEh4Q0MyOW4wSTBBUnZrNndSNmY5bDlhaVJKblVONURYb2RNRUVVZk5RR3g5VTF5MXdsSVVaRVU2V0VsajUwZmFDdHBLMzMwemxjMmQtRERFZmRkVjZNb3BxVUQtYzNwalljNGRhTjkxcEJpZ1FSaWJ1LTkxcVU0Nk8zRzgyY1Y2U1ZvUV9VdUhKcDZtQQ?oc=5) · WLOX
- 2018-06-18 [Mandeville police investigating armed robbery at bank - fox8live.com](https://news.google.com/rss/articles/CBMimgFBVV95cUxNYl9lRWUxcjIyQlhWd3FWMTVfWl85emlaVG1mRmUzQ2NGZmZ2MWsya2xNR2J4WWgyZTBLOXlwb2tCUTA0NTZUaXRhOFRwT01fbUJWd1BoTmVyN3AwTlhfMF91T0pOOGs3S05ucl9DUHdleno3QmZ6Vm5YclNaNTBwVFlJMzdKNl90R0JHVXRtRk5MNWo2ai14dmRn0gGsAUFVX3lxTE9pSlpZQjhWTmhya1JTNEhTZUJ1RVNyYnNtbjNNRGJkdUVyQkI4SWlRVWJIdUY4THlXd1NualZRVlBfbEowRmY4cWY2bjIyaUdzckplbWdQNnVjZWp1OFN0YVNzcEI0OU5rRmxUSWZ2b3V3SmNfaXJDNEhFaURjRmhqUUEzcHQ5MkNpdl9pSS16cjA1enRxUGJZblFMdldOcjNaY0Y1THdIZDNsYVQ?oc=5) · fox8live.com
- 2016-02-12 [FPB Financial Corp. Names Anderson President - Biz New Orleans](https://news.google.com/rss/articles/CBMiekFVX3lxTE83TWRpWlJVTEt6UFg1RGNFOHREdVZkT1JGYUpDOEJmQU83Z3k0VUY2RV84V0M2WDB6M2hBNDh6UkVYZ0V3cElXNko2S0Nab2hWNkoxRXBnUkxjM0NOaXJiNlAyckNlRjlaaDFBZEZ4ejdKNDRIRS1MVGFn?oc=5) · Biz New Orleans
- 2024-06-19 [Elizabeth Davis Lockhart - Harry McKneely & Son Funeral Homes](https://news.google.com/rss/articles/CBMiZ0FVX3lxTFBZWEcyQ2ljV1RBVW9SNWFLQV9mZUF5bEV3TTRMd20xS2hBTjhFOWdraXRlWFlnZkdaazhUX1RSRVcxUmxpdU12ZEhiWGE5cVQtNGNKbWRab01kZWVNUUZjU0dTSlg2Wjg?oc=5) · Harry McKneely & Son Funeral Homes
- 2014-03-06 [Sheri Thompson Obituary Mar 6, 2014 - Resthaven Funeral Home | Baton Rouge, LA](https://news.google.com/rss/articles/CBMibkFVX3lxTFBlREw5NG9TTUJoTDZUX2dmU2RqYUJVWDdWWVJKaE9OX3FXSER0VXhvYTgxbmF5bU40QTNiTjFYcHNKOV9NR2E2YlJ0Z1prWWw2d0N6bUZOaHpVTnZPSmpxOHk0elo4Ykh0QTE5WFBn?oc=5) · Resthaven Funeral Home | Baton Rouge, LA
- 2025-05-27 [Clancy DuBos: Wildly irreverent but never mean, Jay Batt got things done his way - NOLA.com](https://news.google.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?oc=5) · NOLA.com
- 2017-08-03 [CityBusiness names 2017 ‘Money Makers’ - New Orleans CityBusiness](https://news.google.com/rss/articles/CBMikgFBVV95cUxPamw0M1pra1hjUjZmWWZBN0xXNm5HNkJ2QnJueER6UlhEam93eG1qeE5tem9GejNELUJSYWFWeldMTnFpWFZoUWs2X0FKTF96Y01OU2RWX2hxNGNjUUlEUHc0WlN2a2hFOWpCMkxobzN5Nmo5c19XckxWNzZqRWJDSmpEejNJbUxQVEV5Wi0yMzE4Zw?oc=5) · New Orleans CityBusiness
- 2017-03-19 [Baton Rouge, New Orleans, Lafayette People in Business for March 19, 2017 - theadvocate.com](https://news.google.com/rss/articles/CBMihAJBVV95cUxQaHdtTTI1V0czQ3ZRM2hsaVhPczdULXprSmpRel8yRE55R1htOFRsb2pLLWN0bmdCNGxBMGQwM1p5YUtaYzIwalpsaWtmVUVWSkpmZjVBWjlKTU5FQ1J3MVBsLWpUUVkwTUlqTWQtT21IQ0FaNUV1bHMybFAtVnhvUmpoNjdvNVpMYUgyQ0pyd0owamhlS0VlU3RKcUFlalNpbGJMZGVEVTJSNWNlSHA5N3lpdzUteE9pUVJ1Yk05dk4xOHdMTkUxMkdIcVNZWVJNVDFSQlVaYzVtaUhGcGVudE5QVTZWd2gtVVh6YThNRmp6eVVZamZiSTBEdkZkdXNEaE5QYw?oc=5) · theadvocate.com

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=29670 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/38.json (key "29670", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

---
Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide