# Credit Acceptance Corp. (CACC)
auto-indirect · subprime · live · latest quarter 2026-06-30 · reporting basis subprime

**Score 0** (weighted flags). Indirect through a dealer network, most volume under the Portfolio Program where Credit Acceptance advances against dealer pools and shares collections.

## Latest quarter, from the company's own XBRL

| Measure | Value |
|---|---|
| Book total (subprime) | $11.61B |
| Allowance | $3.65B (31.44% of gross) |
| Provision | $159.2M |
| Net charge-offs | – (– annualized) |
| Provision / NCO | – |
| Reserve, quarters of losses | – |
| 30+ / 60+ / 90+ | – / – / – |
| Nonaccrual | – |
| Yield | – |
| Equity / assets | 18.43% |
| Book growth YoY | 0.4% |

Delinquency note: GAAP loans receivable reflects a forecast-of-collections model, not the face value of consumer paper, so allowance moves largely track forecast revisions. Credit Acceptance tags its write-offs as literal zeros in the periods checked, so the net charge-off family is suppressed here rather than published wrong.

## Flags

- none

## In the news

- 2026-09-03 [Ex-director plans multimillion stock sale at Credit Acceptance (NASDAQ: CACC) - stocktitan.net](https://news.google.com/rss/articles/CBMioAFBVV95cUxPYzFZVU00QjdvODVnc2pLZHk5Vm1JSVY5Um9GZ0RsU095RnBpeWMxektSd3dhRTY2TGJTN2tyRnkyT21od3pjQlNDZ2ZuaF81bFZjOTNsZTZ6Q1hDMmhEVGRvX3RXYjIyanc2SWZnOXRFam9sZWpwcklvaW1HSFNxN0owYThxU0FodWJURjBrZEpsTXZGck43ZzFiWmIzQ3pV?oc=5) · stocktitan.net
- 2026-09-04 [Credit Acceptance's Jay D. Martin to Continue as Unsalaried Employee Advisor through Feb 1, 2027 - TradingView](https://news.google.com/rss/articles/CBMibEFVX3lxTE9PTnBDSnYyRHVCZXFHQVItak45N1FKWkNtQnlwdkcxLV92VGlGRzhlNUxoZ19mRGR1cFNUanFoTDd5djBsM0tkcUNDY1Fyc0tLbUlnMlBEcWJWOXBlem5SOTNIWTBfal9FYlRYeA?oc=5) · TradingView
- 2026-08-04 [Credit Acceptance Q2 Earnings Call Highlights - Yahoo Finance](https://news.google.com/rss/articles/CBMioAFBVV95cUxPQ2xFeWRseWZFX0VYQTBxd0k5X3Z5OC00NU5NNnpVa2MyWHlFNFFnUjdhWEFxOURKWXotTS02a2RCbElSVU5kRl9TeElVWFhTUGJ6M2MzRlI1b2tENXFFamtwbUh5Z2RwZC14VkFtc0FHMFhoX3d4YXl1cUt1enlXUXA2R0hlbklQaVUzVnljZlpQU1d6Vmh3RFUzdWxfemZu?oc=5) · Yahoo Finance
- 2026-08-28 [Could Credit Acceptance Corp. (CACC) Keep Rising as Credit Trends Improve? - AlphaStreet](https://news.google.com/rss/articles/CBMiogFBVV95cUxQTVNVQjdCbThGY001anZJclZteUVOanJyaUVVdHZaVEczc2FiVzAyVENIejh1Y2hsSjNEV19UWGF6MEdYUVl6dXczRlpjYVpkM01nZHBEUWlVZ1Q2MTg0VU04T0NUY3ZTaWFmWUdzc0dXN1VvcTE1a1BlSGJJVWVBR2FJczZxN0RIZHE2VEhxQVVqOTB5N3U0MjNOMWxNbWNZa3fSAaIBQVVfeXFMUE1TVUI3Qm04RmNNNWp2SXJWbXlFTmpycmlFVXR2WlRHM3NhYlcwMlRDSHo4dWNobEozRFdfVFhhejBHWFFZenV3M0ZaY2FaZDNNZ2RwRFFpVWdUNjE4NFVNOE9DVGN2U2lhZllHc3NHVzdVb3ExNWtQZUhiSVVlQUdhSXM2cTdESGRxNlRIcUFVajkweTd1NDIzTjFsTW1jWWt3?oc=5) · AlphaStreet
- 2026-06-15 [Credit Acceptance: The 6% Workforce Reduction Is A Warning Sign (NASDAQ:CACC) - Seeking Alpha](https://news.google.com/rss/articles/CBMirwFBVV95cUxOaVVDU3ZLUEloUUtnOHhmeG1IN2Q3RWEzSUhVTVhkUE0zVkMxak5RN0ZXYXZvU3FvMDctbWE5RXY3LUg4TXVTNy0zQ0VXaGJUWmFwZHdvUVpUN2dlbXd4UURYRkZsOXNEdU9fcGF5a2lYV2dQeFJhOVJsWnYwYU96akJSZGMteFVYNGcyTzF3RXltN09ZbjhvbkE1ZnlvcW11eDZxbUwwUTN5OWp6bDdv?oc=5) · Seeking Alpha
- 2026-05-05 [Credit Acceptance Corp (NASDAQ:CACC) Posts Mixed Q1 Results, Slightly Misses Revenue and EPS Estimates - ChartMill](https://news.google.com/rss/articles/CBMi5AFBVV95cUxQR3ctejdQQnpIeUV1QnpTUzg5YzA2aTFUdHdtbU56SG82dm13R3hLbU5sQlR2T0RrVW1WMmZFQU9QRVpYUUtNSVdKS19pa1owVmVUNy1qTWxRTHU0Q0JQN0NoQWRwdy1yV0o2Vkc5UDFPMFk4OF9iYjNodUJibUpGZTRtc1RuRFdERlN0UXBhY3FiSDh1UUdKcWxBbXZqN2QtZnBoQlFCS25sMGcwTTM1NklVeGgwcjNzRk1IZ0lIQlhESkpxRTJhaENFTUltLUozN0VQWmhDaEJkSm9VZ2V5WUpwTDQ?oc=5) · ChartMill
- 2026-05-26 [CACC - Credit Acceptance Corp Stock Price and Quote - Finviz](https://news.google.com/rss/articles/CBMiRkFVX3lxTFBqNFBxZXBzVnN4R3pYWjBFM0gzdmxBekstVjhsdl9BS3o5el9RYUFvT2ZRNEpzOFp0b0hnTXRmSU5xUUhPNkE?oc=5) · Finviz
- 2026-08-03 [HAGENS BERMAN, NATIONAL TRIAL ATTORNEYS, Encourages Credit Acceptance (CACC) Investors to Contact Its Attorneys, AG Claims Company Misled Investors, Sold Unfair and Illegally High Interest Loans, and Engaged in Illegal Debt Collection Practic - TMX Newsfile](https://news.google.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?oc=5) · TMX Newsfile

## How to verify

- Page: https://getbookiq.com/intel/#co=CACC
- Data: https://getbookiq.com/intel/data/pubco.json (companies[].hist, columns q, receivables_gross, receivables_net, receivables_fv, book_total, allowance, provision, writeoffs, recoveries, nco, revenue, interest_income, nonaccrual, assets, equity, debt, alw_ratio, nco_rate, yield, prov_nco, nonacc_ratio, equity_ratio, leverage, reserve_qtrs, growth_yoy, alw_chg_yoy, nco_chg_yoy, nonacc_chg_yoy, yield_chg_yoy, eq_chg_yoy, dq30, dq60, dq90, dq_total, dq30_r, dq60_r, dq90_r, dq_total_r, dq90_chg_yoy, dqtot_chg_yoy, score)
- Definitions: https://getbookiq.com/dictionary/#auto-prov_nco
- Source: SEC XBRL company facts. Blank means the filer does not tag that concept, never zero. Peer comparison is within a business model or tier only.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide