# NEW WEST BANK
GREELEY, CO · FDIC certificate 57508 · asset band <$300M · latest filing 2013-03 · stopped filing (departed)

**Verdict on the desk:** this could be *ordinary*. Composite score 0 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $175.2M | |
| Deposits | $159.3M | |
| Loans and leases | $86.1M | |
| Total equity | $15.6M | |
| Loans / deposits | 53.36% (p27 of band) | 66.54% |
| Liquid assets / assets | 49.40% (p73 of band) | |
| Uninsured deposits / deposits | 23.27% (p87 of band) | 11.77% |
| Brokered deposits | 2.57% | |
| Wholesale funding | 2.57% (p59 of band) | |
| FHLB advances / assets | 0.00% | |
| Tier 1 leverage | 8.95% (p29 of band) | 10.04% |
| Unrealized securities loss / equity | -0.78% (p4 of band) | 2.48% |
| AOCI / equity | -9.14% (p0 of band) | |
| ROA (annualized) | 3.90% (p98 of band) | 0.72% |
| Net interest margin | 3.30% (p36 of band) | 3.55% |
| Efficiency ratio | 80.15% (p62 of band) | |
| Noncurrent loans | 0.07% (p15 of band) | 1.19% |
| Net charge-offs (annualized) | 0.08% (p70 of band) | |
| Reserve coverage of noncurrent | 1914.04% | |
| Real estate % of loans | 73% | |
| Construction % of loans | 30.83% (p68 of band) | |
| Auto loans | $205,000 (0.24% of loans; DQ 0.00%, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | 7.7% | |
| Employees | 28 | |

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 1 | reserve under noncurrent |  |
| 2011-06 | 0 |  | reserve under noncurrent |
| 2011-09 | 0 |  |  |
| 2011-12 | 0 |  |  |
| 2012-03 | 0 |  |  |
| 2012-06 | 0 |  |  |
| 2012-09 | 0 |  |  |
| 2012-12 | 1 | capital falling |  |
| 2013-03 | 0 |  | capital falling |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-08-04 [Israel's West Bank endgame: Settlers, soldiers, and the state move as one - thecradle.co](https://news.google.com/rss/articles/CBMioAFBVV95cUxNMHhZZ080dnczREM2NEIyVl9jajRyWnZ5ekIxejRfRXpYVkk3eXJ3Y09NZ2NlZUV1RXB4UVN0SHc1eHFoT2Y1N3plNi1rQ3J1RXlmRVZHM3FjQmhocWhSeVFrVlVGc045YVd6NUYxc25SUEVNb3JZTEdVb19hTzBsWjJTUnV0Rkk4a1N0aUpLNlFOaHpzcUtpUVBIam9hU2Jl?oc=5) · thecradle.co
- 2026-07-24 [Israeli Prime Minister Netanyahu orders new West Bank outposts after deadly clash - Arab News](https://news.google.com/rss/articles/CBMixAFBVV95cUxOeVRvcVJ5bXltVTF1NzRmUkVJTzlKQW9TdXZzOXR5NkdERGxYYWxscm5lNEtOZUlVcDhKaFFZaG1nY0pVZDY5Wmg5b284OVNsbndtNURKVTBCU291cDJ6SWZpRXc3OXUxZjE1aWx6Rkx2Ulc3dWpUUmVLZ2VkNkE1cjN1X00tLXlFd2kxSmJDVXFTNlhGTDhGb0JGbFFQWnlsNGstVTFmRHgtaGY2TEZNUjk1X3ZTUXdvSXprdFNJNU9tM1Fv?oc=5) · Arab News
- 2026-06-10 [Israel’s ethnic cleansing of West Bank Bedouin and herding communities - Amnesty International](https://news.google.com/rss/articles/CBMijgFBVV95cUxNOEtjZGlsMmdadnNzSlZjRmxTZjRGcmNZYnBfMW9UZHYwYmdqQjBWMUhDQThmbGNQTTZGcVRwZXN2QjE4bVpQU3RTNjFtYy1PZjRNUUZycHMyV01ZQXpVd0YweUhfUlQwQW5LdU9NVi1HNWFKOGRHTGNOZnBhbkFyS2dZZF9sc2JLOWtRMC1B?oc=5) · Amnesty International
- 2026-04-19 [Israel is racing to expand West Bank settlements before new political realities end its era of impunity - mondoweiss.net](https://news.google.com/rss/articles/CBMi0gFBVV95cUxORHd4dHZIU2tKbkFpUkJmYkxrbGlzQXV1WE11R212N09OSjZGaDJxQTgySmZtOGRxNXQ2WFJaTTBSVVliUGlmYXdGLXg4aHR6R0NjdUcxX2p5Tl9DVzZGbE84cWFYRU1KMFpKWExwWjNMclE3dUNmak9hd3ZMRS1Ec1ZtNWVILVFELU1hcUhTUTNlbDFhQndGcDZ5eHAzZ2d3OEVKWTVrazBmV3o0Mkp6ektKOVBCVnl5M3cwUUpXbEFma1JDY3dwTlZ6RVd3WWQ5WXc?oc=5) · mondoweiss.net
- 2022-06-08 [West Bank headquarters to be built overlooking I-235, where buildings are being demolished - The Des Moines Register](https://news.google.com/rss/articles/CBMi8gFBVV95cUxNcWloQ2hiLWV5U2F4YnFDSmVNcGp3YW5xbWJHOFVPS2JsYWtjb1N5cmJPaFhxXzRSaWZUaUJCNTRqRlRuR3pYUUNqUC1RY1F5R3NIa3F1ZzFab1ZmUzhlTHZZaW9Gek1uREFtTlRfd1J6bHg4a3F3Nk9EdEYwaUN4NUtrdTVydWE2a2Z6YnpmN09WeGcwTXVBcVRweGpPRngydDV1RG1zVG9UdmJnS3NScVdya0JLbmc3S0lRX0tJNm9mbHN2Ml9CQzkzb1BwOHprNjJGRkt3Q25zM3ZkZTJFMVMyaFhQQ0Y1ZG1yRkZ6RlN4dw?oc=5) · The Des Moines Register
- 2023-08-11 [Codorus Greenway will offer new West Bank trail, engage York community - ydr.com](https://news.google.com/rss/articles/CBMixAFBVV95cUxQWjN6bjZaN2JRajJkUExLZnJZVWJ2eUxFdG1sQkZaLUMwUnRTUUhJS3JLRlI3TnJhRU82UzZ6aVlPWmlaelh1M2RITkpqTDl2U1RrS0FoOTcxM0xMZkYtNjhWai1rQ3ZSNTMtOXdIMFFBQjc2RkFuTHpxbkFNWjZTRnJoNUFGcTZ1b3N4NUI3RWdRckIxQzljT0xCRXRCaERoVVJkQVI3SjZ6enMwUGxKQlUxaWxpMnBadXRHa2Z3XzYyMHVK?oc=5) · ydr.com
- 2021-10-28 [Israeli electrical company to cut power to West Bank Palestinians over debts - The Times of Israel](https://news.google.com/rss/articles/CBMiqgFBVV95cUxQNHRYbDJPREtKejlKcy12SUxSWVpCRzBXY3hmMk5pVEswSXBVTi01T0NMQ01OR3ZhX2NjaEhkVkRzV0RfcnJ2OVZjYUx2V0dvMlF6eUM4bW9qSktYelhlQXhTYW1FRmo0NDY0d2RPUURTOFZqczZMd0REOGJISnJFX1NmSzEwZU5INElTdDZRM3I0YmJDbWJLQ3pUTHlTTDhXTmxGY0VEZ2xyZ9IBrwFBVV95cUxNeWtjR0I3dlRROThiRlJ6YXkzalp3NmM4akNkOUJ0X09oRmhvZ2RzOGxUZF9ZTWwzTnY2bmtqX2VIUkNFTFFOcVVxbXlrbnh5eEdDcEJGR1Z5bnIteENRRlFsQXB4RnFKQXRqNDhWZWxTdm5yQ25xRzVqM0pyVkh1U1dzNExyT3JHY3llSmxjeWVadEFFSTcwVGMtRFJBNUJFQVBYVlBGNmhwcUV2QW1v?oc=5) · The Times of Israel
- 2025-08-22 [Poland condemns Israel’s approval of new West Bank settlement plan - Notes From Poland](https://news.google.com/rss/articles/CBMiqAFBVV95cUxQMDJaejBMb2dpRWVLWHhIX0x4d0N0SGctVlZzanlpVHRDakNZSHRJM3VLbmhINjBhSTRjcC1OTlcxUFBseTI4RGZUTzV0MzJRZlRQWHhXSlpLZGFCbHlUcGZyQjMtSzNYLUZTMVp4dFNWYXdMa2c1TEdTNE1nbUFQS21wX2FQbXd2WmRDSGxUTnJYYklRaTAtSm5BeTVtcTZnY2ZRX09xbDA?oc=5) · Notes From Poland

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=57508 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/36.json (key "57508", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide