# SHREVEPORT
SHREVEPORT, LA · NCUA charter 11263 · asset band $50-100M · latest filing 2017-09 · stopped filing after 2017-09 (departed; for a credit union that is almost always a merger)
Share link (named URL with a preview card): https://getbookiq.com/cu/shreveport-11263

Who the members are: federal charter, multiple common bond, organized 1956, low-income designated. 22,000 members of 45,000 potential (48.9% of the field); checking penetration 35% (share draft accounts per 100 members); loans per 100 members 33.

**Verdict on the desk:** this could be *stressed*. Composite score 13 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $84.8M |
| Members | 22,000 (-1.5% YoY) |
| Full-time staff | 65 |
| Net worth | $-2.0M |
| Net worth ratio | -2.3% (p0 of band) |
| ROA (annualized) | -27.72% (p0 of band) |
| Total delinquency | 4.35% (p99 of band) |
| Net charge-offs (annualized) | 1.32% (p94 of band) |
| Loans / shares | 85% (p83 of band) |
| Cash / assets | 5.6% |
| Borrowings / assets | 0.00% |
| Net interest margin | 6.62% (p100 of band) |
| Operating expense / assets | 10.31% (p100 of band) |
| Vehicles % of loans | 65% (p89 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 0% |
| Third-party paper % of net worth | – |
| Vehicle delinquency | 5.63% (p100 of band) |
| Vehicle NCO | 1.92% (p94 of band) |
| Repossessed % of vehicle book | 1.20% (p99 of band) |
| Real estate % of loans | 25% |
| Credit cards % of loans | 3% |
| Unsecured % of loans | 10% |
| Commercial % of net worth | – |
| Core shares % of member funds | 49% |
| Certificates % of member funds | 23% |
| Average share balance | $2,605 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 33% |
| Loans granted per 100 members, annualized | 15% |
| Average loan balance | $9,712 |
| Loans granted, annualized | $27.6M |

## Flags firing in the latest filing

- **thin capital** (`cap_low`)
- **capital below 7%** (`cap_critical`)
- **net worth falling** (`cap_falling`)
- **losing money** (`earn_negative`)
- **expense trap** (`earn_opex`)
- **delinquency 2x band** (`aq_dq_high`)
- **delinquency rising** (`aq_dq_rising`)
- **charge-offs p90** (`aq_nco_high`)
- **repo signal** (`aq_repo`)
- **assets shrinking** (`shrink_assets`)
- **loan book shrinking** (`shrink_loans`)
- **auto monoline** (`str_vehicle`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 5 | expense trap, delinquency 2x band, charge-offs p90, repo signal, auto monoline |  |
| 2016-06 | 5 |  |  |
| 2016-09 | 4 |  | charge-offs p90 |
| 2016-12 | 6 | net worth falling, charge-offs p90 |  |
| 2017-03 | 13 | thin capital, capital below 7%, losing money, assets shrinking, members leaving, leaning on borrowings |  |
| 2017-06 | 12 | delinquency rising | members leaving, leaning on borrowings |
| 2017-09 | 13 | loan book shrinking |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2025-12-25 [Louisiana - Newsweek Rankings](https://news.google.com/rss/articles/CBMikAFBVV95cUxQS0F4R0JYSGt1MDk4ZWVENTZrWEgyT2s2U1N5bHNJdF93VkYzZXNKbFg4TWEteGw3TnhNSXpfVk5odTRLRXNnSC1hX1NFc20xcUNxeHJYeHVvbmdkN2FzdWdLTUhSZzJzeG4ybW9jNzVlWDl3UmtUcjRJaEJlQmtUTV9IemV2cWU1TkxyUjRmS2I?oc=5) · Newsweek Rankings
- 2026-08-17 [Attempted ATM theft fails at Shreveport credit union | News - KTBS 3](https://news.google.com/rss/articles/CBMixwFBVV95cUxPMkY1WFlrdGhsTXBFM2Y2WVk3UUE0ZUJjcHk2UFdOT09iQUVkVGxYVThiN1V2U0pVaVAtR2I1ME9QdW9QU0N6d2F4aFJaVFV5aVYtYnNBX1drZHM0WGRTWXVtUFJuLVB5NTduek5yTzNuSVBXT2NfUUluSFp3VFpHNVR4LUE2MWdYMkl4bVZVdzlZYmRFcEk4NGFkMW1hRzB2UlFyQ19vZlJTRUN2Rl96cmJpd0prU181Yk42MGtIUGpuSld4bnZZ?oc=5) · KTBS 3
- 2024-07-02 [2012-2024 List Of Failed Credit Unions - Bankrate](https://news.google.com/rss/articles/CBMib0FVX3lxTFBqUTBmbUhvaEh6UXpMOERnZTMzUjU2djBQVUVxMHd4UmZFRF84OWFtelZtZXQ3eTF5ZE5fbE5YVTRIUWd2dDVDWjZxZ3F4d3gwRFhMV2FyT21RWXlTLVVoRTE5Z0R1Ql9iMHVmYndZUQ?oc=5) · Bankrate
- 2017-04-13 [Federal agency takes control of Shreveport Federal Credit Union - KSLA](https://news.google.com/rss/articles/CBMiogFBVV95cUxPRDYyYlhVWU0zc0J4RkpZenRqR29YT2UwdDF0NnNmS0ZyOVpYNmI5OUh6aHlEbGRfWlRJM3o2ZkFlMzEtWTBac3JCTnBMaFByMnNQTUluRHUzS2xxenVJeDR5Y0U1d3FMb1oyWVVhZzc0NVd6cWxUaHZsM2ZrQ2VGLWw5MFdfSlRZNlRKYW92Q3hoT3ZzSDVMdHltei1Yek1FeXfSAbQBQVVfeXFMUFFpdFA1VnpOeGtFaDdnQkgtNU5VdFJPMV8xajVkc2VEU0xqbmZxRWZfNHJ4bnVYSW9KYnFMTld3YUlmdHh6QUR5dHEtWFU1cUktbzNQcjdsUTBlVFdvdlhlNXBqemlPMFVUc04ya2ZkcTUtNWlCdzhyZjJMYTdJbkkxU0xqV0NLb0dCamtZZkpDX1lMRGRzbDZBdWszT3R1ay1WVVZxamE1R1UwS1lNQW16MTNP?oc=5) · KSLA
- 2020-08-26 [Shreveport, La.-based postal credit union rebrands - American Banker](https://news.google.com/rss/articles/CBMingFBVV95cUxNMEx6MXdwN0plZ3NJeERtS3JwMGV3ZEJ1VHYtVEVSeE1IRGhrM3B6c083bDQ4VldrZHdUSDJicmZGOWxJQ0p6a0Jnb041ZjRFOXdLWjdteXBxUFVvSU1oS2lVU0RyTzRrX1hscnYyMW1yejlwdXhLUllaeVQzYjVqTUhNaWNCWnZQcC0wRUFLNGxDTHNwcGVUWGNyOXVPdw?oc=5) · American Banker
- 2026-08-31 [Barksdale Federal Credit Union offers chance to win up to $25,000 off auto loan - westcentralsbest.com](https://news.google.com/rss/articles/CBMiggJBVV95cUxQNlYySWNQLU1LTmtEMWFPbVZ2Qi1LVEJkdU96eEQtMWhiNk02THd2UEZjUmlNNlJIR2d2WVZRMUNqRUIyc1cwMXpBQTFGWUt2RTZSMFNTZ3dpS213S1g0ZFBqTTBrYmZTd0dteEtCSktNT3MwVVhrNGhiZG1Fcl9oRWNmbUx1SDFRcmQtOVdFQkU1TFpMbmwyTEU1RmVWVzJIQVF2b0tKYnpYMl9RQ0NhZVJsY2c3UUozbFRodGw0WWhvUU9SeFhJMEpxWGNYanRzdEFuSlpRWDR4c1U5aVlPS1hyUGhIRTZudFFVaEtVa2R5bW1tOWp2Zy1XRGEyYzlob1E?oc=5) · westcentralsbest.com
- 2019-11-24 [Clumsy criminal caught on video in Louisiana - ABC7 Bay Area](https://news.google.com/rss/articles/CBMihgFBVV95cUxQYkUzV1haYnZQdTk0Sm0yZmdGcS1FejFwTGFyXzNTV1dlbXBjYWJHeWZkdlNBRFdRTFJXcHEyRFJKNnE4SlBxa0kza3p5ZlhDTFBlVDlIalNCemF0TjJsNXNOczlIV1hNYXFVcTdPZUJTWkVJYVhLQmw3QmhTVHF2cEd0dFVrd9IBiwFBVV95cUxQNXZ4OEREeE4zNTRueTRwX040QXdfUGJlWHRycTJvRUdnRktyTHVlS3ZGcmhGVjE2Z21NQVBBVm42aGhuaXpZTFJTaWE3aWNEZUVXSGZMYmVDdnRWTXB1clJTNmtXQ19McmpFNVlsS0xKM2xSU1RQams1d3ZPLUcxb0o1MWVMS2NXeGFZ?oc=5) · ABC7 Bay Area
- 2026-01-08 [Best Certificates of Deposit Rates in Louisiana for 2026 - moneyrates.com](https://news.google.com/rss/articles/CBMiaEFVX3lxTE1Idkd3aUNMNFRmdzItSUI5ZEdWMEVxZUFSTHdzY0oyZnYtamhWM2UxQWs0enY3Wl9CeHFMZml0bU9sSkVJX3R5OWlrUkxPRE1CRTlod3NXUFo2UTJ3Q0I5QWNFU3pSQ1Fz?oc=5) · moneyrates.com

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=11263 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/63.json (key "11263", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=11263
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

---
Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide