# OMAHA POLICE
Omaha, NE · NCUA charter 12319 · asset band $50-100M · latest filing 2026-03 · live
Share link (named URL with a preview card): https://getbookiq.com/cu/omaha-police-12319

Who the members are: federal charter, government (single sponsor), organized 1958. 6,257 members of 10,000 potential (62.6% of the field); checking penetration 60% (share draft accounts per 100 members); loans per 100 members 62.

**Verdict on the desk:** this could be *ordinary*. Composite score 0 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $95.8M |
| Members | 6,257 (17.0% YoY) |
| Full-time staff | 15 |
| Net worth | $9.2M |
| Net worth ratio | 9.6% (p16 of band) |
| ROA (annualized) | 1.09% (p70 of band) |
| Total delinquency | 0.02% (p3 of band) |
| Net charge-offs (annualized) | -0.02% (p9 of band) |
| Loans / shares | 59% (p47 of band) |
| Cash / assets | 37.9% |
| Borrowings / assets | 0.00% |
| Net interest margin | 3.80% (p56 of band) |
| Operating expense / assets | 3.51% (p48 of band) |
| Vehicles % of loans | 45% (p55 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 23% |
| Third-party paper % of net worth | 58% (p78 of band) |
| Vehicle delinquency | 0.05% (p13 of band) |
| Vehicle NCO | 0.00% (p17 of band) |
| Repossessed % of vehicle book | 0.00% (p38 of band) |
| Real estate % of loans | 45% |
| Credit cards % of loans | 2% |
| Unsecured % of loans | 6% |
| Commercial % of net worth | 6% |
| Core shares % of member funds | 64% |
| Certificates % of member funds | 12% |
| Average share balance | $7,252 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | $1.1M |
| Loans outstanding per 100 members | 62% |
| Loans granted per 100 members, annualized | 9% |
| Average loan balance | $13,127 |
| Loans granted, annualized | $20.2M |

## Participation posture (from the same filings)

Bought $0 and sold $0 in the latest annualized quarter; $1.1M outstanding purchased (11.8% of net worth), $0 sold and retained. Sold in 0 and bought in 2 of the last 8 quarters. Shares 1.0% year over year.

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 1 | thin capital |  |
| 2016-06 | 1 |  |  |
| 2016-09 | 1 |  |  |
| 2016-12 | 1 |  |  |
| 2017-03 | 1 |  |  |
| 2017-06 | 2 | delinquency rising |  |
| 2017-09 | 2 |  |  |
| 2017-12 | 1 |  | delinquency rising |
| 2018-03 | 2 | delinquency rising |  |
| 2018-06 | 1 |  | delinquency rising |
| 2018-09 | 1 |  |  |
| 2018-12 | 1 |  |  |
| 2019-03 | 2 | net worth falling |  |
| 2019-06 | 1 |  | net worth falling |
| 2019-09 | 1 |  |  |
| 2019-12 | 2 | delinquency rising |  |
| 2020-03 | 1 |  | delinquency rising |
| 2020-06 | 2 | net worth falling |  |
| 2020-09 | 3 | margin squeeze |  |
| 2020-12 | 4 | delinquency rising |  |
| 2021-03 | 3 |  | delinquency rising |
| 2021-06 | 2 | delinquency rising | net worth falling, margin squeeze |
| 2021-09 | 4 | capital below 7% |  |
| 2021-12 | 4 | net worth falling | delinquency rising |
| 2022-03 | 5 | delinquency rising |  |
| 2022-06 | 5 |  |  |
| 2022-09 | 4 |  | net worth falling |
| 2022-12 | 4 |  |  |
| 2023-03 | 2 |  | capital below 7% |
| 2023-06 | 2 | assets shrinking | delinquency rising |
| 2023-09 | 2 |  |  |
| 2023-12 | 3 | delinquency rising |  |
| 2024-03 | 2 |  | delinquency rising |
| 2024-06 | 3 | net worth falling, delinquency rising | assets shrinking |
| 2024-09 | 2 |  | net worth falling |
| 2024-12 | 2 |  |  |
| 2025-03 | 2 |  |  |
| 2025-06 | 1 |  | delinquency rising |
| 2025-09 | 1 | members leaving | thin capital |
| 2025-12 | 0 |  | members leaving |
| 2026-03 | 0 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-08-14 [Omaha police looking for suspect involved in Centris Federal Credit Union robbery - KETV](https://news.google.com/rss/articles/CBMimAFBVV95cUxNYlViTnhrMHhyY0NfZ0NOekhwbi1XOWtRX2dJMHNTcjB1bXl1SzQ1My1Ga0cyWm9sMU9KZ3d4c0o5RDFIMEU3aXBHU0hoc1RvQi1PTmZKTjcwWUM3QWlsRm5EMlM4a1NaTG00REdzTFBzR2NYc0RsemFyODd4VW5DS1ZaM1VYYzNtX2h4Qzl3R3JLVklnbmhnNA?oc=5) · KETV
- 2021-02-22 [Omaha Police investigate a robbery at police credit union - WOWT](https://news.google.com/rss/articles/CBMilwFBVV95cUxQSDVEQ3ZNLW9kTjhPbTc3QmxlYUFxQWRFMDZVQUlYNm9neDgyYU4yakJFZnRtOFZJRVQza0g2b2MzMDU1dDQ1Z0oyZ3B2SlljY1ZBc3NiX2NWRU0xZ3ZZWFEyTzhfMWJKaTREYVJMNmtwNE43eW5yMjloV2tCYUZVcmxQQ0RlSVk1UHlHeWlUQ2pnLTBQa25N?oc=5) · WOWT
- 2021-02-22 [OPD searching for suspect in credit union robbery - KMTV 3 News Now Omaha](https://news.google.com/rss/articles/CBMilAFBVV95cUxPVUl6RkxrWHBSeTJoU0ZnZlFXdFVGN1RZRHVKVXhJVjM5Yk5xNF9sTGp3M2F5bHZZNXlhR0lJZW9fNVJ1NktmeVlFbzRteWxMQ0hFOE43dWtLT3k0eDBrWlYtcDRsNjdnYkRDMDR6QmhrM1EwR2hVOHdfemg0VzRlbThIbzd3TjE1Z1dnbW1CbHExaDly?oc=5) · KMTV 3 News Now Omaha
- 2022-03-11 [Omaha police searching for suspect who robbed Centris Credit Union - KETV](https://news.google.com/rss/articles/CBMipwFBVV95cUxNRy1lUk44ejU0VlMzZHlDQV8xSzlvMzU1RUNnaHdXMnh3UGt3endYamxkM21EbHNqb1dRWENhbWJjRkxQa2NOTnBGNGJEM1E4Y3EtNmlqSm1Uenc0TzZyZjVwbnJJbDdZbWxSRDEzaVBoaVJmM2tzbmZBZE4ySHo5eXNXc2pVLXRTNnpLXzJtWDJpeG1CT0xKMUU0M2FpUERrN1d4LTFMdw?oc=5) · KETV
- 2022-06-01 [Omaha Police looking for bank robbery suspect - WOWT](https://news.google.com/rss/articles/CBMif0FVX3lxTFB0b3dlblotMFZVbnlqbHJVZy1iRGQ3aXcyOFRTNW9zQnlkcEZpWmtCNTFPalM4b1VRMzdUcEJkaEhtVlZhNkRUQ1c3LS1SdzRONWhYRGhGbmQ1R1JRa0Q2NFFjcEJfa2ZuaVQ0TEJVV05hY0ZWNDdJeVVZREVWbDg?oc=5) · WOWT
- 2017-04-24 [Background on Lincoln bank robbery suspect currently under house arrest - KOLN | Nebraska Local News, Weather, Sports | Lincoln, NE](https://news.google.com/rss/articles/CBMiwAFBVV95cUxOWnY0MTc4aXJvNEMzRTFweWNvblI3enZFR0Q2SUdKa1ZubmtEOE9IQ0dFZGVKcHVBRUowMTJzV3FWSGR5VlA4QVhsR1AtMHpmVUNtU25EY1g1RnhrSTNBWUVhUElLTEU2LUc2d3RGWDVMZzZpUmtORGpDUlFaZ0V2R2kxaDY0ejJSbkoxc0xEeHBGQTF3d2lTeWdPSG9NbmFkNkl2cmJmaFNPN0dldTJmSlR0c3AtLVE3M1IteWJRT08?oc=5) · KOLN | Nebraska Local News, Weather, Sports | Lincoln, NE
- 2014-04-06 [Police: Lawrence bank robber arrested in Nebraska after taking cab there - Lawrence Journal-World](https://news.google.com/rss/articles/CBMilgFBVV95cUxNUnNSWDd5ZWZIbGpnRnRjcnUtNVgyNU03cHFETEhwcFFFRjN0bUZUMUJidmtiWEpMeWE5S3pYSWM2YjJHakVoUDJndGZBNlFhT0pnZmw4NFlOWXFMem5ucDgteFFZb1FrYVVVcXZqTEZGYWxDT3ZuZ0s5WEVOcEVreVpvQUVpMjd3aHVqSFNDbm82eWtuRWc?oc=5) · Lawrence Journal-World
- 2022-03-15 [Tickets now on sale for Guns 'n' Hoses, charity boxing match between Omaha Police and Omaha Fire - KMTV 3 News Now Omaha](https://news.google.com/rss/articles/CBMizwFBVV95cUxOWGhkbEUzSklJaVpuYWhndzI5WjRKRkE2YVYwMFVZUXAzS2dSZ2VpMmw5RnRwS3VqZ2c1NW0xeVhJcUljQ3FkVkF6OUU5NV9WazE0LThtZXZ2UDlqdnhRbGRsUjcwLXBoTW5WeEJKVWcwbFRhZXdIUzhjdkFwSFQ1Yi1xNXJQWm1MLVRsOFhYZzhTaHNqN1F0am9HNVlWeThCVHNhQ3FUTks3UXpRRGsxUEhnVUdVNmhLVWstLUtiRjNxUmpxcjB4QjdqaGEtWGc?oc=5) · KMTV 3 News Now Omaha

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=12319 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/31.json (key "12319", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=12319
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide