# BANK ARLINGTON
ARLINGTON, TX · FDIC certificate 58333 · asset band <$300M · latest filing 2012-03 · stopped filing (departed)

**Verdict on the desk:** this could be *credit-stressed*. Composite score 5 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster).

## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses)

| Measure | Value | Band median |
|---|---|---|
| Total assets | $37.3M | |
| Deposits | $33.2M | |
| Loans and leases | $22.8M | |
| Total equity | $3.4M | |
| Loans / deposits | 68.18% (p51 of band) | 67.95% |
| Liquid assets / assets | 32.23% (p42 of band) | |
| Uninsured deposits / deposits | 2.22% (p11 of band) | 8.38% |
| Brokered deposits | 1.62% | |
| Wholesale funding | 1.62% (p49 of band) | |
| FHLB advances / assets | 0.00% | |
| Tier 1 leverage | 9.28% (p37 of band) | 9.95% |
| Unrealized securities loss / equity | 0.00% (p11 of band) | 2.77% |
| AOCI / equity | -1.81% (p4 of band) | |
| ROA (annualized) | -10.04% (p0 of band) | 0.78% |
| Net interest margin | 3.81% (p52 of band) | 3.77% |
| Efficiency ratio | 366.22% (p100 of band) | |
| Noncurrent loans | 0.00% (p5 of band) | 1.40% |
| Net charge-offs (annualized) | 0.00% (p34 of band) | |
| Reserve coverage of noncurrent | – | |
| Real estate % of loans | 79% | |
| Construction % of loans | 24.97% (p61 of band) | |
| Auto loans | $390,000 (1.71% of loans; DQ 0.00%, NCO 0.00%) | |
| Loans to nondepository financials | $0 (0% of equity) (p48 of band) | |
| Deposits YoY | -10.4% | |
| Employees | 9 | |

## Flags firing in the latest filing

- **losing money** (`earn_negative`)
- **expense ratio p90** (`earn_efficiency`)
- **deposits shrinking** (`shrink_deposits`)
- **assets shrinking** (`shrink_assets`)
- **uninsured deposits leaving** (`flight_uninsured`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2011-03 | 0 |  |  |
| 2011-06 | 1 | expense ratio p90 |  |
| 2011-09 | 0 |  | expense ratio p90 |
| 2011-12 | 0 |  |  |
| 2012-03 | 5 | losing money, expense ratio p90, deposits shrinking, assets shrinking, uninsured deposits leaving |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-02-18 [List Of Failed Banks: 2009-2026 - Bankrate](https://news.google.com/rss/articles/CBMiZEFVX3lxTFAtbi1TaWMteGEyOHdQbnlXd0tPRzM2WFJQZjdPdzViQTZFLVVHODJRTEdqRWhnMkxIOG5xMUVSWU5iNHZSbVpnQ2Z4TWdiMDVwN2NTdUNGd3dXZ2tGcGZ2VWVJRnM?oc=5) · Bankrate
- 2023-08-22 [Worthington Bank taps leader as it expands into Denton - The Business Journals](https://news.google.com/rss/articles/CBMinAFBVV95cUxOZnFOY0kwaGpxQUV0UHNyallWYUtaM0w0RkhsZmlBNzJlYnpjNmVienZ1QU1RcThuaGdTSndORnp4R0tTWFc4czNNcXk3QnBFNHNqOHdrUmJxZUZLNE51T25EX1VTY2ozMFR0UV96NWxzYmh6ZThqOTZKeFE0eVBSYXVYSnNkT0ZHWGFSNEp5Nk1mal80RjNzRWZ5WEs?oc=5) · The Business Journals
- 2013-10-17 [JIM MORSE NAMED EXECUTIVE VICE PRESIDENT FOR WORTHINGTON NATIONAL BANK - Corning Leader](https://news.google.com/rss/articles/CBMilwFBVV95cUxNTEdIVFBkYXUwRE5CbVRSTy1La28xNHZyd3E3b2Rsd3ZQdmpfX2ZZaFluUFlmSDAxaHNOUE9Tc0dqTlFIMUdiTUFZX205bUNWVTlMU1V1TnlIbkxLdlVYWnBVZVJyYWNvOV9GNTJZdzBDWTZhT2ZpMjNwRUhvN1RsT2thbER2ODlzbzFiYjduRGRnRjZxbmNn?oc=5) · Corning Leader
- 2016-03-28 [Why Fewer Banks Could Spell Trouble - D Magazine](https://news.google.com/rss/articles/CBMinAFBVV95cUxPUHJ4OVZBa0NXcFZmWWM0NDlBdHluanp5azlsSXdjT0o0Z1haREhQcm9WVTRXcTVUTlZDTy1fUzhoV1hhaTlidUc2MDlaLVlmdnpNdm1CSVNsWlRqY0FaRDZWRC1KN2VQYVRMVkc0ZW1lRzk4Uk45YlRVTmJnUERkNGduRHEyWVkyYTIzNVRMUHc3M3Nxamc3SlNOVlY?oc=5) · D Magazine
- 2020-11-24 [Prosperity Bank’s Charlotte Rasche and Bracewell’s Will Anderson – Real Lawyers for Real Bankers - The Texas Lawbook](https://news.google.com/rss/articles/CBMiugFBVV95cUxONnFIRG1ZUWx5ZWFITEZyMDlEX2JUVWVjQUpKblBtRUZ2VmpSUDIxM3NVZFRyMFo1TDdJZXUyVjFmM0U5MW5ONWJnaFpUUWFiRUlBeEwzdGdrQkJxRk1PRURGS3F3RVhoNGw0bmQ4azBqT1l6cWRDeTJjZkVTZ2hRWUg4YXVWVjJYWVZzaEQwX0RTanFyUUdrMjVvVzk3ZUE3eE9wZWV1WXUyajBqS0hyY0x0dDE3THVsckE?oc=5) · The Texas Lawbook
- 2013-07-01 [Prosperity Bancshares stays in a buying mood - Houston Chronicle](https://news.google.com/rss/articles/CBMiqgFBVV95cUxQYlNVUm9MektWM1MyQkxoQXhCb2l4eGRwdHFzVEpZS1VvS0pXNnd6MUtJZUdMM2pvWEs2dXB4YWVwV1pkd2FmMVBUU3UwdllXVXNnUXV5Z2Q4RE9WdGpOZWZ3ZFVIMkdyb0NsYTlfUTNZbEQyLVRNVlRISjc4VUtMaXg2YlEwUVM2TEVSZDViSEtSeXN1dUE3UTZPZG1TcDVVczFKc1A4dlBxZw?oc=5) · Houston Chronicle
- 2025-02-13 [Shirley Baker Obituary February 13, 2025 - Wade Funeral Home & Crematory](https://news.google.com/rss/articles/CBMib0FVX3lxTFA5bkkzLU5qZi14ekw1ajFzZXJCbGhfc01DSTNxdVJhWExlZmFCZmRHWDktZWNsNnVuNjVFZ1dOSnlLeUYyZTlTdWtYWklfeUJqNmF5TlNlVW51THZ6YW9Nbmg2MmVjcWIxVjFCRmJIQQ?oc=5) · Wade Funeral Home &amp; Crematory
- 2019-05-04 [Don Buchholz Obituary (1929 - 2019) - Dallas News](https://news.google.com/rss/articles/CBMinwFBVV95cUxOeUo5SnBURWdRTFJ1a2JyNFk3VEp6cDY4a2FzTHZyR2hJb3NXLVVuVzBDQ2RUSEpjLWl1SFNBbGFENFEybWtuTXc4bFZsdDdPSWhfQkM0ZVY1Nmh1Nnhka3AxVmhMQkpTeWJJMU1GdVZXV2w1bVZLLXJzUmxlcUdoNUhjYzZhUUtDc0g0ZmxDSzBxWjVpWUhmRHhmeXhhZTg?oc=5) · Dallas News

## How to verify

- Page: https://getbookiq.com/bank-desk/#bank=58333 (click any number for its formula and FFIEC field codes)
- Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/29.json (key "58333", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags)
- Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary
- Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list.

---
Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide