# OppFi Inc. (OPFI)
personal-installment · subprime · live · latest quarter 2026-06-30 · reporting basis personal-installment

**Score 0** (weighted flags). Online small-dollar installment lender operating largely through bank partners.

## Latest quarter, from the company's own XBRL

| Measure | Value |
|---|---|
| Book total (personal-installment) | – |
| Allowance | – (– of gross) |
| Provision | – |
| Net charge-offs | – (– annualized) |
| Provision / NCO | – |
| Reserve, quarters of losses | – |
| 30+ / 60+ / 90+ | – / – / – |
| Nonaccrual | – |
| Yield | – |
| Equity / assets | 53.75% |
| Book growth YoY | – |

Delinquency note: Fair-value elections and a post-SPAC reporting structure. Its two non-reliance filings are warrant and accounting restatements, not credit events.

## Flags

- none

## Document-verified events

- 2022-12-09 Non-reliance 8-K (Item 4.02)
- 2021-04-22 Non-reliance 8-K (Item 4.02)

## In the news

- 2026-09-09 [OppFi (OPFI) CEO adds 3,475 shares through trust - stocktitan.net](https://news.google.com/rss/articles/CBMipwFBVV95cUxNaDVOeENhVzhHdzB0Uk1pR09ZenBObnVGbmZTbE5aUS02SmJBTVpsQmUyRlpTZzcwMjVGYnptcWp4b1NFeEc0VVpBX0ZZbG93YVF2bnpDeG5vVVcxbmRTMzgyM2VaZEJFbnVtNk9Qb290eS00X2JKM3BsTFQ2akc4VUhwWHFVVkY5SHZTbXMzTGRTYmwyWWVxWUdJWFN5UjBCQjZQYzlySQ?oc=5) · stocktitan.net
- 2026-08-10 [OppFi Inc. (OPFI) Q2 Earnings and Revenues Miss Estimates - Yahoo Finance](https://news.google.com/rss/articles/CBMilgFBVV95cUxNal9fb0JuUWN5QnlWNkY0WXJHbnhRWlRjeUs5OHBkbHhlUnRqcGh2QVFfVUF3bXBoQ2dGZVlVUmR6eVhQVGJfWTJZSUdJU29lVzlwaC1kbnpKcVZIdEdkdmVXUFZFdHhUQU5YcGk3ODR5a1hLckUtNFdpUm04WG9uYkF4VkNpa0hVSjhJYWxycjZ4NndhcGc?oc=5) · Yahoo Finance
- 2026-08-11 [Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 2Q26 - TMX Newsfile](https://news.google.com/rss/articles/CBMisAFBVV95cUxPeW55SkVqSjZIa0R5LVhHa3pKTlpxWC1KNGZWTVVzbTh0ck1jRjhEWnVwd3FINFp0TktBMGdSREUxWWlBdTFjNUdqV2o4TFF6aFFNdkhPaERqVzFRQW1CSFFFOTZ1RFA1YlhFbnV4a3p5X3o0UWluRHJabXB3N2k5cDA2Ujh2amNtMUxMR1J1WWhNLVpMUkZmVk5pb0c1YW1SRHVMWEtuRkhlaWFLUWtwQg?oc=5) · TMX Newsfile
- 2026-09-08 [OppFi (OPFI) CEO adds 3,500 shares to his stake - stocktitan.net](https://news.google.com/rss/articles/CBMipwFBVV95cUxOcFEtVGowbVBkcUkxakR2VlI0bVRVQ1BGU1pEeGJuSHpzLTVxUmwzV0VGaEFVczBITWJVUTFxRF9hQlo0dEhsVmxHU01ZQ2x6T3VlaEUwR3dzNWRZTVlFeFVaUkNoTnNxT0Y0V1pmalhMVFJnazRCZHo3aW5ZMkVnUnM1Y2w4SmdvOFZ4Z2F4dF9rNWNVWFVjTVNzOHE0UzFfai1LeVVjaw?oc=5) · stocktitan.net
- 2026-04-29 [OppFi Announces Definitive Agreement to Acquire BNCCORP, Inc. and BNC National Bank and the Elimination of Up-C Structure - PR Newswire](https://news.google.com/rss/articles/CBMihgJBVV95cUxNZUg2dWt0UGs2dG5aSnRscC1tdUxodl9YaUNjMVZxazRMSWZpVUhWTmhSVGEtLXhGd2hPYTc5YU52ckZILTItRnZMNXBGb3FHSlhOaFV4NU90S1ZETnFjdXRzMUJWdHhMZmpFSE82bVR6WE16SXU0eUlYcm9udURoa0VBalFIcTk4S1BSSVpHNnBVMWJEZDZyajktaEw3aDNKTnJ2OV9UMmdSYjh1SXg1cVdHdjZGbUhrdDFrY3d5MkxjbTB3a25iQkJwUDU0bHRJYUpzYTRKdkl0SS1nLUJROVRMMmNWSjlsX3hTMnluaERKV2NBWEhDcElXOGZMVnFDV2J2WWxR?oc=5) · PR Newswire
- 2026-09-04 [OppFi (OPFI) CEO buys more shares in latest insider trade - stocktitan.net](https://news.google.com/rss/articles/CBMipwFBVV95cUxPazRDaG1KMXFod0ZMMlFRa2ZFRUNjSHF2NHhIdTh3NGNCNDlzVjhCb2dvblljYXlyV19YS0FlbTNOdUNRUVdmRDU1YW9yMGduWWc3T0N1Y2Y0X0p3eUpjX3djMk5NZGJpTHB3NWtNRk5ua2FQam1GbEhaQVdhUjYzODdlaEtFV0lzX28wZFVaa05tbUZfV1Y0WC1HckQ5UEVsWWRhSWZfQQ?oc=5) · stocktitan.net
- 2026-08-07 [Earnings To Watch: OppFi Inc (OPFI) Q2 2026 -- GF Value Sees 74% Downside - Yahoo Finance](https://news.google.com/rss/articles/CBMimgFBVV95cUxPUXZUakFqNUN6Q1lWVnBaQU84d0tacjMtaHZiRzFtNXktQnNHN2hRODJjbUZ6TEdpNnBtdTBJYmhwOS1PRUU0NGxBQXZDMFk4UTdGUWxSUnVtRnRYQmpXUy1vMjd3N0RZblh2UkJVMUN5UEVfQzBUUDNRRmdhbjlFOWZoNllLZXFEVm9NTklOOVFDLTg3RHZTa1Fn?oc=5) · Yahoo Finance
- 2026-09-03 [OppFi (OPFI) CEO adds 3,550 shares to a multi-million share stake - stocktitan.net](https://news.google.com/rss/articles/CBMipwFBVV95cUxPX1ZyR0hJcEVpOHUtMnhRekUwZ0xtV0duU2s5N0VSdXBEOC1idE44dEtYSVIwckZVWXNuUUROUXVtNkV5OVJlZHFqbUVzTEpfV3l4WnZvUkZiOEJqOWR6eVg1OFByRk94YmtDVHV0Qm85RW9nTDJFR0thMlN2TnRkRV9DNzE0aWVCeVU0dnZjTWZkNVU1WDVuUk5OUzNEc2VOZkRWcHNFdw?oc=5) · stocktitan.net

## How to verify

- Page: https://getbookiq.com/intel/#co=OPFI
- Data: https://getbookiq.com/intel/data/pubco.json (companies[].hist, columns q, receivables_gross, receivables_net, receivables_fv, book_total, allowance, provision, writeoffs, recoveries, nco, revenue, interest_income, nonaccrual, assets, equity, debt, alw_ratio, nco_rate, yield, prov_nco, nonacc_ratio, equity_ratio, leverage, reserve_qtrs, growth_yoy, alw_chg_yoy, nco_chg_yoy, nonacc_chg_yoy, yield_chg_yoy, eq_chg_yoy, dq30, dq60, dq90, dq_total, dq30_r, dq60_r, dq90_r, dq_total_r, dq90_chg_yoy, dqtot_chg_yoy, score)
- Definitions: https://getbookiq.com/dictionary/#auto-prov_nco
- Source: SEC XBRL company facts. Blank means the filer does not tag that concept, never zero. Peer comparison is within a business model or tier only.

---
Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide