# ARLINGTON BANK
UPPER ARLINGTON, OH · FDIC certificate 34977 · asset band <$300M · latest filing 2017-03 · stopped filing (departed)

**Verdict on the desk:** this could be *ordinary*. Composite score 0 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $292.1M | |
| Deposits | $251.4M | |
| Loans and leases | $231.4M | |
| Total equity | $34.2M | |
| Loans / deposits | 90.75% (p81 of band) | 73.48% |
| Liquid assets / assets | 20.03% (p22 of band) | |
| Uninsured deposits / deposits | 13.20% (p43 of band) | 14.60% |
| Brokered deposits | 1.71% | |
| Wholesale funding | 3.77% (p63 of band) | |
| FHLB advances / assets | 2.05% | |
| Tier 1 leverage | 11.60% (p61 of band) | 10.87% |
| Unrealized securities loss / equity | -1.62% (p27 of band) | -0.29% |
| AOCI / equity | -0.01% (p9 of band) | |
| ROA (annualized) | 0.79% (p47 of band) | 0.83% |
| Net interest margin | 3.66% (p52 of band) | 3.63% |
| Efficiency ratio | 72.78% (p51 of band) | |
| Noncurrent loans | 0.85% (p58 of band) | 0.63% |
| Net charge-offs (annualized) | 0.03% (p72 of band) | |
| Reserve coverage of noncurrent | 167.28% | |
| Real estate % of loans | 99% | |
| Construction % of loans | 64.46% (p86 of band) | |
| Auto loans | $80,000 (0.03% of loans; DQ 18.75%, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | -0.6% | |
| Employees | 62 | |

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 1 | reserve under noncurrent |  |
| 2011-06 | 2 | loans exceed deposits |  |
| 2011-09 | 2 |  |  |
| 2011-12 | 1 |  | loans exceed deposits |
| 2012-03 | 2 | capital falling |  |
| 2012-06 | 2 |  |  |
| 2012-09 | 1 |  | capital falling |
| 2012-12 | 1 |  |  |
| 2013-03 | 1 |  |  |
| 2013-06 | 1 |  |  |
| 2013-09 | 0 |  | reserve under noncurrent |
| 2013-12 | 1 | loans exceed deposits |  |
| 2014-03 | 0 |  | loans exceed deposits |
| 2014-06 | 0 |  |  |
| 2014-09 | 0 |  |  |
| 2014-12 | 0 |  |  |
| 2015-03 | 0 |  |  |
| 2015-06 | 1 | loans exceed deposits |  |
| 2015-09 | 0 |  | loans exceed deposits |
| 2015-12 | 0 |  |  |
| 2016-03 | 0 |  |  |
| 2016-06 | 0 |  |  |
| 2016-09 | 0 |  |  |
| 2016-12 | 0 |  |  |
| 2017-03 | 0 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-07-22 [DC man arrested for Arlington bank robbery - WUSA9](https://news.google.com/rss/articles/CBMirwFBVV95cUxPZ0hZMDRaeXlWazRDS2xOTk04UE01QkVDemJobmJIYmMzX3JrZ3YyT2sxUmd3NWNiX1g4WVBLNEhsRFhmQmtSc3ZTcHB2RDI5a0dfQlVKd2ItR0FPTFhVQzROR0FGcHZEeVZTdHlNODdtUEdhS2VlZG5IQUl1SnpxaHRYbXZMOVQzR2xXT3pTOFh4NFJTNm4yWnRnSWdJc2VzX3pDLUFtNkE5QTIzZTZR?oc=5) · WUSA9
- 2026-07-21 [Bank Robbery In Arlington Prompts Police Search For Suspect - Patch](https://news.google.com/rss/articles/CBMinAFBVV95cUxOWUprZnpuZDd1Zk94N3pJTXRWTWsyUlNsSVNyV1ZEbFUtcjRnZlpjU09nTElreUtzdWlvOG41a0ZhN25udnIyb2ZFaWF1eTN6ZmFWODVTZmI2QUZrZWZSTzRmRGRGdjZuUFFBX1hiUnNieHhjNWg2ZC03UmFvSkpiZ3JsSGdHSVpleFZjWWotaEdzLUxadW1UWndoRnY?oc=5) · Patch
- 2017-01-25 [Arlington Bank CEO leaving after merger, other personnel decisions pending - The Business Journals](https://news.google.com/rss/articles/CBMioAFBVV95cUxQcDF1TnEwcUJocHFuNmsxTHNaRURsTVVRNUF2Q1JsRnpNOW02ZFJ2SW5zR2hibzhlalc4MG5SYndvdFFEV1FGZDJSdnE3dzgzaV9xRllKSFhCTnlNc0QtNE1YNk5PX1EybmYwazVqTmV5SHZ1RTgycXI2VF96RlJnZmdwR3B0dmtFeF92ZmxwQnNUVlZoSnJUcVhtTDJpaXdt?oc=5) · The Business Journals
- 2017-01-25 [First Merchants acquires Ohio bank - The Star Press](https://news.google.com/rss/articles/CBMiowFBVV95cUxQZU5QbHhIcW5rNTlGZnNOSTNYWW5OSjc2MERIQTI3ekV1TWZzRlpKSlBzZzNmbDZvbFVKZEpwOVhGdGsybXpzeDI3ak5rTGlZQ1MtVlpYQXRRS29sZjRTLW5NbmNJWHRDdUpoazVHZ2thd0RPZmIzc2lvNmdId3U5OW14QTRsamtmbG1ZX1lVMWFyWDNrV096N0RsaE5KcmFqVDQ0?oc=5) · The Star Press
- 2022-10-10 [Reward offered for information leading to an arrest in Upper Arlington bank robbery - The Columbus Dispatch](https://news.google.com/rss/articles/CBMisgFBVV95cUxOQXR0ZUQzWUxpUkRpdklCMVUxM0k2TDh0SFBEbFdfLThHR0d6VFZhOXZISmllRkcwTVQzTldacnNITmJaYWZQX3p3a1RTVnVqSVVvdmFUdXJKRFR6Ull0VWtEYThPbDZpN0hxUDBkMzNuZk1obGJFTTkzUmk5bFNxeGlaWXpWRmtfV2FyUExabWh1LWJHSGpEVXBuanlkand6a2l2emVwcmE3andwRFE2TWh3?oc=5) · The Columbus Dispatch
- 2022-01-28 [Our Man in Arlington - Falls Church News-Press Online](https://news.google.com/rss/articles/CBMiaEFVX3lxTE5Pbnd3MW9FalRidE03T3ZBRTlhTlRKemJ2REhncVN5YVhmT3hSZnNFaVdZYUY1M0RYSzRJRlNfTlZtLUJxMkhVLURNMzlVckpObkZCU1ZfcE9ubi1BVC1JdVNPMS1hTGg1?oc=5) · Falls Church News-Press Online
- 2012-09-26 [8 holdups nets robber 8-year term - theobserver.com](https://news.google.com/rss/articles/CBMifkFVX3lxTE05VjItQTBoUFJYWjFKbDN0bWR3TkZXT245QXRCNmM3Um5UZjg4VVZyaVhxeWtQc0doNllSZE9rcXJWRWtRUEQ4NFQzclltS1hlU2xaV3JHMDdxQzE5SklOai1OM0tINk96bHU4b0Fqd2JNbzZJTEZYY0tGZzNoQQ?oc=5) · theobserver.com
- 2025-02-01 [James DeRoberts Obituary - Columbus, OH - Dignity Memorial](https://news.google.com/rss/articles/CBMihgFBVV95cUxNNkdrTTdWUWluMGowbFdRaGhjSFE4X3M1VmhEVXluUHdqRXhHUVNSaEFtMmlqdmJyWTl4c1JYTDBPaFk0T2Y5VVB2NDhXZG5qaTlRZXg2UlBGekFGRnJEa25La2RwMUtnWE9mNkNiVkJlNThuY09NMVNFbGlLdFlweTVLamVNUQ?oc=5) · Dignity Memorial

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=34977 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/33.json (key "34977", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide