# SoFi Technologies, Inc. (SOFI)
fintech-bank · prime · live · latest quarter 2026-06-30 · reporting basis prime

**Score 0** (weighted flags). Digital bank: personal, student and home loans, with credit card and commercial lending.

## Latest quarter, from the company's own XBRL

| Measure | Value |
|---|---|
| Book total (prime) | $1.33B |
| Allowance | $56.5M (4.24% of gross) |
| Provision | $13.8M |
| Net charge-offs | – (– annualized) |
| Provision / NCO | – |
| Reserve, quarters of losses | – |
| 30+ / 60+ / 90+ | – / – / – |
| Nonaccrual | – |
| Yield | – |
| Equity / assets | 18.17% |
| Book growth YoY | -8.8% |

Delinquency note: Basis: the receivables and allowance here cover only the amortized-cost book, about a billion dollars of card, commercial and senior secured lending. The personal and student loans, near thirty billion, are carried at fair value and tagged as held for sale, so they carry no allowance and no charge-off flow. Write-off and recovery elements are not tagged for the amortized-cost book, so the loss rate is empty, and loan interest income is earned mostly on the fair-value book, so no yield is shown. Coverage here is not SoFi's consumer credit performance.

## Flags

- none

## In the news

- 2026-09-09 [SoFi Technologies Inc (SOFI) Shares Fall 3.8% -- What GF Score of 68 Tells Investors - gurufocus.com](https://news.google.com/rss/articles/CBMitwFBVV95cUxPZVcyWWU0VjNEVnNvaTB1b0tkaVdQNXBYYzB6cVpBcEczVnk1N1Y0QUI4c0xRdHRKWnV2ZjJSQ0owU0RVRE5WQUF3U2ZFbkFjNEthRUhtZFhEcXl3V2RRVkZwcWJZY0ZNckF3c0hia1pFdGl0eHFDVmhnOFloTTNZUzFpSkVObm15WVJJbkR6WVBoTTMxb3BaMXRNVXdUak12MWRObEVuTEo3V0FwcEhUWjhTRFJ4dTg?oc=5) · gurufocus.com
- 2026-09-08 [SoFi Technologies: Growth Is Doing The Heavy Lifting, And I Am Buying The Setup (SOFI) - Seeking Alpha](https://news.google.com/rss/articles/CBMiuAFBVV95cUxNZUQ2blc3TVNUOS1venN3MjI5UHo5cVQ3UnFMV1Bja1BWOUswakJoS2FWNUpMTEd0Q2VudTdaMU9RLVZ0R0w5UHR3TFE2OFlJLWhQV2FZYnhfOUlBUkhORlNQMlcxeDlDT19HX2xGcU1MVE5Ecmk3UXVlNVRPbmFwdnNqd1NEeFp1dno3TER6eFBxV012ZEtGUjladTVvV1c1NS0tcEtPZ3B2NDZZcjUxaDc3ODYydnZk?oc=5) · Seeking Alpha
- 2026-09-09 [SOFI Stock Consolidates As Growth Meets Rich Valuation - StocksToTrade](https://news.google.com/rss/articles/CBMiggFBVV95cUxNekhXem5EeGtURXR5TE9wSGlobU9taWUxYkhPTnp5RnRfa2NqcXZSVGJDU000dnZHcWtZOW4yc0s0clZ5SlF0QzhUSnB2QjNTTkxMcnJ0WW8yeG1ZSXQyUGtiRnZEU3JRcVJkbUhRY2tMaWlVSVdYYWpsalFMM29QNjl3?oc=5) · StocksToTrade
- 2026-09-09 [Saudi Central Bank Boosts Stake in SoFi Technologies, Inc. $SOFI - marketbeat.com](https://news.google.com/rss/articles/CBMivwFBVV95cUxPWEgtTkwzV3NhZ1BHY0JaemItTDNWOVphd2h0NTZQRGJrNVQ2RnJwcHhYLTBTVnNDSmV0SGpycWcxM0wzSWNPNWhkVzhNQ2VFTWNvazhuV2xLOUVxb2RoUFZpcUphSVJNS2QyalhsczlkRFRSVzFyRHkzYVprclJ4Z2dETEhyU2gxQnNyWFVOdFdYSk5WMGNuZnhmTGNFV250d0xJcUlSNi0wYktqaUdGUlM3QlFKRmpGMmxpNUtsNA?oc=5) · marketbeat.com
- 2026-09-04 [SoFi Technologies, Inc. (SOFI) Declines More Than Market: Some Information for Investors - Yahoo Finance](https://news.google.com/rss/articles/CBMiogFBVV95cUxNc1FsbjBTOVlPcXFSYVVFNlF0N0hSdmxFTXBNc0lSYWJvVE40YzhYYW1jSlFySjhBc1U3c051eTE3UnJGOHNQalVqSHdYOXFBeUhTdTJIbkxobEd3RExhTFl0ZGN6bjFMU3FfenlCM0ZObERKTklibVdvTlV1RUVTRVprOER2SzBMMnBLTndLYW03MHFPR0NINGlRSThleklpaGc?oc=5) · Yahoo Finance
- 2026-09-09 [SOFI Stock Tests Support As Momentum Traders Watch - timothysykes.com](https://news.google.com/rss/articles/CBMihgFBVV95cUxPemlqVjdaYlVDYnNXem0wZjUtWk5LaWpZWTBLZDRxb2xHdWdFcFBTZVZ6N2V4YzBjNWVRVnZVUFg4X2RhX0R5ZUVDd2JjdzlUWW9mOEhBcUJDVVBlSzJMUks5QUkwbGdpWVBENWQydjFIcnd6dDNxY214NV9rMEZzc21BTFEwZw?oc=5) · timothysykes.com
- 2026-09-08 [SoFi Technologies: Assessing investment appeal as growth significantly boosts earnings - Moomoo](https://news.google.com/rss/articles/CBMihgFBVV95cUxPSy1pQURIS0pTUVVtQnJ1ZVBwenpFbWZBRnc3bG53M0VGN0wwZlpIMnJKMV92Z3NSQnRsdnNJSkQ2Mi1TcGVoWXM0cXN1VENnc1dXRGZaVzlZcWNhX0s0a2xZYXowemhHVlVSQ18wcm1GNVJJNUJoX0txRUl1WFU0NlRzaElYZw?oc=5) · Moomoo
- 2026-07-28 [SoFi Technologies, Inc. (SOFI) - SoFi and Notre Dame Athletics Launch Landmark Multi-Year Partnership - SoFi Investor Relations](https://news.google.com/rss/articles/CBMiywFBVV95cUxNWXc0elFHcmE4S05UQXdkUy1kOVZYQW5XeVJRVGZrSXRINUtxVHIxeWZOdG9fcFJ3NW1RVm5NQ2FqaHU1d0pfSm02cmZrSFUyMVdCeDdSN3dFVmc3bC00QWU2THNDaTM5WUtqYndPN19HaHZtaXNfclJYZnpoWGpnUEY0LVphUjduMlo0MU44WFJuVE9RREphS2xnZlBGQmxJbGRJTk4tSzJoaEM2TE1TSFpZTGwtZ2tLZFU2dlVybVpyc3FVei0zXzh1UQ?oc=5) · SoFi Investor Relations

## How to verify

- Page: https://getbookiq.com/intel/#co=SOFI
- Data: https://getbookiq.com/intel/data/pubco.json (companies[].hist, columns q, receivables_gross, receivables_net, receivables_fv, book_total, allowance, provision, writeoffs, recoveries, nco, revenue, interest_income, nonaccrual, assets, equity, debt, alw_ratio, nco_rate, yield, prov_nco, nonacc_ratio, equity_ratio, leverage, reserve_qtrs, growth_yoy, alw_chg_yoy, nco_chg_yoy, nonacc_chg_yoy, yield_chg_yoy, eq_chg_yoy, dq30, dq60, dq90, dq_total, dq30_r, dq60_r, dq90_r, dq_total_r, dq90_chg_yoy, dqtot_chg_yoy, score)
- Definitions: https://getbookiq.com/dictionary/#auto-prov_nco
- Source: SEC XBRL company facts. Blank means the filer does not tag that concept, never zero. Peer comparison is within a business model or tier only.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide