# LOGANSPORT SAVINGS BANK
LOGANSPORT, IN · FDIC certificate 29907 · asset band <$300M · latest filing 2026-06 · live

**Verdict on the desk:** this could be *credit-stressed*. Composite score 4 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $276.5M | |
| Deposits | $239.3M | |
| Loans and leases | $191.4M | |
| Total equity | $23.8M | |
| Loans / deposits | 79.15% (p61 of band) | 73.59% |
| Liquid assets / assets | 22.74% (p28 of band) | |
| Uninsured deposits / deposits | 51.74% (p97 of band) | 19.81% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 4.47% (p71 of band) | |
| FHLB advances / assets | 3.62% | |
| Tier 1 leverage | 9.96% (p24 of band) | 11.76% |
| Unrealized securities loss / equity | -29.99% (p14 of band) | -6.57% |
| AOCI / equity | 1.24% (p97 of band) | |
| ROA (annualized) | 0.79% (p30 of band) | 1.17% |
| Net interest margin | 3.65% (p35 of band) | 3.93% |
| Efficiency ratio | 77.38% (p74 of band) | |
| Noncurrent loans | 2.92% (p92 of band) | 0.36% |
| Net charge-offs (annualized) | -0.15% (p1 of band) | |
| Reserve coverage of noncurrent | 35.37% | |
| Real estate % of loans | 78% | |
| Construction % of loans | 39.68% (p72 of band) | |
| Auto loans | $832,000 (0.43% of loans; DQ 5.65%, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | 7.0% | |
| Employees | 38 | |

## Flags firing in the latest filing

- **uninsured deposits >50%** (`liq_uninsured`)
- **capital falling** (`cap_falling`)
- **noncurrent p90** (`aq_noncurrent`)
- **reserve under noncurrent** (`aq_reserve`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 0 |  |  |
| 2011-06 | 0 |  |  |
| 2011-09 | 0 |  |  |
| 2011-12 | 0 |  |  |
| 2012-03 | 0 |  |  |
| 2012-06 | 0 |  |  |
| 2012-09 | 0 |  |  |
| 2012-12 | 0 |  |  |
| 2013-03 | 0 |  |  |
| 2013-06 | 1 | assets shrinking |  |
| 2013-09 | 1 |  |  |
| 2013-12 | 0 |  | assets shrinking |
| 2014-03 | 2 | deposits shrinking, assets shrinking |  |
| 2014-06 | 0 |  | deposits shrinking, assets shrinking |
| 2014-09 | 0 |  |  |
| 2014-12 | 0 |  |  |
| 2015-03 | 0 |  |  |
| 2015-06 | 0 |  |  |
| 2015-09 | 0 |  |  |
| 2015-12 | 0 |  |  |
| 2016-03 | 0 |  |  |
| 2016-06 | 0 |  |  |
| 2016-09 | 0 |  |  |
| 2016-12 | 0 |  |  |
| 2017-03 | 1 | capital falling |  |
| 2017-06 | 1 |  |  |
| 2017-09 | 1 | reserve under noncurrent | capital falling |
| 2017-12 | 0 |  | reserve under noncurrent |
| 2018-03 | 0 |  |  |
| 2018-06 | 0 |  |  |
| 2018-09 | 0 |  |  |
| 2018-12 | 0 |  |  |
| 2019-03 | 1 | capital falling |  |
| 2019-06 | 1 |  |  |
| 2019-09 | 0 |  | capital falling |
| 2019-12 | 0 |  |  |
| 2020-03 | 0 |  |  |
| 2020-06 | 0 |  |  |
| 2020-09 | 0 |  |  |
| 2020-12 | 0 |  |  |
| 2021-03 | 1 | capital falling |  |
| 2021-06 | 1 |  |  |
| 2021-09 | 0 |  | capital falling |
| 2021-12 | 0 |  |  |
| 2022-03 | 0 |  |  |
| 2022-06 | 2 | AOCI drag >20% of equity, securities losses >30% of equity |  |
| 2022-09 | 2 |  |  |
| 2022-12 | 2 |  |  |
| 2023-03 | 2 | capital falling | AOCI drag >20% of equity |
| 2023-06 | 2 |  |  |
| 2023-09 | 2 | deposits shrinking | capital falling |
| 2023-12 | 1 |  | deposits shrinking |
| 2024-03 | 1 |  |  |
| 2024-06 | 3 | capital falling, reserve under noncurrent |  |
| 2024-09 | 2 |  | capital falling |
| 2024-12 | 3 | charge-offs p90 |  |
| 2025-03 | 3 | capital falling | charge-offs p90 |
| 2025-06 | 3 |  |  |
| 2025-09 | 3 | uninsured deposits >50% | capital falling |
| 2025-12 | 3 |  |  |
| 2026-03 | 5 | capital falling, noncurrent p90 |  |
| 2026-06 | 4 |  | securities losses >30% of equity |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-06-23 [Logansport Savings Bank celebrates grand opening of Peru branch · - Cass County Online](https://news.google.com/rss/articles/CBMiqAFBVV95cUxPX0wtR1pEUFZMY2RXeXU5Tml6cWVoeV9GdFBrZVdPM0lxSi0xX1NXY0Noak44VEthd3lkWG1OZU5CTHVWZDRRQ0FqQV9WclQ0U1dCdjlkamJSbHNKZ2o1Vy1fSkxkczdGNDRKcDVZazNNNzJ0aGhsZjFaNjJMM2lPc0FCUENLSTJtUmpXNUNmQ1BnOWpSSFRyeXBKRWZ2UjhsUEtsRWUxSG0?oc=5) · Cass County Online
- 2026-06-27 [Logansport Savings Bank wins youth baseball championship - Pharos-Tribune](https://news.google.com/rss/articles/CBMijwFBVV95cUxOdUh4T0w2ajAzNk9TX1RhbkVtOHV6OTd2SjJ5N0FkNGdLSER0TDZqZHc0ZHFVVnlzUHk0cVBzc3lPUHlRN285VXBLd2lpTjFjdHFZam1WLXRWVFBuejJzb2Zld1pnTnlZQmRweGdhc0NtR1RiQ0hlbXQzeDhEQWhXbDBhbHhtQzA1QTdtMGlLWQ?oc=5) · Pharos-Tribune
- 2025-11-25 [Logansport Savings Bank Junior Board launches “Turning Dollars into Change” fundraiser to support Emmaus Thrift Store expansion - Cass County Online](https://news.google.com/rss/articles/CBMi-wFBVV95cUxPNDNib2o1TE1haXEwX0wzNFZERDV1bVNWMnpoY3FiR3VycnYyNEYyVlF5OGJyMFExTGk4S21LaEEtemJnRWFtbF9lejYxTVJsWlAxNW5QRUFOd2lGajZrR3B5amtUVzJ6Q05reWpEX3FLQmtyaVRnWnhXODJHUVlxRHVhSENiOTlrRGwzci1CcTlPSmNiWDIwTGVEU0ZzVzA3T29GSVlnQXdERXFjR0dOc1JBTk15cjM0endEWWtScmg2aWU0RmRnMXBZTXNzcTI0UG45d1R3TWhxcEt5OHlXM0U1SkVhTmpYbFkwUm9iMkZQU0cyVjdLUlBGbw?oc=5) · Cass County Online
- 2025-11-27 [Logansport Savings Bank hires local for new BDO, lender - Pharos-Tribune](https://news.google.com/rss/articles/CBMijAFBVV95cUxOa2ZXUnpmZWFPZmIxbDBaN2hVc0NkcEZhOHlfREVvSjFuOFhGUnl3Tkg0TE9mMGhCUkpkdkpOcVlRdDdwWDVyQk0zeW5McVFHSzFKMmhjb245Wlh4dUhqTDFzSERlaDVmMHFpc09VNFZiaXZZOGRLQ2RNYzJqeXRHZjNaemZWYjF4M3JnSw?oc=5) · Pharos-Tribune
- 2025-05-31 [Logansport Savings Bank breaks ground in Peru · - Cass County Online](https://news.google.com/rss/articles/CBMikAFBVV95cUxOVnNxN2xKVHg5bDZRbFRDMnVFXzBZQURnaDVMNjQwRXNnMjVuUS1QV2RQbWlsbnVmWlZqVEVOaDhLOFlWemRpbzJXRWZKSVV1X1JXWTA4UUR3aGZZM3lDSGsyS3h1dk4wbkRkTjdxWWtXSUN4Qm9JLVE1aWpGSk0xY09tT2dlYmdzNlNQbzVTbHU?oc=5) · Cass County Online
- 2025-04-04 ['We're still here': Logansport Savings Bank recognized for 100th anniversary - Pharos-Tribune](https://news.google.com/rss/articles/CBMijAFBVV95cUxPODdrenAxcTl1VXMwb3Z5VjJsZ2Jfb3V4SUwzREpGendndGN2dEdmZ2N4RTdDYmJ5aWxzSVFBM3lrdV9Ld2VTRWItR3hUUFZQdEludVFIcGRJM3VtMENBRmtHaU5WUUhEVEMxdmNPbVI4OHVKeFJSUWpkTWpSckF5MmhuSlVPbkhaZzlZYQ?oc=5) · Pharos-Tribune
- 2023-08-23 [Logansport Savings Bank announces 2023-2024 Junior Board of Directors · - Cass County Online](https://news.google.com/rss/articles/CBMisAFBVV95cUxOemw3ZXN3VDBKMVRIMk84ZzBLOGZsRTJVMGM5UklwZHplclh3UVFiM0g5eVh3akpDNUFuVVoxN25wb1p6VzdwR1hrS2VuRWVmX25Da1ZIbVptSUNwdzhwampLbVlfWUFsMTd2Vktfa29uQllKN2pERFpEd2tFejA0X2N4T1ByZGplSWJvVy03ZzhxM2pVM1Y5NzltMkc2NmxfS0V0dFhiSGVibDFLTTJtNw?oc=5) · Cass County Online
- 2025-05-13 [Logansport Savings Bank named a Five Star Member of the IBA - Pharos-Tribune](https://news.google.com/rss/articles/CBMiigFBVV95cUxPVXl0TmI2OUp1ajBaaGowdXF2U2d3dkFJcHo5WXA5X0lwUlA4SjlTd1ZUS0owbk83eWVoZDRvS2Zma01nVVd2bWMzTlRaSkpWdEVEYXlXMmtfM0ZTUUcwV2s0WVBYdkVvMVdvbXFDWGxfVlRUbk5xRXllTmxoTFJ3Z0FnY2Q3SW9HVlE?oc=5) · Pharos-Tribune

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=29907 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/19.json (key "29907", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide