# AIMBANK
LITTLEFIELD, TX · FDIC certificate 3304 · asset band $1-10B · latest filing 2020-09 · stopped filing (departed)

**Verdict on the desk:** this could be *ordinary*. Composite score 0 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $1.85B | |
| Deposits | $1.60B | |
| Loans and leases | $1.14B | |
| Total equity | $217.6M | |
| Loans / deposits | 70.09% (p17 of band) | 86.00% |
| Liquid assets / assets | 34.59% (p82 of band) | |
| Uninsured deposits / deposits | 40.90% (p72 of band) | 29.72% |
| Brokered deposits | 0.00% | |
| Wholesale funding | 1.16% (p20 of band) | |
| FHLB advances / assets | 0.00% | |
| Tier 1 leverage | 9.72% (p54 of band) | 9.58% |
| Unrealized securities loss / equity | 10.46% (p95 of band) | 2.51% |
| AOCI / equity | 4.04% (p90 of band) | |
| ROA (annualized) | 1.69% (p89 of band) | 0.99% |
| Net interest margin | 4.24% (p93 of band) | 3.42% |
| Efficiency ratio | 53.27% (p24 of band) | |
| Noncurrent loans | 0.70% (p64 of band) | 0.51% |
| Net charge-offs (annualized) | 0.01% (p36 of band) | |
| Reserve coverage of noncurrent | 238.50% | |
| Real estate % of loans | 67% | |
| Construction % of loans | 38.34% (p43 of band) | |
| Auto loans | $5.6M (0.49% of loans; DQ 0.29%, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p38 of band) | |
| Deposits YoY | 18.6% | |
| Employees | 262 | |

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 0 |  |  |
| 2011-06 | 0 |  |  |
| 2011-09 | 0 |  |  |
| 2011-12 | 0 |  |  |
| 2012-03 | 2 | capital falling, reserve under noncurrent |  |
| 2012-06 | 2 | uninsured deposits leaving | capital falling |
| 2012-09 | 0 |  | reserve under noncurrent, uninsured deposits leaving |
| 2012-12 | 0 |  |  |
| 2013-03 | 1 | capital falling |  |
| 2013-06 | 1 |  |  |
| 2013-09 | 1 |  |  |
| 2013-12 | 0 |  | capital falling |
| 2014-03 | 0 |  |  |
| 2014-06 | 0 |  |  |
| 2014-09 | 0 |  |  |
| 2014-12 | 0 |  |  |
| 2015-03 | 0 |  |  |
| 2015-06 | 0 |  |  |
| 2015-09 | 0 |  |  |
| 2015-12 | 0 |  |  |
| 2016-03 | 1 | charge-offs p90 |  |
| 2016-06 | 1 |  |  |
| 2016-09 | 1 |  |  |
| 2016-12 | 1 |  |  |
| 2017-03 | 0 |  | charge-offs p90 |
| 2017-06 | 2 | capital falling, charge-offs p90 |  |
| 2017-09 | 2 |  |  |
| 2017-12 | 1 |  | charge-offs p90 |
| 2018-03 | 0 |  | capital falling |
| 2018-06 | 0 |  |  |
| 2018-09 | 0 |  |  |
| 2018-12 | 0 |  |  |
| 2019-03 | 0 |  |  |
| 2019-06 | 0 |  |  |
| 2019-09 | 0 |  |  |
| 2019-12 | 1 | capital falling |  |
| 2020-03 | 0 |  | capital falling |
| 2020-06 | 0 |  |  |
| 2020-09 | 0 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2020-02-11 [First Bank & Trust and AimBank announce plans to merge - KCBD](https://news.google.com/rss/articles/CBMihAFBVV95cUxOdnpUcTdlTExuTkhOMjJiVXpYMjdsbERlSkhzUDFMa2t4RTQwR1JGUmZQUG40aTdTRmNWR0NIaGlQQUUxZmNuTi1VNHlkQjRfaVl5bDFjZGJJdUQycGdIRXlfQU9zTG04d0Nxa3c1VFNYQnowbTlSa1pfRGNtY1QyS2o0TUPSAZgBQVVfeXFMTldSM2NYSkVGSzIzekZTT0JKdmZ0MnRQVzBXUXFzaXdFQmtDYmFVUks4Z2xLQ2Rod0JZdGVITm1CeWFmUzBsY1N3LUxmLW84UWJzSFVBYzBmUkVnendoLUdPT0lKbTBWeWxvSGJ4LXQtckhkSDJhYlB3SWM3X2l6c20xTDRPaFVFZFVGYWdzV3lnQzRWNGhyR3k?oc=5) · KCBD
- 2018-05-05 [Business Bulletin Board - Lubbock Avalanche-Journal](https://news.google.com/rss/articles/CBMiogFBVV95cUxQR25FT19tR3RpSmNFM3pKd3UtTm5lRndoczd5eUVScE45YWpuOXl2VUdudWtTNlZuZVlKZWxyNEVKc3pnNUdQZUdjMFpMcmloSFBQTmRXV3EwRnBxZk5Pa1loeGxaOGFiaFJYSFo3S1BEaGc0ejVWclk4YjA2VGdXVjBxdGRyZWdJRGpQcU1HOFRFSTdibUlJenlqVGYyVmlfQ1E?oc=5) · Lubbock Avalanche-Journal
- 2020-02-11 [Parent Company of FNB New Mexico, AimBank, Announces Plans to Merge - KRTN](https://news.google.com/rss/articles/CBMioAFBVV95cUxNNU1uclV6SkZ6dUg2U00za2otY1ZyeTZMM25mcm9xMjF3TDVxdTA2dnUtLVJOYzhSdjFhQmQ4eXhiUGpzdkF2bjRTT3JSWXdRVkI1dVF6a0xxR2tGYkx0SmdJbXFTVVJJbzM3a1hTQzdQZk5GLTBYRHkxdmdDeEZsTmlXb19QU0xNQTg0T3V0TWVnYnk4S0hVNXNMdTFrdk9R?oc=5) · KRTN
- 2014-09-12 [AimBank buys banks in Pampa, Shamrock - Amarillo Globe-News](https://news.google.com/rss/articles/CBMipAFBVV95cUxPU3pZOUpyQld2T1otbzZpNlRuVmx4VkVVeE55MHhybHJoajhOdzl5SEtaTzZoZ2dBN3BiWjl3R0dfSFBmUlRkdlFvZTA4MFJKUlBJRVFtcWJkalNLT2F5aUcyUjJWRllMVWhNLWFvczRua0E3N1Vaakl3MkswZGoyQUJNU0JrU0p0dm9PS2FLTTMwM2xCUVNpQjlKUHNPSTBkMVF2cQ?oc=5) · Amarillo Globe-News
- 2020-02-13 [Levelland-based AimBank merges with Heartland Financial after $280.4 million purchase - KCBD](https://news.google.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?oc=5) · KCBD
- 2018-04-27 [AimBank acquires Platinum Bank - Lubbock Avalanche-Journal](https://news.google.com/rss/articles/CBMioAFBVV95cUxPTGFCX0NtcU9YMWFhVy1hSExLbmxSZkN5bll3OUg2bkdWbnZ3RHRILTdhdHhqa1FsTTZkLTFud2Y2OERrWWpSVzRFaFBCSExVckYyZWdqclAtMV9iTW9aVlZOUmowWTU3MEt1YkRORFhTQVZpTDQ0VkprMDZZME5MWWRoa3Mya1lpbUcyb09USm9wLU5GYmxkcTBDRF9FT2s4?oc=5) · Lubbock Avalanche-Journal
- 2020-06-24 [AimBank announces new location in Littlefield - KCBD](https://news.google.com/rss/articles/CBMigAFBVV95cUxQYjJGbllxNGxlYl9HclVValM5cmJ2WGZDd2ZWcjRKZmtGd0p1eTdqZnRFWUFhdllTbms3d3JuMEtabGE1c2dXU3RrMDZlci1oU0h6S2NpdWJHaHh6R1VaLVg1V3NYcE4zNWN3TUFhR3pJZ3haSXFPT1MzVEtDeExTU9IBlAFBVV95cUxORVZqX21hVlFzZ0RqcjlycUNYX2U4dm1HaklfX3A0elAzQkFoWHlud0FSSm5jN29ETmxtMFNHbzdtWi0zS2E0U0pKdlo0OVFuWTJ2VGxMNTdVd05HbkszU19IMkJKUjJOUEszbUhjeDVaMm1pNFhBUlhQTEp1TUpLR1lUTnpDVFdoTHhTLUxtYzZlVWNs?oc=5) · KCBD
- 2014-09-20 [AimBank announces acquisition of two new branches in Pampa and Shamrock - Lubbock Avalanche-Journal](https://news.google.com/rss/articles/CBMi3gFBVV95cUxPejlfcUJUMEZJUlNfaHJDTExjU05mQjlZVk9RRFdiU0FQQ1hLRXY5TUpvaXRMV2FqajFLOEZlemp1NWlSWnJaM1VOS2xuRkZWeUlpOUFhcTM0TFNVZ1VseUNwYnI2V0tndVNVRjRMQkl5dXlaRnFLMXZVUW1MV3F1SGNLaEhob0UtT3NuTVg2cjRCUG4xN0JTNkZCZkJiWU54T2dHZ2phQWlpWTI1WFBtY0VpbUJRazVGbS16QkFISUlUeWwxcU9tZVdBQnpMeVQxY2kwWGlfS1VVSkx5d1E?oc=5) · Lubbock Avalanche-Journal

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=3304 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/40.json (key "3304", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide