# MUSICIANS Arlington, TX · NCUA charter 17361 · asset band <$50M · latest filing 2026-03 · live Share link (named URL with a preview card): https://getbookiq.com/cu/musicians-17361 Who the members are: federal charter, associational, organized 1966, low-income designated. 186 members of 1,045 potential (17.8% of the field); checking penetration 0% (share draft accounts per 100 members); loans per 100 members 23. **Verdict on the desk:** this could be *stressed*. Composite score 5 of 18 (one point per flag across 17 flags, capital below 7% counted twice). ## What the filing shows | Measure | Value | |---|---| | Total assets | $598,801 | | Members | 186 (7.5% YoY) | | Full-time staff | 0 | | Net worth | $112,665 | | Net worth ratio | 18.8% (p70 of band) | | ROA (annualized) | 0.00% (p23 of band) | | Total delinquency | 2.34% (p81 of band) | | Net charge-offs (annualized) | 0.00% (p37 of band) | | Loans / shares | 75% (p75 of band) | | Cash / assets | 38.2% | | Borrowings / assets | 0.00% | | Net interest margin | 3.80% (p46 of band) | | Operating expense / assets | 4.02% (p60 of band) | | Vehicles % of loans | 31% (p19 of band) | | Indirect vehicle % of vehicle (all-channel basis before 2022) | 0% | | Third-party paper % of net worth | 0% (p43 of band) | | Vehicle delinquency | 0.00% (p16 of band) | | Vehicle NCO | 0.00% (p35 of band) | | Repossessed % of vehicle book | 0.00% (p46 of band) | | Real estate % of loans | 0% | | Credit cards % of loans | 0% | | Unsecured % of loans | 1% | | Commercial % of net worth | 0% | | Core shares % of member funds | 100% | | Certificates % of member funds | 0% | | Average share balance | $2,565 | | Participations bought / yr | $0 | | Participations sold / yr | $0 | | Participations outstanding | – | | Loans outstanding per 100 members | 23% | | Loans granted per 100 members, annualized | 2% | | Average loan balance | $8,711 | | Loans granted, annualized | $60,100 | ## Flags firing in the latest filing - **losing money** (`earn_negative`) - **delinquency 2x band** (`aq_dq_high`) - **delinquency rising** (`aq_dq_rising`) - **assets shrinking** (`shrink_assets`) - **loan book shrinking** (`shrink_loans`) ## Warning timeline | Quarter | Score | Flags that first fired | Flags that cleared | |---|---|---|---| | 2016-03 | 0 | | | | 2016-06 | 0 | | | | 2016-09 | 0 | | | | 2016-12 | 0 | | | | 2017-03 | 5 | losing money, delinquency rising, assets shrinking, members leaving, loan book shrinking | | | 2017-06 | 3 | | delinquency rising, loan book shrinking | | 2017-09 | 3 | | | | 2017-12 | 3 | loan book shrinking | losing money | | 2018-03 | 1 | | assets shrinking, loan book shrinking | | 2018-06 | 2 | net worth falling, delinquency rising | members leaving | | 2018-09 | 1 | margin squeeze | net worth falling, delinquency rising | | 2018-12 | 0 | | margin squeeze | | 2019-03 | 1 | assets shrinking | | | 2019-06 | 2 | members leaving | | | 2019-09 | 2 | | | | 2019-12 | 0 | | assets shrinking, members leaving | | 2020-03 | 4 | net worth falling, losing money, margin squeeze, members leaving | | | 2020-06 | 4 | delinquency 2x band, delinquency rising | losing money, members leaving | | 2020-09 | 3 | | net worth falling | | 2020-12 | 5 | members leaving, loan book shrinking | | | 2021-03 | 6 | losing money | | | 2021-06 | 5 | assets shrinking | delinquency rising, losing money | | 2021-09 | 5 | | | | 2021-12 | 3 | | delinquency 2x band, assets shrinking | | 2022-03 | 3 | | | | 2022-06 | 2 | | loan book shrinking | | 2022-09 | 4 | delinquency 2x band, delinquency rising | | | 2022-12 | 2 | | delinquency 2x band, delinquency rising | | 2023-03 | 2 | net worth falling | margin squeeze | | 2023-06 | 2 | | | | 2023-09 | 1 | delinquency 2x band | members leaving, net worth falling | | 2023-12 | 0 | | delinquency 2x band | | 2024-03 | 3 | delinquency rising, assets shrinking, members leaving | | | 2024-06 | 2 | loan book shrinking | delinquency rising, members leaving | | 2024-09 | 1 | | loan book shrinking | | 2024-12 | 2 | delinquency rising | | | 2025-03 | 0 | | assets shrinking, delinquency rising | | 2025-06 | 1 | delinquency rising | | | 2025-09 | 2 | assets shrinking, loan book shrinking | delinquency rising | | 2025-12 | 1 | | loan book shrinking | | 2026-03 | 5 | losing money, delinquency 2x band, delinquency rising, loan book shrinking | | ## In the news (Google News, unfiltered, newest first; check the city) - 2026-02-13 [Hilary Duff coming to Chicago area on first worldwide tour in 2 decades - NBC 5 Chicago](https://news.google.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?oc=5) · NBC 5 Chicago - 2026-03-30 [3 Key Things Megadeth's Dave Mustaine Says All Aspiring Metal Musicians Need to Consider - VICE](https://news.google.com/rss/articles/CBMivAFBVV95cUxQTWdxcHNNREpKdU9KMDlORk5TdEs4eWhhanFoWXk1ekRqRDY5bS0wRHctTXpmZTRyYVJXcmt0Q0FJS2ZRS3hrRENfbmNoUXdWTWo4VVFnLUY1OG53c3lCU3hnOE9rN0s0d0thdWJYM2FFYzB5RG5qYjNsNHFlU2QyaFJRTTZqbWxRQmFzalZxdkZNaWRkUHl2empKczk3V2UyclRyRmxFSGxmVHFGanREVk9qQkdoUjk0Z3pUWQ?oc=5) · VICE - 2021-07-14 [Chicas Rock provides a financial lesson - KRIS 6 News Corpus Christi](https://news.google.com/rss/articles/CBMihAFBVV95cUxQQUMwS1ozbVN3al9ELXZxWnlVZ0ZtNWZnWFJXLWRFem13TDVydHdHX0xCV2lNTENnNXoxSnMtWFYwY3Rwd0RmNzNTZUpnUVJDZUgwbkNsZld1V1lIeWhSNUFuenFabHo1aEtHRlNfT21FTVdpQnJMeWloRUpGM0VEY1huUlE?oc=5) · KRIS 6 News Corpus Christi - 2022-09-13 [Amarillo Rock Musicians to Join Forces with WT Symphony for Homecoming Concert - West Texas A&M University | WTAMU](https://news.google.com/rss/articles/CBMivgFBVV95cUxObEJIZmV1RFFXZW9ibUhURllVell6SHoxdlhua2dNRF9mbW90bC1BVm9JNTFOdmhobC1RNVdYYXZCcDFJempiN3BOMDdvd0tWMmdhZjNHYWJraXc4S1pyZm01T1N4d2RlUGFmcS1oeUVrMXpfeGRLZ3NFVDZqYmdLVWhEQ19NMmZtWl96UW03ZzZuWUVjYTRlVnZOXzVQQTBMVFpBNkFrLXF0WFMwd2FyV041RWZrOElBbHgxaTl3?oc=5) · West Texas A&M University | WTAMU - 2023-04-21 [More than 400 Colorado musicians slated to perform at 15th annual Fort Collins Music Experiment - Greeley Tribune](https://news.google.com/rss/articles/CBMi1AFBVV95cUxOenVQMDJEeXlyS2FTMXA2MHF5b2hDTFZEaWh2ajhOR0diS1F3ZHJFSFNwaTVGQUJIX1dUV2s1MGtLRzRTRmtFand3NjJQM19NSkpjb0I0TGRmNFhEWHVMVFBHT3VMbGJfSURCNVljTTBVQ2w5WjR1encxN1AzREhZNjFZZkMzeFhISnk1S3dKd19pTjBaclByS1VuRVRGUTUwbU43VDF1eHkyT01PQ25ZSlpsNTJpajBXM2czY3lPRUVHeHNvUm9MNHNsdGo4NFhrajFfaA?oc=5) · Greeley Tribune - 2023-01-31 [Robert Plant and Alison Krauss Reveal 2023 North American Tour Dates - Relix](https://news.google.com/rss/articles/CBMinwFBVV95cUxPOFJYMV9ITEtQckdyRnEtY2lEMkplck1sWEtXeEtqQUVWZlRZRmVJWlpBYUlRbHNXWFRLNE5jSTZVVEh1dFdFR3h3Y3lVRHZKM0RXbXdaV1JlbkRrWmpPOUplNWNoVE1FYWpDSkNCQUZ1LVkyajVkYXhlSUpUZmNnTUJyMTR0cXRyWEkxYjZBckU2OV9BajFFQ0Z1Si16ejQ?oc=5) · Relix - 2023-02-14 [Press release: Bloomington students win music competition - bloomingtonian.com](https://news.google.com/rss/articles/CBMimwFBVV95cUxQLUQ5M3RET1FwTS1FTFE3allHbVVSNl9xY1FVN1lpT0xYNlZ0V09mc2RnTko1aDEwQmRVVkhSMF9nQUNJYWVGVllaUHlSQVI4ajZabEhVMnd4T2NyeXpkeXkwaTcxYjJyMjlSMWhreVN6UmxhbTFCX3dmbmZ1NFFNZTFCZDhCb0czOElPMlNIV2ZzN3BwazdkckdVYw?oc=5) · bloomingtonian.com - 2024-05-08 [Queens of R&B Celebrate Brand Tour at FUHU In Las Vegas Nevada - ThisisRnB.com](https://news.google.com/rss/articles/CBMilwFBVV95cUxQQi0tTHp3enNGU2k3VWR4VTZHTXI1X21ETkZqN0lZU2FOODNWRkthMkJUSGhNa19pWmRQMV8xa05kQzFVSTVqWWFocEExamI3dHhRYUhHZmtRYWdLdTM1SXZCak9OYWFYTGVmcXlSR2dnUlR1ZGNEcXhqNHNBUUlmdnc5QVFvcW40N3lJUzFhMDh5azlubzBr?oc=5) · ThisisRnB.com ## How to verify - Page: https://getbookiq.com/cu-intel/#cu=17361 (every cell opens its formula and NCUA account codes; the News tab is the same search) - Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/17.json (key "17361", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags) - Participation history: https://getbookiq.com/participation-desk/#cu=17361 - Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary - Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter. --- Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide