# BANK OF MAPLE PLAIN MAPLE PLAIN, MN · FDIC certificate 9332 · asset band <$300M · latest filing 2026-06 · live **Verdict on the desk:** this could be *liquidity-rich*. Composite score 1 (one point per flag, capital below 5% counted twice; 7 or more is where departures cluster). ## What the filing shows (filed dollars, derived ratios; band percentiles in parentheses) | Measure | Value | Band median | |---|---|---| | Total assets | $85.5M | | | Deposits | $74.7M | | | Loans and leases | $39.4M | | | Total equity | $9.7M | | | Loans / deposits | 51.96% (p21 of band) | 73.59% | | Liquid assets / assets | 52.40% (p81 of band) | | | Uninsured deposits / deposits | 16.49% (p37 of band) | 19.81% | | Brokered deposits | 0.00% | | | Wholesale funding | 0.29% (p49 of band) | | | FHLB advances / assets | 0.00% | | | Tier 1 leverage | 14.05% (p71 of band) | 11.76% | | Unrealized securities loss / equity | -22.43% (p20 of band) | -6.57% | | AOCI / equity | -1.52% (p18 of band) | | | ROA (annualized) | 0.92% (p36 of band) | 1.17% | | Net interest margin | 3.12% (p16 of band) | 3.93% | | Efficiency ratio | 71.96% (p65 of band) | | | Noncurrent loans | 1.80% (p83 of band) | 0.36% | | Net charge-offs (annualized) | 0.01% (p65 of band) | | | Reserve coverage of noncurrent | 80.82% | | | Real estate % of loans | 54% | | | Construction % of loans | 7.52% (p34 of band) | | | Auto loans | $765,000 (1.94% of loans; DQ 18.43%, NCO 0.00%) | | | Loans to nondepository financials | $0 (0% of equity) (p48 of band) | | | Deposits YoY | -1.5% | | | Employees | 12 | | ## Flags firing in the latest filing - **reserve under noncurrent** (`aq_reserve`) ## Warning timeline | Quarter | Score | Flags that first fired | Flags that cleared | |---|---|---|---| | 2011-03 | 1 | reserve under noncurrent | | | 2011-06 | 1 | | | | 2011-09 | 0 | | reserve under noncurrent | | 2011-12 | 0 | | | | 2012-03 | 0 | | | | 2012-06 | 1 | uninsured deposits leaving | | | 2012-09 | 0 | | uninsured deposits leaving | | 2012-12 | 1 | capital falling | | | 2013-03 | 1 | reserve under noncurrent | capital falling | | 2013-06 | 1 | | | | 2013-09 | 1 | | | | 2013-12 | 3 | capital falling, noncurrent p90 | | | 2014-03 | 0 | | reserve under noncurrent, capital falling, noncurrent p90 | | 2014-06 | 0 | | | | 2014-09 | 0 | | | | 2014-12 | 1 | capital falling | | | 2015-03 | 0 | | capital falling | | 2015-06 | 1 | uninsured deposits leaving | | | 2015-09 | 0 | | uninsured deposits leaving | | 2015-12 | 1 | capital falling | | | 2016-03 | 0 | | capital falling | | 2016-06 | 0 | | | | 2016-09 | 0 | | | | 2016-12 | 1 | capital falling | | | 2017-03 | 0 | | capital falling | | 2017-06 | 0 | | | | 2017-09 | 1 | deposits shrinking | | | 2017-12 | 1 | | | | 2018-03 | 2 | uninsured deposits leaving | | | 2018-06 | 0 | | deposits shrinking, uninsured deposits leaving | | 2018-09 | 1 | reserve under noncurrent | | | 2018-12 | 1 | | | | 2019-03 | 1 | | | | 2019-06 | 2 | deposits shrinking, uninsured deposits leaving | reserve under noncurrent | | 2019-09 | 1 | reserve under noncurrent | deposits shrinking, uninsured deposits leaving | | 2019-12 | 0 | | reserve under noncurrent | | 2020-03 | 0 | | | | 2020-06 | 0 | | | | 2020-09 | 1 | capital falling | | | 2020-12 | 1 | | | | 2021-03 | 0 | | capital falling | | 2021-06 | 1 | construction >100% equity | | | 2021-09 | 1 | capital falling | construction >100% equity | | 2021-12 | 1 | | | | 2022-03 | 4 | AOCI drag >20% of equity, NIM <2.5%, noncurrent p90, reserve under noncurrent | capital falling | | 2022-06 | 6 | securities losses >30% of equity, deposits shrinking, assets shrinking, uninsured deposits leaving | noncurrent p90, reserve under noncurrent | | 2022-09 | 7 | noncurrent p90, reserve under noncurrent | uninsured deposits leaving | | 2022-12 | 6 | | NIM <2.5% | | 2023-03 | 5 | uninsured deposits leaving | AOCI drag >20% of equity, assets shrinking | | 2023-06 | 3 | | noncurrent p90, reserve under noncurrent | | 2023-09 | 5 | reserve under noncurrent, assets shrinking | | | 2023-12 | 2 | | uninsured deposits leaving, reserve under noncurrent, assets shrinking | | 2024-03 | 1 | | deposits shrinking | | 2024-06 | 4 | reserve under noncurrent, deposits shrinking, uninsured deposits leaving | | | 2024-09 | 4 | noncurrent p90 | securities losses >30% of equity | | 2024-12 | 8 | capital falling, securities losses >30% of equity, losing money, charge-offs p90, assets shrinking | noncurrent p90 | | 2025-03 | 7 | | capital falling | | 2025-06 | 3 | | deposits shrinking, uninsured deposits leaving, losing money, charge-offs p90 | | 2025-09 | 2 | | securities losses >30% of equity | | 2025-12 | 4 | capital falling, charge-offs p90, deposits shrinking, uninsured deposits leaving | reserve under noncurrent, assets shrinking | | 2026-03 | 0 | | capital falling, charge-offs p90, deposits shrinking, uninsured deposits leaving | | 2026-06 | 1 | reserve under noncurrent | | ## In the news (Google News, unfiltered, newest first; check the city) - 2026-05-04 [Curtis Lindholm Obituary Jan 27, 2014 - David Lee Funeral Home & Cremation Services](https://news.google.com/rss/articles/CBMib0FVX3lxTFA5WEoyQi1ubmtMdjczTjZHY2VjRnJOOFEydVhfa003NzFKNFFhNm9iRzVPcGhXc0xvdEFVTy1UMnlKV0toMFhuSEctYkhxUUlyby1CWldBaWs1Znp3LThzcXBvRlByMFdPVXNzaXVQTQ?oc=5) · David Lee Funeral Home & Cremation Services - 2014-04-02 [Obituary: C. Paul Lindholm, banker and veterans' advocate - startribune.com](https://news.google.com/rss/articles/CBMilgFBVV95cUxQYVRiX2RyYlRNdXdldEVZeFBSWEFaUkxjYWxnSm0xYU9abjZnYXFDdVVjdFZwOVVyTFZqU2U0UF9ld2RxX2toOGNGdTVJTkRVOWpvM3VSX1JEQ0t6Wmg0aHhROGtQYWdCai1ZNjl2TWZuUWp1N09ZWFItNjZEWjNGZHBGa0ZnNVdfa2xrczBzY1NyMzV3Y3c?oc=5) · startribune.com - 2023-08-08 [CSI Meets Significant Demand for NuPoint Core Platform with 12 Deals Signed in Under Two Months - Business Wire](https://news.google.com/rss/articles/CBMi5wFBVV95cUxQQzJQc1BYTTRhMFNKRVF5S3JDdWtUdjdzdzFkUEprbnVVZ3JScmVULW1zV3d5UXg1THRybEZmV2FjZnptYWx0VUhtZ2dtV2hTX0JEanBDRndDT3BqNE5WbmpqeTk3ZlNPeGpYRFJLZ2tYdDBBTVNWMkRQQjgyZk1XbTUzckQtbUpNY2oxNXp3TGtNV0ZENFVrMmJQNUlWNV9uSTdHNHVVbmFDZGQzQS0xVHZHSkxmNGE2c2JjelQxZFhnRE5PTnNfNkFxb0dCUzZhOGVxVkI0bkF6WG9LcmFISDlBcUE2a1E?oc=5) · Business Wire - 2024-09-23 [Google Wallet now supports 47 more US banks (and one new service) - androidpolice.com](https://news.google.com/rss/articles/CBMilwFBVV95cUxPNlpuR1J6Q2JwOXFsMExVdW1KWXhaUk1CTXVpdk1vMndxbjBJNWw2TzEza1NPV2FDdE1KU3gwdEdIWjJYUWpQZzZpcXdYaThzZnhaXy1ZYUpINjZaTjhCb001aE9taVdtMklUMkZZVlB3WkFDOUUxNFdudncxX0NfaVNFZk5jR1I0VmlMZE1ka2JoQy1sYXlN?oc=5) · androidpolice.com - 2026-05-02 [Florence Breen Obituary Feb 10, 2007 - David Lee Funeral Home & Cremation Services](https://news.google.com/rss/articles/CBMibkFVX3lxTE5vM2pvVWtJYXhXYWhFbTJDVUxwbzZNUU90VmlnV3RiLVdCQ2lXWkhVc09jejQ5NFJON2dWUEZCUkZWTU53ZEstS0Y1SXk5alFXdXRxY1ZlVm52cHAtbkY1VDFFOW04c2J3WVUtYjJ3?oc=5) · David Lee Funeral Home & Cremation Services - 2022-06-09 [Orono students earn Senior Scholarship awards - hometownsource.com](https://news.google.com/rss/articles/CBMi5AFBVV95cUxOakxpcnNxNWtmbFR3b3Fsb3NQeHc4VHppNW5CSC1adDRDWEh6N1g3YXVuZVlNRUxmSWRYNm9BS3dBQXl0cHU0U19DaXVqTTVlQnZ1bzZMUnBkVGR5RjZNZ1hBYkthU2FmSjJITWxRMWZXWDRCMjhFWnVJRU8tRWVZQnVqZElwLWlPcm8xN0QyTjZDNDVnYjBxS2VkOVJ5anlmYU1mWnJwVVM2cjZ1QXJreURzd0czWUE4NmJUbkw4RzRJaXpyY01hX21KcWptaWtwZkU3ckNTal9wQXAyV1ZIbWlwdzQ?oc=5) · hometownsource.com ## How to verify - Page: https://getbookiq.com/bank-desk/#bank=9332 (click any number for its formula and FFIEC field codes) - Latest row, JSON: https://getbookiq.com/bank-desk/data/summary.json · history: https://getbookiq.com/bank-desk/data/h/52.json (key "9332", columns cycle, ASSET, DEP, LNLSGR, EQTOT, ltd, liquid_pct, unins_pct, lev, aoci_pct_eq, sec_loss_eq, roa, nim, eff, nc_pct, nco_pct, LNAUTO, auto_dq, auto_nco, LNNDEPD, ndfi_eq, wholesale_pct, dep_yoy, score, flags) - Field definitions: https://getbookiq.com/dictionary/#bank-LNNDEPD and the rest of the bank dictionary - Source: FDIC call report via BankFind, dollars in thousands as filed. Departed means stopped filing, which is usually a merger; FAILED is the FDIC's own list. --- Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide