# CURO Group Holdings Corp. (CURO)
personal-installment · subprime · departed · latest quarter 2023-09-30 · reporting basis personal-installment

**Score 6** (weighted flags). Was a multi-product consumer lender across installment and revolving credit.

## Latest quarter, from the company's own XBRL

| Measure | Value |
|---|---|
| Book total (personal-installment) | $1.25B |
| Allowance | $199.7M (15.92% of gross) |
| Provision | – |
| Net charge-offs | – (– annualized) |
| Provision / NCO | – |
| Reserve, quarters of losses | – |
| 30+ / 60+ / 90+ | – / – / – |
| Nonaccrual | – |
| Yield | 20.16% |
| Equity / assets | -22.40% |
| Book growth YoY | -33.8% |

Delinquency note: Filed Chapter 11 in March 2024 and deregistered. The tape ends there.

## Flags

- **Shareholders' equity is negative** (`equity_negative`)
- **Equity share of assets falling sharply year over year** (`equity_eroding`)

## Reads on the desk

- DANGER: Shareholders' equity is negative: liabilities exceed assets by 22.4% of the balance sheet, and have for 4 consecutive reported quarters. In this dataset that condition preceded the only two Chapter 11 filings on record. Threshold: equity below zero.

## Document-verified events

- 2024-03-22 Chapter 11 petition
- 2024-03-29 Form 15-12G: registration terminated

## In the news

- 2026-08-31 [Curo Group Holdings Corp (CURO) Peer Comparison – Compare with Others - Value Research](https://news.google.com/rss/articles/CBMinAFBVV95cUxNcmFMZE1JQmotSm5nZjZZcC11cXdiTkVwUDlZU0JWM2t4T3VUVEhsUVk2U1R4bUI5Q1FuWUpBOTY1V1RWLVJxeFZZMkdTMDhhdkJfRE1YVzFuYzV2QzlxTU5uXzRjQ1BsamdjWjVNMXJteXQ1b2V3NUZjVnhQRDc3aE80Szc0NktuSjBzM0FYcFp1QVBBcERZQy1haUw?oc=5) · Value Research
- 2024-05-17 [CURO Group Holdings Corp. Announces Confirmation of Plan of Reorganization - Business Wire](https://news.google.com/rss/articles/CBMiywFBVV95cUxPZjlLZy0wMjJ4SGJhemtHdm1LYjJGOEJNTVpra0w5SldobHFveFZXUURocjNnOWFENEw3UUx0dnA5NkJXbUNvMmM5cS1yRWlZOUU2TEYzdmtrZFlyRkNkTWtGTElxSGthaUc5T3ExLWg0N1NDQldkckp0THRYN1FOZm5ZeWNTbUpYZFNIcGY2dkZKbTlZLTZsUGRySEtTRkZyRHcwMGR6czFpSGtUYUd1VWFZby1SRUxCY0E5dEZIR1UyaHRqMm5PdjZzUQ?oc=5) · Business Wire
- 2023-08-22 [Curo Group subsidiary sued by US regulator for 'churning' consumer loans - Reuters](https://news.google.com/rss/articles/CBMirAFBVV95cUxOVm9fTFlZSUxUOXhYajIwSHlrYng5SkJGU2l1VkM1anhoMmlKa1BQREw1cXdFNkFiaU00UG52Y1NpQTVfQ3h4al9OUHZEb1dpcTYyVVAtbm1kV1NUR0wwd005bWdvUG5zY3gxN2pXQ2JsLXhxeVBLeVM1ckJMX1BQSnZhZkVudHlyM19PbkRnN0l4UlBVLUs3S3A1ZVJwYzdRdHFiNEh6clpsSzUy?oc=5) · Reuters
- 2023-09-06 [CURO Completes Sale of Canadian Business, Flexiti, to Questrade - Yahoo Finance](https://news.google.com/rss/articles/CBMiiwFBVV95cUxQckdrT0drdTFQNU5YMVRWMC1BX2xFbXJiOXZuMWdmckhjTkdsYkhmYWZ2YUJQXzRabTZiSm1MS0JzZWc5dDRNR21JMEJSNkdzNVU5NlMxdWhuckxSajYxcVpfMXh5ZjlmMnFlV1FZTm9oQjhwZ2JOaDNDZFYxR0RzMHBRNDlxQU04N0Rn?oc=5) · Yahoo Finance
- 2024-03-25 [Consumer Lender Curo Goes Bankrupt as Debt Pile Takes Toll - Bloomberg.com](https://news.google.com/rss/articles/CBMirgFBVV95cUxQMTRnZGlod1VPcFhMak9zREdwY1pJX0wtRDdBa29NMkNDSnBIaDVVbHd5OG9wRXdPV2EtTk5zbWFPNklLUXpVWXhlSkx5Z0MySmZHMnVUeTFWUkZZbEpVZGt0LUIybzV2cnZrVUFyQmRuSXE2ZHRqanU0WVJzV0RhYkRHY1RoZk1rVEdZV2k4aERWcDRWamhMdzJ1WDNIY25hTnFJXzBFUTBfLVJCSHc?oc=5) · Bloomberg.com
- 2023-08-23 [CFPB sues Curo Group subsidiary over consumer loan practices - Banking Dive](https://news.google.com/rss/articles/CBMiogFBVV95cUxQVjBGbVBzUEtCa3pNRmZFYWRxX3pJQ1AxSGZzNEVZR2t3d0ZZbm9qUHhxUC1FSWtjRXdXcERjS2s0bldrN3RpVElmcXo0cnUwalp2NVhNRXQ3bW9Uby1JQndvWDN3VnBJS1d5RU9jdDdKTlJ2ci1IV00xS0hOSUlXbFVLd25ZNnZCazdqT3RDM2NDbzRDVENNRUhiRHR3MWczQkE?oc=5) · Banking Dive
- 2020-04-19 [CURO Group Officers and Directors Under Investigation for Misleading Statements - Schubert Jonckheer & Kolbe](https://news.google.com/rss/articles/CBMiZEFVX3lxTE1GMk5RMmpuOEJKSWFOSEQ3ak9weWs4RVpYcUlveEpVV2YzVmMza0poVF9rNWdzY25lRHZCd3J4ZHY2U1gySXJuTzduTzJoMmxUVllzT2tSd1FKR1dOZ1dnbXZOUGg?oc=5) · Schubert Jonckheer & Kolbe
- 2024-07-19 [Curo Emerges from Chapter 11 Better Positioned for Long-Term Profitable Growth - Business Wire](https://news.google.com/rss/articles/CBMi0AFBVV95cUxNY2U3eFVtX3BRbS1ZNGVpaVotTVJvTDRlbE5ZQzhZMG1HZ180ckphZFQxbnFvb0dWVXFyNDA3SndYRzJOeUVVZm9jUVFKVEJpY2k1b0NmZ28xdy1JQ295aVB0MEZ3di1DQUJkM0lOU1RNZGtBZ1lHSHNITVcwV21vUm5pczNrWUxBMm1Kc0F5Y2tqM1RzMFNVWHJpWXRFS2trMTFPb1Atb2xlbnIzSU5FcXhnNW9Nb0tYd1Q2bThCbzZmOGZ6dEtIVmJQclVkeU1z?oc=5) · Business Wire

## How to verify

- Page: https://getbookiq.com/intel/#co=CURO
- Data: https://getbookiq.com/intel/data/pubco.json (companies[].hist, columns q, receivables_gross, receivables_net, receivables_fv, book_total, allowance, provision, writeoffs, recoveries, nco, revenue, interest_income, nonaccrual, assets, equity, debt, alw_ratio, nco_rate, yield, prov_nco, nonacc_ratio, equity_ratio, leverage, reserve_qtrs, growth_yoy, alw_chg_yoy, nco_chg_yoy, nonacc_chg_yoy, yield_chg_yoy, eq_chg_yoy, dq30, dq60, dq90, dq_total, dq30_r, dq60_r, dq90_r, dq_total_r, dq90_chg_yoy, dqtot_chg_yoy, score)
- Definitions: https://getbookiq.com/dictionary/#auto-prov_nco
- Source: SEC XBRL company facts. Blank means the filer does not tag that concept, never zero. Peer comparison is within a business model or tier only.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide