# GREATER PITTSBURGH POLICE
Pittsburgh, PA · NCUA charter 240 · asset band $100-200M · latest filing 2026-03 · live
Share link (named URL with a preview card): https://getbookiq.com/cu/greater-pittsburgh-police-240

Who the members are: federal charter, multiple common bond, organized 1935, low-income designated. 9,310 members of 350,000 potential (2.7% of the field); checking penetration 28% (share draft accounts per 100 members); loans per 100 members 53.

**Verdict on the desk:** this could be *liquidity-rich*. Composite score 3 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $110.8M |
| Members | 9,310 (-3.4% YoY) |
| Full-time staff | 17 |
| Net worth | $20.4M |
| Net worth ratio | 18.4% (p94 of band) |
| ROA (annualized) | 0.60% (p43 of band) |
| Total delinquency | 0.72% (p58 of band) |
| Net charge-offs (annualized) | 0.44% (p61 of band) |
| Loans / shares | 57% (p28 of band) |
| Cash / assets | 35.7% |
| Borrowings / assets | 0.00% |
| Net interest margin | 3.74% (p56 of band) |
| Operating expense / assets | 3.38% (p41 of band) |
| Vehicles % of loans | 47% (p67 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 77% |
| Third-party paper % of net worth | 91% (p68 of band) |
| Vehicle delinquency | 0.47% (p44 of band) |
| Vehicle NCO | 0.18% (p29 of band) |
| Repossessed % of vehicle book | 0.00% (p32 of band) |
| Real estate % of loans | 35% |
| Credit cards % of loans | 11% |
| Unsecured % of loans | 17% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 76% |
| Certificates % of member funds | 21% |
| Average share balance | $6,693 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 53% |
| Loans granted per 100 members, annualized | 8% |
| Average loan balance | $10,466 |
| Loans granted, annualized | $14.2M |

## Flags firing in the latest filing

- **net worth falling** (`cap_falling`)
- **delinquency rising** (`aq_dq_rising`)
- **members leaving** (`shrink_members`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 0 |  |  |
| 2016-06 | 0 |  |  |
| 2016-09 | 0 |  |  |
| 2016-12 | 0 |  |  |
| 2017-03 | 1 | net worth falling |  |
| 2017-06 | 0 |  | net worth falling |
| 2017-09 | 1 | delinquency rising |  |
| 2017-12 | 1 |  |  |
| 2018-03 | 2 | charge-offs p90 |  |
| 2018-06 | 2 |  |  |
| 2018-09 | 0 |  | delinquency rising, charge-offs p90 |
| 2018-12 | 1 | delinquency rising |  |
| 2019-03 | 2 | delinquency 2x band |  |
| 2019-06 | 1 |  | delinquency 2x band |
| 2019-09 | 2 | delinquency 2x band |  |
| 2019-12 | 0 |  | delinquency rising, delinquency 2x band |
| 2020-03 | 3 | losing money, margin squeeze, delinquency 2x band |  |
| 2020-06 | 3 | charge-offs p90 | losing money |
| 2020-09 | 2 |  | margin squeeze |
| 2020-12 | 3 | loan book shrinking |  |
| 2021-03 | 3 | members leaving | charge-offs p90 |
| 2021-06 | 4 | net worth falling |  |
| 2021-09 | 5 | margin squeeze |  |
| 2021-12 | 5 |  |  |
| 2022-03 | 4 | losing money | loan book shrinking, members leaving |
| 2022-06 | 3 |  | net worth falling |
| 2022-09 | 3 |  |  |
| 2022-12 | 1 |  | margin squeeze, losing money |
| 2023-03 | 2 | assets shrinking |  |
| 2023-06 | 1 |  | delinquency 2x band |
| 2023-09 | 1 |  |  |
| 2023-12 | 1 |  |  |
| 2024-03 | 1 |  |  |
| 2024-06 | 0 |  | assets shrinking |
| 2024-09 | 0 |  |  |
| 2024-12 | 1 | delinquency rising |  |
| 2025-03 | 2 | net worth falling, 3rd-party paper>100% NW | delinquency rising |
| 2025-06 | 1 |  | net worth falling |
| 2025-09 | 1 | delinquency rising | 3rd-party paper>100% NW |
| 2025-12 | 1 | members leaving | delinquency rising |
| 2026-03 | 3 | net worth falling, delinquency rising |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2025-10-24 [Manager allegedly used niece’s identity to pocket checks, steal Allegheny County taxpayer money - WTAE](https://news.google.com/rss/articles/CBMihAFBVV95cUxNSzdadWpraFZMUm1vRkdJM056UTlRYzhaVmhPTUVvdHpoc2M0NlNJWDktdnJZMFZSVVpXSmdjdjJqaTJXcDhRMHgzRHdnOUJadnF0c2hYd0dDb1FUclIyVTFlazJlX2puUWkwNWZ6S1R4ZFFFNDhvTTV6YmltanVPVEhJUm4?oc=5) · WTAE
- 2023-07-25 [Man used fraudulent check to purchase new Jeep, police say - WPXI](https://news.google.com/rss/articles/CBMitAFBVV95cUxOMi1FaFVXc2JmNV9rcVFHb0FncFliRUdpNjNDMXdRbW5HNU1Oa1E2Y3hNNWgxODZoUWUxcHpzRmxSMzRXMFM5SWtPZjlYVW51Z2pkRExpcnE3RkNJZjNWczAzX0IwSjhrNFZMWmtZelpmcEhpMzlEaDRfUkJPS2YzSk1GNjM0Uy1CNVkyVV9fNmZXNGdMS3N2UXBFZ1ZWNktTbi1wRjRKdnhmVG9MM1hvcHlaVE_SAcgBQVVfeXFMT0hGc3dCd0dEVmJuV1JReUZjMTFjeExHbWxmTDN2RXJIU0JRd3lZR0hlZVc4ZUd0SV9KVHNBc1pjem9vSXkzQTBHdjlQQlhWOWpUUnVvMDVQaE9vSElGV18xRHJZM0hpNGRULVBGZElJazNXbmV6dVg5MnNieHZVSldubGdQV0NRSkNULWhVN3F2ZFYxdzZibXFMV2lQV3NXQ212dl9NakRnNjRnVjlTajVoeGltM29FU3VfZzBSQkE4cGxOQWRxbjE?oc=5) · WPXI
- 2025-10-16 [Grand Jury Indicts Former Pittsburgh Chief - Police Magazine](https://news.google.com/rss/articles/CBMifkFVX3lxTE85aXEweTQwVGE3bXRVU1YwaFktOVkyczJrU093ZDhBNFRVeWpHR2hHUXRhR01xNDlKZGI5OG1nLUhrWERVd3BrQ2FOM2NIejNMc3hscVNIZmdMYkw4N3pJZ0JkVlFndzZDbGw5emJvbVd3bmZGNXgzUXdNcUQ1dw?oc=5) · Police Magazine
- 2016-11-01 [The best states for firefighter and first responder credit unions - FireRescue1](https://news.google.com/rss/articles/CBMiyAFBVV95cUxNLXhTeDhURVVTbEFmMVhhVTBXb1lydDNEd21mRnNBcDk0WkFTdFJpb2xjaC1RMDlCT19NWWVzRzVyS0M4VUZPQ1diSTNHOWJKVWQ1Ny01bjF6dVk2dFBCWWJuMFFOOUZHVEdiTmZhU1hiS0Q1YWFmQWg4VnBKbmI0aktUYUFPS3dvWWhRR0xkOHYyUW50YjBsc1M0SlVLTl9IWFkxeU9hcXlXdVJUMEFjMmhoR2tCVHhHOUtiS3MtbEFqT2JQMkQ2Rg?oc=5) · FireRescue1
- 2013-03-01 [Under Fire, the Mayor of Pittsburgh Quits Race (Published 2013) - The New York Times](https://news.google.com/rss/articles/CBMiqgFBVV95cUxNVHZXazY3TzhyU2xyaGRqeHN6M21JMS0yWDROeThhRmt5SlE4ZVJZVFlxS1VQaDkzcEZVUDhxUi1lMFVQZGxUTDBjUHFRVnVMNEY0ajB4cUN2bzR1SlNDb0hIOWYyR2Q2NTdnbDVLeENjMW5qTTZTUHJHZW5BYlUzb3ZkeDU3eWZrUU5ZcFBINFhBWkdfOG90dVdtSy0zendYOHlReXAwT2U5QQ?oc=5) · The New York Times
- 2023-08-16 [New details emerge regarding fraudulent check used to buy new Jeep in North Huntingdon - WPXI](https://news.google.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?oc=5) · WPXI
- 2013-02-15 [Officers get big salary boost from OT, special details - WTAE](https://news.google.com/rss/articles/CBMiqgFBVV95cUxOTV95Q3pyTGlHSkNYT1lxWl9wVHpSWTJnX0hNRENuVzVieERsbXZrUmZ5TW41VDJUZFVjWTRkM1dxTk85NDF4WDVoWWJKXzFXMHdBUGFzRmQ1QUk2bG5oTk5zTEVCNHpvTzJTbzR4elVrV0hfUmxxa2FMa0hLSWpraFc4TGRlMExQdndiRENLNEZJTGVlRXBCd21DRjdLdGdSdmg5WDdoM2lfZw?oc=5) · WTAE
- 2012-06-30 [Paul DiMaio Obituary (1928-08-30 - 2012-06-26) - Citrus Springs, Fla., PA - Monroeville Times Express - legacy.com](https://news.google.com/rss/articles/CBMingFBVV95cUxQTzl0ZjBUMm5hNk5rMFpxUUxDa2NXUDdwSjg4QWpFaUNCZC1PcnZCRlVCTDlCMzVZYWEwTlZ5cTczRzVrb1kzeU5yVUlwSkRGTVNyY3NCd3JNOU1OM1FoX0xmTXJoMFlrS3JZUDkzdVlPelBkeXVhd2ZCSUtOTE92ZldJMVNUYXBaeFR2R25WU01CalcxRjVkUUxZNndvUQ?oc=5) · legacy.com

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=240 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/48.json (key "240", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=240
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

---
Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide