# PARKE BANK
SEWELL, NJ · FDIC certificate 34888 · asset band $1-10B · latest filing 2026-06 · live

**Verdict on the desk:** this could be *funding-stretched*. Composite score 4 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $2.30B | |
| Deposits | $1.76B | |
| Loans and leases | $2.03B | |
| Total equity | $358.0M | |
| Loans / deposits | 113.25% (p96 of band) | 87.10% |
| Liquid assets / assets | 9.51% (p5 of band) | |
| Uninsured deposits / deposits | 41.08% (p76 of band) | 30.76% |
| Brokered deposits | 10.62% | |
| Wholesale funding | 17.75% (p86 of band) | |
| FHLB advances / assets | 7.12% | |
| Tier 1 leverage | 15.88% (p94 of band) | 10.50% |
| Unrealized securities loss / equity | -0.45% (p93 of band) | -7.75% |
| AOCI / equity | 0.00% (p75 of band) | |
| ROA (annualized) | 2.18% (p93 of band) | 1.26% |
| Net interest margin | 4.21% (p78 of band) | 3.70% |
| Efficiency ratio | 29.63% (p3 of band) | |
| Noncurrent loans | 0.27% (p29 of band) | 0.51% |
| Net charge-offs (annualized) | 0.09% (p74 of band) | |
| Reserve coverage of noncurrent | 639.41% | |
| Real estate % of loans | 98% | |
| Construction % of loans | 61.45% (p64 of band) | |
| Auto loans | $0 (0.00% of loans; DQ –, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p35 of band) | |
| Deposits YoY | 3.9% | |
| Employees | 110 | |

## Flags firing in the latest filing

- **loans exceed deposits** (`liq_ltd`)
- **brokered >10%** (`liq_brokered`)
- **wholesale funding >15%** (`liq_wholesale`)
- **liquid assets <10%** (`liq_thin`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 4 | loans exceed deposits, liquid assets <10%, reserve under noncurrent, construction >100% equity |  |
| 2011-06 | 2 |  | liquid assets <10%, construction >100% equity |
| 2011-09 | 2 |  |  |
| 2011-12 | 1 |  | loans exceed deposits |
| 2012-03 | 3 | capital falling, charge-offs p90 |  |
| 2012-06 | 3 | noncurrent p90 | capital falling |
| 2012-09 | 3 |  |  |
| 2012-12 | 3 |  |  |
| 2013-03 | 2 |  | charge-offs p90 |
| 2013-06 | 6 | loans exceed deposits, liquid assets <10%, deposits shrinking, assets shrinking |  |
| 2013-09 | 4 |  | deposits shrinking, assets shrinking |
| 2013-12 | 3 |  | liquid assets <10% |
| 2014-03 | 3 |  |  |
| 2014-06 | 4 | charge-offs p90 |  |
| 2014-09 | 4 |  |  |
| 2014-12 | 5 | liquid assets <10% |  |
| 2015-03 | 4 |  | liquid assets <10% |
| 2015-06 | 4 |  |  |
| 2015-09 | 3 | liquid assets <10% | reserve under noncurrent, noncurrent p90 |
| 2015-12 | 3 |  |  |
| 2016-03 | 3 | wholesale funding >15% | charge-offs p90 |
| 2016-06 | 2 | charge-offs p90 | liquid assets <10%, wholesale funding >15% |
| 2016-09 | 3 | liquid assets <10% |  |
| 2016-12 | 1 |  | charge-offs p90, liquid assets <10% |
| 2017-03 | 4 | wholesale funding >15%, liquid assets <10%, charge-offs p90 |  |
| 2017-06 | 4 | capital falling | charge-offs p90 |
| 2017-09 | 3 |  | capital falling |
| 2017-12 | 3 |  |  |
| 2018-03 | 4 | capital falling |  |
| 2018-06 | 2 |  | liquid assets <10%, capital falling |
| 2018-09 | 3 | liquid assets <10% |  |
| 2018-12 | 4 | uninsured deposits >50%, capital falling, run vulnerability | wholesale funding >15%, liquid assets <10% |
| 2019-03 | 2 |  | uninsured deposits >50%, run vulnerability |
| 2019-06 | 3 | construction >100% equity |  |
| 2019-09 | 3 |  |  |
| 2019-12 | 3 | wholesale funding >15% | capital falling |
| 2020-03 | 1 |  | loans exceed deposits, wholesale funding >15% |
| 2020-06 | 3 | loans exceed deposits, wholesale funding >15% |  |
| 2020-09 | 2 |  | loans exceed deposits |
| 2020-12 | 1 | uninsured deposits >50% | construction >100% equity, wholesale funding >15% |
| 2021-03 | 1 |  |  |
| 2021-06 | 1 |  |  |
| 2021-09 | 0 |  | uninsured deposits >50% |
| 2021-12 | 0 |  |  |
| 2022-03 | 0 |  |  |
| 2022-06 | 3 | deposits shrinking, assets shrinking, uninsured deposits leaving |  |
| 2022-09 | 3 | loans exceed deposits | uninsured deposits leaving |
| 2022-12 | 4 | uninsured deposits leaving |  |
| 2023-03 | 5 | wholesale funding >15%, liquid assets <10% | assets shrinking |
| 2023-06 | 5 |  |  |
| 2023-09 | 2 |  | deposits shrinking, uninsured deposits leaving, wholesale funding >15% |
| 2023-12 | 4 | brokered >10%, wholesale funding >15% |  |
| 2024-03 | 4 |  |  |
| 2024-06 | 3 |  | brokered >10% |
| 2024-09 | 3 |  |  |
| 2024-12 | 4 | brokered >10%, capital falling | liquid assets <10% |
| 2025-03 | 1 |  | wholesale funding >15%, brokered >10%, capital falling |
| 2025-06 | 2 | liquid assets <10% |  |
| 2025-09 | 4 | uninsured deposits >50%, run vulnerability |  |
| 2025-12 | 3 | wholesale funding >15% | uninsured deposits >50%, run vulnerability |
| 2026-03 | 2 |  | wholesale funding >15% |
| 2026-06 | 4 | brokered >10%, wholesale funding >15% |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-05-22 [Parke Bancorp announces stock repurchase plan - ROI-NJ](https://news.google.com/rss/articles/CBMikgFBVV95cUxOaHpMMzVNYXNLeG0xaWdOZWtZd1NkTjViZnpkVWx2a255dU1tUWZpOFZ5aEgyQ1VMbWZKOVVKRk1FMW9rQmJyS2lveDFuUUpRNDd4VkUwZ3J5aG1hWklYdXJZekI5WFhlTHh1SWk5UHE0VjF4eDZhdktaMkFCZVdTQWF3ektEX0s1MUVvbGhJYWJ5Zw?oc=5) · ROI-NJ
- 2023-01-19 [South Jersey bank says cannabis cash nicked from armored car firm vault that held $9.5 million - Courier-Post](https://news.google.com/rss/articles/CBMi4wFBVV95cUxPWlVaYTRHNV9ZNkcwMUxPeDlPLTFTNTRiVmx4WU5TNDZkU0J5bjZHcjlkUjB0QUl3enRFU0VaTVQycnREOXdPYlVBYUZlVUJWbmFlbG92MVNuU1d5YjYzdllGZFJEaV9yVlBCcUJYQXAteHNCUndBS0N6WUxfQ1JlVGdHWlNRaFJKTWx6WXNNT2Vpelg0Wk9NampjSkRzN1k5azQ0bDZoVmVqOTBxcnhzSnFXSmNaTFVJZGV5eTlUaXRNdGFaVWNObFZGdm9EZTFzOUF2SVFRR1g3VWNSS1E2YmRwQQ?oc=5) · Courier-Post
- 2023-09-17 [FBI offers $5K reward for info on man who robbed 2 banks in as many days - NJ.com](https://news.google.com/rss/articles/CBMisgFBVV95cUxNdHROaWVuMDR4b25GX09PYWNUTEd4M1NlOVR4MFRwMzM5NjVweUt5eEc1Q1FZN1MtYURHdncwek5RcVJvelltZ1h1ZVgxNlBpN0RycVB0UlE0N0N2QmhpaTY5S3ZUTm1qZ0k4M1VhZFV5em5FbVVQOUFzbHJCYktBa0Q0cl9nWkVsc1ROaVNZd1FGTm9uYjhmMXBTUlMyaUw5OXZYeFpBYy1UdHhLWHF4MGV3?oc=5) · NJ.com
- 2023-09-15 [Bank Robbed in Northfield, NJ; Police Search For Suspect - WPG Talk Radio 95.5 FM](https://news.google.com/rss/articles/CBMiZEFVX3lxTFA2cnEzMmU2ZC10WjZuanNWT0E4TjA3d1YyRDZYMTM0ME1UQ0VrSW95MTZYdzhuQ0V1eTk5YzdRQlY4R0w2YkFhd3ptcDVYZmFpLS1seUZkRVEyRTA3am9OUXJKd04?oc=5) · WPG Talk Radio 95.5 FM
- 2023-11-13 [Up in smoke? Parke Bancorp confirms theft of $9.5M in cannabis cash - Courier-Post](https://news.google.com/rss/articles/CBMiyAFBVV95cUxPZkdpTEhwR0h5dERnejB2VFM5d1dNMUFNbFp5dG0wQ2ViNE44NDNHU0pVNi1qUkI5cU5SZGRSVkRBYUtRUE9PekYzc1NocUNpYmR5TzNRXzNobjVuUnRDRG5BeV9NMUhnemdSWDN4b1NnYkVWT1ZSajFDQjlHSVgzc3pmdlU4M1Q5UVVXamQxLVV5N09CZHVxQy1Mdk5zY3N5c0pvTmFBMVZ5QlU0aVdQNWdwWEg5dGp6M2tLbHdPU2VVeFZzTlNLeg?oc=5) · Courier-Post
- 2025-01-31 [By the Numbers: Investing in Atlantic City Neighborhoods - Stockton University](https://news.google.com/rss/articles/CBMieEFVX3lxTFBQVVA5alJoWVFUeXJnTWxRMXpCTmJHUjlVMl9aeklKREwwbUJPeEpXQUdJZEVZSUE1N2t0ZldPbHRBVFI2UGxtRGhWN2RoZGFNTXl4RHRwem1sc1lWVktOaDFSQzRxWldzbVFwVWlKWGNNN1BwZDlBaQ?oc=5) · Stockton University
- 2013-10-15 [Stockton Golf Classic Raises More Than $105,000 - Patch](https://news.google.com/rss/articles/CBMiiwFBVV95cUxPam56OU51aWFHV0Y5VlNxNS13VF9zbmloS1FtWTVDOE9qc3lZam5LdExaX1RtOEVGUGs2YWM5NDJKWXVEWVFmWEp0UXRMSy14OEN0WlRnT0toekhIcUNaS19jZGI5dVVoV2MwdkpWeldUTnFKUllCTWJZbld4TFNSMXNsZUYzN2JpV1FR?oc=5) · Patch
- 2024-07-13 [Mary Bromke Obituary (2024) - Blackwood, NJ - Earle Funeral Home - Blackwood - legacy.com](https://news.google.com/rss/articles/CBMif0FVX3lxTE1uYjZ2TGFZOS1mYzVoUElGMGkwLXpwa0ZYTzd4VVo2V295UWNBcUwtdVI5SEhaLXk1ZWpEM1JKSEJqMF9vRjZIZmMxM2M1M2NQUVA5YlF6NjBEbnVTSWxWeHg4SE5DNTJ5RGMxTGJRVFpwd29tdVdMeHAwSVpSbGs?oc=5) · legacy.com

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=34888 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/8.json (key "34888", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide