# TOLLESON PRIVATE BANK
DALLAS, TX · FDIC certificate 57522 · asset band $300M-1B · latest filing 2026-06 · live

**Verdict on the desk:** this could be *ordinary*. Composite score 1 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $982.0M | |
| Deposits | $857.4M | |
| Loans and leases | $759.3M | |
| Total equity | $85.1M | |
| Loans / deposits | 87.69% (p65 of band) | 82.04% |
| Liquid assets / assets | 21.61% (p38 of band) | |
| Uninsured deposits / deposits | 72.20% (p99 of band) | 25.97% |
| Brokered deposits | 2.11% | |
| Wholesale funding | 4.66% (p56 of band) | |
| FHLB advances / assets | 2.55% | |
| Tier 1 leverage | 9.37% (p20 of band) | 10.81% |
| Unrealized securities loss / equity | -6.14% (p57 of band) | -8.10% |
| AOCI / equity | -0.02% (p72 of band) | |
| ROA (annualized) | 1.50% (p64 of band) | 1.28% |
| Net interest margin | 2.88% (p7 of band) | 3.91% |
| Efficiency ratio | 61.07% (p50 of band) | |
| Noncurrent loans | 0.00% (p4 of band) | 0.43% |
| Net charge-offs (annualized) | 0.00% (p29 of band) | |
| Reserve coverage of noncurrent | – | |
| Real estate % of loans | 76% | |
| Construction % of loans | 45.72% (p52 of band) | |
| Auto loans | $0 (0.00% of loans; DQ –, NCO 0.00%) | |
| Loans to nondepository financials | $1.9M (2% of equity) (p92 of band) | |
| Deposits YoY | 4.9% | |
| Employees | 59 | |

## Flags firing in the latest filing

- **uninsured deposits >50%** (`liq_uninsured`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 1 | uninsured deposits >50% |  |
| 2011-06 | 1 |  |  |
| 2011-09 | 1 |  |  |
| 2011-12 | 1 |  |  |
| 2012-03 | 2 | NIM <2.5% |  |
| 2012-06 | 2 |  |  |
| 2012-09 | 2 | deposits shrinking | NIM <2.5% |
| 2012-12 | 2 | NIM <2.5% | deposits shrinking |
| 2013-03 | 2 |  |  |
| 2013-06 | 2 |  |  |
| 2013-09 | 3 | run vulnerability |  |
| 2013-12 | 4 | deposits shrinking, assets shrinking | run vulnerability |
| 2014-03 | 3 | capital falling | deposits shrinking, assets shrinking |
| 2014-06 | 3 |  |  |
| 2014-09 | 2 |  | capital falling |
| 2014-12 | 2 |  |  |
| 2015-03 | 3 | capital falling |  |
| 2015-06 | 2 |  | capital falling |
| 2015-09 | 2 |  |  |
| 2015-12 | 3 | capital falling |  |
| 2016-03 | 2 |  | NIM <2.5% |
| 2016-06 | 1 |  | capital falling |
| 2016-09 | 1 |  |  |
| 2016-12 | 1 |  |  |
| 2017-03 | 1 |  |  |
| 2017-06 | 1 |  |  |
| 2017-09 | 1 |  |  |
| 2017-12 | 2 | deposits shrinking |  |
| 2018-03 | 4 | assets shrinking, uninsured deposits leaving |  |
| 2018-06 | 2 | construction >100% equity | deposits shrinking, assets shrinking, uninsured deposits leaving |
| 2018-09 | 4 | deposits shrinking, assets shrinking |  |
| 2018-12 | 3 |  | construction >100% equity |
| 2019-03 | 1 |  | deposits shrinking, assets shrinking |
| 2019-06 | 1 |  |  |
| 2019-09 | 1 |  |  |
| 2019-12 | 1 |  |  |
| 2020-03 | 2 | capital falling |  |
| 2020-06 | 3 | run vulnerability |  |
| 2020-09 | 4 | construction >100% equity |  |
| 2020-12 | 4 |  |  |
| 2021-03 | 3 |  | run vulnerability |
| 2021-06 | 2 |  | capital falling |
| 2021-09 | 3 | run vulnerability |  |
| 2021-12 | 2 |  | run vulnerability |
| 2022-03 | 3 | NIM <2.5% |  |
| 2022-06 | 4 | run vulnerability |  |
| 2022-09 | 3 |  | NIM <2.5% |
| 2022-12 | 6 | brokered >10%, deposits shrinking, assets shrinking, uninsured deposits leaving | run vulnerability |
| 2023-03 | 6 | run vulnerability | brokered >10% |
| 2023-06 | 8 | brokered >10%, wholesale funding >15%, capital falling, NIM <2.5% | deposits shrinking, assets shrinking |
| 2023-09 | 6 |  | uninsured deposits leaving, run vulnerability |
| 2023-12 | 5 | run vulnerability, deposits shrinking | brokered >10%, wholesale funding >15%, capital falling |
| 2024-03 | 3 |  | run vulnerability, deposits shrinking |
| 2024-06 | 4 | run vulnerability |  |
| 2024-09 | 6 | deposits shrinking, assets shrinking |  |
| 2024-12 | 5 | brokered >10% | deposits shrinking, assets shrinking |
| 2025-03 | 6 | deposits shrinking, assets shrinking | construction >100% equity |
| 2025-06 | 3 |  | brokered >10%, deposits shrinking, assets shrinking |
| 2025-09 | 2 |  | run vulnerability |
| 2025-12 | 2 |  |  |
| 2026-03 | 2 | run vulnerability | NIM <2.5% |
| 2026-06 | 1 |  | run vulnerability |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-02-02 [Tolleson Wealth Management Establishes Tolleson Trust Company - The Business Journals](https://news.google.com/rss/articles/CBMikgFBVV95cUxOM0RHbDZfNXcwTmI3ZGVhR3daMlVOZlcwc0ZqdDQxemtrUjI0ZE04TFp1blJCZkFFMkNKbXVtOHE2OS1DdVNaSnd2NXppN1ZkMXhIM3ZUX3hrS0E4MzRmTVkwZGJTYXFqUjFTVER6Y0Z5bEJNaXZSZzNINTlUUlVwaFhUd2Jldk5mbGMzVnRtZEVGdw?oc=5) · The Business Journals
- 2019-04-02 [Tolleson Wealth Management Names Rick Lafitte as New President of Tolleson Private Bank - PR Newswire](https://news.google.com/rss/articles/CBMi2wFBVV95cUxPeUxlUmMtMFNpZGRwVHg5SVZrTjFIOUFpSjV6d294cWFDbHhFRHAtSTZWTnFmWXNkWk9iakZrSGUxVFZlTk1NdmllX0JmQzk4SDRmOWdyRmtmTlJROXNReWgwbFJESm92WEpHaWZHZndnUFd6aWF4TGJ4bmNUcHltUjhRU0ZtbGZrLXJxc3k3VVRPazZ4MjJtVGVtMGhiVGtGM3g0djVwb2hMRnhTVjc1VUpwZzNnWUYtcG9PRTFBQTdpR2ZCV084NFJiNGlRc29CWjFyWmVwbEk3UTg?oc=5) · PR Newswire
- 2026-05-22 [Tolleson Wealth Management Review - SmartAsset](https://news.google.com/rss/articles/CBMif0FVX3lxTFA5aGZtNGQ5V25Sd1NoWk5Odmpwa05UZ2pnVUJKUzhJcXBGbGxZZWtqQ013ZC1DazhZTC1vUkxiNDRzU2pWYlFGTjRoU05aY3E4VFZ4aEJNdXN4UGNOSlVSNGw0WUdpWENYa2Zlbzk5R21uWnh2dXB4T0VJUENfenM?oc=5) · SmartAsset
- 2026-05-28 [Meet Tolleson Trust Company’s New President, Christine Finn - D Magazine](https://news.google.com/rss/articles/CBMipAFBVV95cUxQNE9lYXdiLWVveWEwNGgwTkxOV000SzdZM2JSOWViaTZoZ291RmZaZWZ6VkQ4akdtb2dKaVp0U1dHVFlMS1BsVlhqUmJyTVB5eVNLZEd2Ums1aUYwVkhacERuMUxvRVNtNkpSQks2eHI4d2ZFalFVa245U3BBQThzd3dkaEs0UVdHVTdwNlZZTkFuSUlJb0k2aUUzeEUwbnVpNm1WNA?oc=5) · D Magazine
- 2023-09-08 [On the Road Lending Announces $500,000 Funding from Tolleson Wealth Management - The Business Journals](https://news.google.com/rss/articles/CBMikAFBVV95cUxQSlZYLW53V0ZCOURVLW8zS1N3VFpmZ1pTWklQT21yNUFqSnZ3aS1xVGlDVWdVYkR0MHJKOS1iMmN1LU1rYmlES3lQTE5DNGNvTkhnd1J0elVtcE9kR1RWT05ZQ2pRNFdQUEdpZXlTY09aU2ZzRTZSQ0h4WklvSUV0ckJ3akZ3cjRFNDlfVDY0b2s?oc=5) · The Business Journals
- 2026-02-04 [Richard Rogers and Ryan Rogers in Legal Battle for Mary Kay - D Magazine](https://news.google.com/rss/articles/CBMivgFBVV95cUxPYUFDTFdLWVRzSjlkLWpXQ3NGVUtPLUFHMjFNTElKdlRKZ2RUYW5RVmxmZEgxVy15QzBoUG1sM1p4VEFrVksxX0d5YXdPYm8teGl4NDZzV0NJY2lENXFRRllpMHpOUmtFNUJQdXNoWVJpZXEyR0lLRElUZ2d5eGJ4aS1mYzB3aUFobUNOS09SejdnUHlHTnp5bm02Mkg0cjZrWUVHdzRLQ0oxc21uSjlpdDdWSUMzcHlfcmVqb2Z3?oc=5) · D Magazine
- 2022-06-22 [Q&A with Carter Tolleson, CEO, Tolleson Wealth Management - The Business Journals](https://news.google.com/rss/articles/CBMinwFBVV95cUxPTVJZYnpkTTh3SEFGUWVUX2ZVZjBXS250b1pwS25BczF0aTI2SzFreXAxQkpyYUhWRFpjMGNLOTJSRHNQUHdUUTdTZHRLWDB2ODBtamRybFdYLWJmNXZxdzhjQkhzbWpzcXV2VXd0Sy1vWTFJa05TVFdXWWo5dHJXQUV3YUg2cEwxUkhpdmV4dFBEVkxuTWo5M1FETlZ2ZFU?oc=5) · The Business Journals
- 2023-10-25 [Dallas Arboretum Appoints New President and CEO - D Magazine](https://news.google.com/rss/articles/CBMioAFBVV95cUxNTDhvb2VWQktlQzNZNG0zNWJLTnRKUHdFSzdkbmljNFZwSW40Q3RLNUl0Q2czTmZab3hvcGxMWTc4R2FNMmZzNlIwVHdXVUUxaUtIZ3NHbFZlNjFMc2pZWDB4ZGNFVnRzb2RJTGpRT3MyVVFPOVhrNG12TmFzZ0FZWmVVRFYwNXBoVmlGSHdDaUFKcV85emk5S2FiaktsRlB5?oc=5) · D Magazine

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=57522 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/50.json (key "57522", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide