# COASTLAND
METAIRIE, LA · NCUA charter 13137 · asset band $100-200M · latest filing 2017-09 · stopped filing after 2017-09 (departed; for a credit union that is almost always a merger)
Share link (named URL with a preview card): https://getbookiq.com/cu/coastland-13137

Who the members are: federal charter, multiple common bond, organized 1959. 7,345 members of 10,000 potential (73.5% of the field); checking penetration 37% (share draft accounts per 100 members); loans per 100 members 46.

**Verdict on the desk:** this could be *quiet fade*. Composite score 3 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $100.5M |
| Members | 7,345 (-17.8% YoY) |
| Full-time staff | 26 |
| Net worth | $13.4M |
| Net worth ratio | 13.3% (p81 of band) |
| ROA (annualized) | 0.15% (p18 of band) |
| Total delinquency | 0.12% (p6 of band) |
| Net charge-offs (annualized) | 0.08% (p11 of band) |
| Loans / shares | 59% (p24 of band) |
| Cash / assets | 24.3% |
| Borrowings / assets | 0.00% |
| Net interest margin | 2.43% (p13 of band) |
| Operating expense / assets | 2.69% (p16 of band) |
| Vehicles % of loans | 25% (p24 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 3% |
| Third-party paper % of net worth | 3% (p40 of band) |
| Vehicle delinquency | 0.19% (p18 of band) |
| Vehicle NCO | 0.20% (p27 of band) |
| Repossessed % of vehicle book | 0.00% (p29 of band) |
| Real estate % of loans | 65% |
| Credit cards % of loans | 3% |
| Unsecured % of loans | 8% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 82% |
| Certificates % of member funds | 10% |
| Average share balance | $7,451 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 46% |
| Loans granted per 100 members, annualized | 13% |
| Average loan balance | $15,139 |
| Loans granted, annualized | $11.0M |

## Flags firing in the latest filing

- **delinquency rising** (`aq_dq_rising`)
- **assets shrinking** (`shrink_assets`)
- **members leaving** (`shrink_members`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 0 |  |  |
| 2016-06 | 0 |  |  |
| 2016-09 | 0 |  |  |
| 2016-12 | 0 |  |  |
| 2017-03 | 2 | assets shrinking, members leaving |  |
| 2017-06 | 2 |  |  |
| 2017-09 | 3 | delinquency rising |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2019-11-22 [Jefferson Financial Federal Credit Union - Biz New Orleans](https://news.google.com/rss/articles/CBMidkFVX3lxTE44aU41RWYtNzJWNHl0M1NnbmlOdldnSGVqWVNfMGpHakhuVkhzUVY1SC1fMFlhcWZiTVhXd2phZS1QSUdlTFlGM1lSamJBWGZyWTF3LWhXYVZKYllDSXFSMFV5c1RWSFJCeTMtNTR6ck5QQ2lzbFE?oc=5) · Biz New Orleans
- 2022-10-30 [Tamela Reites Obituary (2022) - Avondale, LA - The Times-Picayune - legacy.com](https://news.google.com/rss/articles/CBMiiAFBVV95cUxPdkN0cVp6RjBzbC1TZWNveU4xaktMU0I0WG4xaU14MGZBQllWNXVPTzBQOUVWTGhucHlPanBrSEtqZFhtQTEzWHRIVlpsMERocU9XS0lfdHlsZDFNbHViUG43UnFyWjRKXzNjVGlKYmVhckhkUUxUM2dqVmhuOTdFY2E4Nlc1WG52?oc=5) · legacy.com
- 2023-08-17 [Gayle Eugene Obituary (2016) - River Ridge, LA - The Times-Picayune - legacy.com](https://news.google.com/rss/articles/CBMihwFBVV95cUxOcGlNRTJ6MU81TU1FSERIN2NVNkpmeGdGX3QwSHlfTDUyMTNrLXlmZUtPMHRza3BCSnBuRmVLTE9xVHpBbi02cFZkSm1UWDhkdXBFZ0t6RTZiZDl6TjhvZVlnSUlQbzdhOHlDQzNLd3hkeVhLQVpZTTZaSzR5czdVMk96VzhfWjQ?oc=5) · legacy.com
- 2008-03-12 [Preston Williams Obituary (2008) - New Orleans, LA - The Times-Picayune - legacy.com](https://news.google.com/rss/articles/CBMiiwFBVV95cUxPaWNHVmk0UTE2SHJzajJTQWFOZ0czSkhRakE5enowMkc4RnE0UU1QbG80ejNFdC1fWWJMVzJZMFdiWnpjMktnbzJ4aWtGMFI5RHN6ZzItaXRmbmN3WDNiLXc3TlNiM2ZxTVROTHQ1TFo0aWQ5T05GQ0Nyalh4YkVKaHJKMnhIODJOUXBN?oc=5) · legacy.com

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=13137 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/17.json (key "13137", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=13137
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide