# BANK OF NEVADA
LAS VEGAS, NV · FDIC certificate 33897 · asset band $1-10B · latest filing 2013-09 · stopped filing (departed)

**Verdict on the desk:** this could be *ordinary*. Composite score 0 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $3.29B | |
| Deposits | $2.61B | |
| Loans and leases | $2.39B | |
| Total equity | $373.7M | |
| Loans / deposits | 89.39% (p70 of band) | 80.17% |
| Liquid assets / assets | 20.41% (p27 of band) | |
| Uninsured deposits / deposits | 22.42% (p51 of band) | 22.18% |
| Brokered deposits | 3.71% | |
| Wholesale funding | 11.04% (p64 of band) | |
| FHLB advances / assets | 6.08% | |
| Tier 1 leverage | 10.77% (p68 of band) | 9.79% |
| Unrealized securities loss / equity | -3.53% (p22 of band) | -0.48% |
| AOCI / equity | -2.66% (p45 of band) | |
| ROA (annualized) | 1.64% (p89 of band) | 0.93% |
| Net interest margin | 4.22% (p84 of band) | 3.53% |
| Efficiency ratio | 50.96% (p13 of band) | |
| Noncurrent loans | 1.48% (p57 of band) | 1.32% |
| Net charge-offs (annualized) | 0.07% (p39 of band) | |
| Reserve coverage of noncurrent | 144.06% | |
| Real estate % of loans | 68% | |
| Construction % of loans | 31.09% (p51 of band) | |
| Auto loans | $132,000 (0.01% of loans; DQ 0.00%, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p38 of band) | |
| Deposits YoY | 8.5% | |
| Employees | 392 | |

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 1 | reserve under noncurrent |  |
| 2011-06 | 1 |  |  |
| 2011-09 | 1 |  |  |
| 2011-12 | 1 |  |  |
| 2012-03 | 2 | charge-offs p90 |  |
| 2012-06 | 2 |  |  |
| 2012-09 | 2 |  |  |
| 2012-12 | 2 |  |  |
| 2013-03 | 0 |  | reserve under noncurrent, charge-offs p90 |
| 2013-06 | 0 |  |  |
| 2013-09 | 0 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2025-07-28 [‘Bank of Nevada’ rebranding with parent company name - Las Vegas Review-Journal](https://news.google.com/rss/articles/CBMinwFBVV95cUxPVF8yQkxuUkhuVjZDWFlaSGJfcEtuSzEzMkx1SHlranpROVRoWlBPNFVmVmJya2lGT1BwWlprc3VvMThVQVEzZEpyWVpyaEVxOWMzVHlNV1daZ1gzZ3dQRnljRUxadVRzV1RDVWNVVHJGQXRSMlBFLUx1TFNFcWZzMlkySlBNdXFVNER2S3lyX1ZZUW5jaDJTOEwwdjJHRVU?oc=5) · Las Vegas Review-Journal
- 2025-08-07 [Nevada Bankers Association Announces 2025-2026 Board of Directors - Nevada Business Magazine](https://news.google.com/rss/articles/CBMiowFBVV95cUxPSE9fSUQzZU9IS0ZHdlQxT2ZyRWM4NEpzcExyQ0JrQlg3UC1RQTE4UFVUeGhDV2x0ZzVFcFBBZUNWMGZXbEZTWE5BOFNKOWNwOE5xbnU1ZFkyRWlWdjUtbjBTeEMwcE1QTVJLRkZ6QTVsZVUwalZCanA1d3NaaTRIcVRDYXdBUEltRThfSlgtT0Q3Qk9HTlR0cVQydHllN0QtaXpV?oc=5) · Nevada Business Magazine
- 2019-07-01 [Blockchains CEO buys local bank, charting course for company - The Nevada Independent](https://news.google.com/rss/articles/CBMivAFBVV95cUxOWEg3RzdpODlkX25xS3p1UkFWUklqV0dCRWo4RUlpdmpVRW15d1FXZU9wYjc4anpycDdRS05aMTBOb0Jnd01mU1VYQzY0ZU5jRV9CeHRTd01iUDl1TDBVVVF2N2tUMWtUZnlQLWRCM1ptbGw0NElGUXJHY2hhQ1N4aEVma0FEQXF3ZDdzeHJ6ejVISFJ5TG40dUdWSDl2bmpBR3R0VS1MNHBIYmUtdWs4cWctSEVMaVRBd3JJYg?oc=5) · The Nevada Independent
- 2018-10-29 [Stan Wilmoth wins banker of year award; NNBV people briefs for Oct. 2018 - Northern Nevada Business Weekly](https://news.google.com/rss/articles/CBMikwFBVV95cUxPRUNmcWpTT1Y5NEwzMF9pbHlOcmtpSlJnazRFdWJZQUJhemRwazZfZHo5bG5nbVlZUG1BU3NsNHRTVWRpdkdMeHRHczdLejk2LWxJWlBOZnFBX1ZZY1cwVWRJOW9wU0dPai1SY21ULVhXNm04YjIxanJHQndEWnFZQUd1SUtUNGRlaVFxQ1dmd0w4TWs?oc=5) · Northern Nevada Business Weekly
- 2024-03-04 [Bank of Nevada’s Division CEO Bob Cerminaro Joins Vegas Chamber Board of Trustees - Nevada Business Magazine](https://news.google.com/rss/articles/CBMitwFBVV95cUxPNVoydGxoYjdSR2QzTW5pWWxzNWV3MUFSWXJQQnVLdXA0T2N3em9Ed0R2NG9LZF9JbjFzVWw2V0pRQm1lYjJtLTZXZ1FTcERjMDZXTWFZMmNQZVZCZC1QQTJUMlJTVzlPQkRmSHFqakxIa1F0VU9ENzBzZHFUbllDNDlOQzY2ZjNzQjZfOC1UdE85WlpzNm5pcTZlUzUwc3Z0QlR2dGFFTVVGWmc2NjJjdUhuT0RpYWM?oc=5) · Nevada Business Magazine
- 2025-09-16 [Selma Bartlett Obituary - Henderson, NV - Dignity Memorial](https://news.google.com/rss/articles/CBMihgFBVV95cUxQRDZrYmNrWmVPS3dXcHVYdmdLMFV3NFhyMXFhWU40Rk54eVZ4MkJMd0FvMWo4WUNoTUxXVWFVLWRKZ0hBYjRUSUJQamEyZVp1R0llbG9aOWlTV25QRm5GQV9ib3FWbmlsVzJseU9ycXczbnAyUHl1TURiYnZUZzM2b3hwZUVmQQ?oc=5) · Dignity Memorial
- 2019-07-01 [JBNV Holding Corp Completes Purchase of Kirkwood Bancorporation of Nevada, Inc. - GlobeNewswire](https://news.google.com/rss/articles/CBMi4wFBVV95cUxPeXhHTFozcWFUd0NaSGMtZmtsOWVGa1k1MnhnQ1paV25HY1RjdkFiR1djaE5ZRDJzTmtwdG42MndUS2VncTZLMWE1UEFtVXRFUlpILWUyRnhMLWNFelZlUzlsekJiNmc3cHVhb1ZORENCMlpJXzRBdjFxWHR3d1BoNW9iOXJlTU5MQldIUHVJRlFkRElXZ3h2NjZDTGd3VGxaRW9jNE9VSDAyUnZIUWZUVmdkRjVNR2Q0amxPSmNHVWdvTXdHaGtvbWoyWXZUbWQ0b29Cd2lhaXZPS1JfYkltd1J5aw?oc=5) · GlobeNewswire
- 2024-09-06 [Larry "LT" Tuntland Obituary - Reno Gazette Journal](https://news.google.com/rss/articles/CBMiVEFVX3lxTE5KSXgxRG9JRFpaSkxXQlRsY1lRb2lPMnhKc2tpQzlhZHI3WklDVmp1TTVrQzNZNHNXRFY3bTZUeTN1RUF2QzI4T0dOQzdSanZnVjZtTw?oc=5) · Reno Gazette Journal

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=33897 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/41.json (key "33897", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide