# GREATER PITTSBURGH
Pittsburgh, PA · NCUA charter 10671 · asset band $50-100M · latest filing 2026-03 · live
Share link (named URL with a preview card): https://getbookiq.com/cu/greater-pittsburgh-10671

Who the members are: federal charter, multiple common bond, organized 1955. 10,455 members of 30,000 potential (34.9% of the field); checking penetration 20% (share draft accounts per 100 members); loans per 100 members 20.

**Verdict on the desk:** this could be *auto monoline*. Composite score 3 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $74.8M |
| Members | 10,455 (-4.9% YoY) |
| Full-time staff | 12 |
| Net worth | $10.8M |
| Net worth ratio | 14.4% (p66 of band) |
| ROA (annualized) | 1.44% (p83 of band) |
| Total delinquency | 0.55% (p46 of band) |
| Net charge-offs (annualized) | 0.09% (p32 of band) |
| Loans / shares | 37% (p10 of band) |
| Cash / assets | 6.5% |
| Borrowings / assets | 0.00% |
| Net interest margin | 3.38% (p34 of band) |
| Operating expense / assets | 2.41% (p12 of band) |
| Vehicles % of loans | 67% (p85 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 95% |
| Third-party paper % of net worth | 138% (p90 of band) |
| Vehicle delinquency | 0.60% (p52 of band) |
| Vehicle NCO | 0.00% (p17 of band) |
| Repossessed % of vehicle book | 0.00% (p38 of band) |
| Real estate % of loans | 24% |
| Credit cards % of loans | 5% |
| Unsecured % of loans | 9% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 81% |
| Certificates % of member funds | 15% |
| Average share balance | $4,849 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 20% |
| Loans granted per 100 members, annualized | 4% |
| Average loan balance | $11,450 |
| Loans granted, annualized | $9.9M |

## Flags firing in the latest filing

- **members leaving** (`shrink_members`)
- **3rd-party paper>100% NW** (`str_thirdparty`)
- **auto monoline** (`str_vehicle`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 0 |  |  |
| 2016-06 | 0 |  |  |
| 2016-09 | 0 |  |  |
| 2016-12 | 0 |  |  |
| 2017-03 | 1 | delinquency rising |  |
| 2017-06 | 0 |  | delinquency rising |
| 2017-09 | 0 |  |  |
| 2017-12 | 0 |  |  |
| 2018-03 | 0 |  |  |
| 2018-06 | 1 | delinquency rising |  |
| 2018-09 | 1 |  |  |
| 2018-12 | 0 |  | delinquency rising |
| 2019-03 | 2 | delinquency 2x band, delinquency rising |  |
| 2019-06 | 0 |  | delinquency 2x band, delinquency rising |
| 2019-09 | 2 | 3rd-party paper>100% NW, auto monoline |  |
| 2019-12 | 2 |  |  |
| 2020-03 | 2 |  |  |
| 2020-06 | 3 | net worth falling |  |
| 2020-09 | 2 |  | net worth falling |
| 2020-12 | 4 | margin squeeze, members leaving |  |
| 2021-03 | 6 | delinquency 2x band, delinquency rising |  |
| 2021-06 | 7 | net worth falling |  |
| 2021-09 | 6 |  | net worth falling |
| 2021-12 | 5 |  | delinquency rising |
| 2022-03 | 4 |  | margin squeeze |
| 2022-06 | 3 |  | delinquency 2x band |
| 2022-09 | 3 |  |  |
| 2022-12 | 2 |  | members leaving |
| 2023-03 | 2 |  |  |
| 2023-06 | 2 |  |  |
| 2023-09 | 2 |  |  |
| 2023-12 | 4 | assets shrinking, members leaving |  |
| 2024-03 | 4 |  |  |
| 2024-06 | 3 |  | assets shrinking |
| 2024-09 | 4 | assets shrinking |  |
| 2024-12 | 4 | loan book shrinking | assets shrinking |
| 2025-03 | 3 |  | members leaving |
| 2025-06 | 3 | members leaving | loan book shrinking |
| 2025-09 | 2 |  | members leaving |
| 2025-12 | 2 |  |  |
| 2026-03 | 3 | members leaving |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2025-10-24 [Manager allegedly used niece’s identity to pocket checks, steal Allegheny County taxpayer money - WTAE](https://news.google.com/rss/articles/CBMihAFBVV95cUxNSzdadWpraFZMUm1vRkdJM056UTlRYzhaVmhPTUVvdHpoc2M0NlNJWDktdnJZMFZSVVpXSmdjdjJqaTJXcDhRMHgzRHdnOUJadnF0c2hYd0dDb1FUclIyVTFlazJlX2puUWkwNWZ6S1R4ZFFFNDhvTTV6YmltanVPVEhJUm4?oc=5) · WTAE
- 2023-04-03 [11 Cares Supporting Women’s Center & Shelter of Greater Pittsburgh - WPXI](https://news.google.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?oc=5) · WPXI
- 2022-01-21 [Food Podcast: 10-year-old honored for work with Greater Pittsburgh Community Food Bank - TribLIVE.com](https://news.google.com/rss/articles/CBMivAFBVV95cUxOMnNlVjR5czVjeHQzUml4d2pYejBvaXlpajhhbkc1azJwRTV2SUNULTBWRGp0NkZQRk1JTU82RXJKRVdCZTJPaC1sVVE0NTJ6b3dieVVzc0hjeWluNE1xcC1kM1dsY3FqYUxOaGFRU3hnWWVhV2c4aXIyUkVTeHhUSF9KWExIVnZsSUxMS2tHdmhkTHJPQUFwOTUwU0RteWM3X05OQkpmRlhQejNSSzE3Ykx5Zmg3Q3QzYkVITg?oc=5) · TribLIVE.com
- 2020-02-19 [After 9 years, Greater Pittsburgh Auto Dealers Association CEO to step down - The Business Journals](https://news.google.com/rss/articles/CBMiqAFBVV95cUxNUl9Ka0FZZ3RCNXNjYzUzMnltNzNrOWRaSXgtTGVDWkp5Uy02SWRMb1p0blIzTHREWmRRMzA4alRlTEd4RlJCcDNYVFdESjN6eG1YUl9RdXJmeEpGSFZ3Z1hIVjlESy1uY2dSWjNzeDhKSGRTVXVWUERad0hSZEsxcHFOYUc0TlY2clEyM29EaVF1ckxDUWxaQWhPRjFFMjhrQWROQWpXLUM?oc=5) · The Business Journals
- 2025-11-07 [11 Cares teams up with Greater Pittsburgh Community Food Bank to help with food crisis; how to help - WPXI](https://news.google.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?oc=5) · WPXI
- 2013-03-01 [Under Fire, the Mayor of Pittsburgh Quits Race (Published 2013) - The New York Times](https://news.google.com/rss/articles/CBMiqgFBVV95cUxNVHZXazY3TzhyU2xyaGRqeHN6M21JMS0yWDROeThhRmt5SlE4ZVJZVFlxS1VQaDkzcEZVUDhxUi1lMFVQZGxUTDBjUHFRVnVMNEY0ajB4cUN2bzR1SlNDb0hIOWYyR2Q2NTdnbDVLeENjMW5qTTZTUHJHZW5BYlUzb3ZkeDU3eWZrUU5ZcFBINFhBWkdfOG90dVdtSy0zendYOHlReXAwT2U5QQ?oc=5) · The New York Times
- 2012-06-30 [Paul DiMaio Obituary (1928-08-30 - 2012-06-26) - Citrus Springs, Fla., PA - Monroeville Times Express - legacy.com](https://news.google.com/rss/articles/CBMingFBVV95cUxQTzl0ZjBUMm5hNk5rMFpxUUxDa2NXUDdwSjg4QWpFaUNCZC1PcnZCRlVCTDlCMzVZYWEwTlZ5cTczRzVrb1kzeU5yVUlwSkRGTVNyY3NCd3JNOU1OM1FoX0xmTXJoMFlrS3JZUDkzdVlPelBkeXVhd2ZCSUtOTE92ZldJMVNUYXBaeFR2R25WU01CalcxRjVkUUxZNndvUQ?oc=5) · legacy.com
- 2023-07-25 [Man used fraudulent check to purchase new Jeep, police say - WPXI](https://news.google.com/rss/articles/CBMitAFBVV95cUxOMi1FaFVXc2JmNV9rcVFHb0FncFliRUdpNjNDMXdRbW5HNU1Oa1E2Y3hNNWgxODZoUWUxcHpzRmxSMzRXMFM5SWtPZjlYVW51Z2pkRExpcnE3RkNJZjNWczAzX0IwSjhrNFZMWmtZelpmcEhpMzlEaDRfUkJPS2YzSk1GNjM0Uy1CNVkyVV9fNmZXNGdMS3N2UXBFZ1ZWNktTbi1wRjRKdnhmVG9MM1hvcHlaVE_SAcgBQVVfeXFMT0hGc3dCd0dEVmJuV1JReUZjMTFjeExHbWxmTDN2RXJIU0JRd3lZR0hlZVc4ZUd0SV9KVHNBc1pjem9vSXkzQTBHdjlQQlhWOWpUUnVvMDVQaE9vSElGV18xRHJZM0hpNGRULVBGZElJazNXbmV6dVg5MnNieHZVSldubGdQV0NRSkNULWhVN3F2ZFYxdzZibXFMV2lQV3NXQ212dl9NakRnNjRnVjlTajVoeGltM29FU3VfZzBSQkE4cGxOQWRxbjE?oc=5) · WPXI

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=10671 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/47.json (key "10671", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=10671
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

---
Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide