# LOS ANGELES POLICE
Van Nuys, CA · NCUA charter 24553 · asset band $1-10B · latest filing 2026-03 · live
Share link (named URL with a preview card): https://getbookiq.com/cu/los-angeles-police-24553

Who the members are: federal charter, government (single sponsor), organized 1959. 49,215 members of 125,120 potential (39.3% of the field); checking penetration 75% (share draft accounts per 100 members); loans per 100 members 68.

**Verdict on the desk:** this could be *liquidity-rich*. Composite score 0 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $1.40B |
| Members | 49,215 (3.5% YoY) |
| Full-time staff | 159 |
| Net worth | $156.2M |
| Net worth ratio | 11.1% (p60 of band) |
| ROA (annualized) | 0.30% (p16 of band) |
| Total delinquency | 0.56% (p43 of band) |
| Net charge-offs (annualized) | 0.42% (p38 of band) |
| Loans / shares | 60% (p8 of band) |
| Cash / assets | 13.2% |
| Borrowings / assets | 0.00% |
| Net interest margin | 3.24% (p45 of band) |
| Operating expense / assets | 3.34% (p58 of band) |
| Vehicles % of loans | 23% (p40 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 23% |
| Third-party paper % of net worth | 35% (p21 of band) |
| Vehicle delinquency | 0.49% (p41 of band) |
| Vehicle NCO | 0.49% (p16 of band) |
| Repossessed % of vehicle book | 0.00% (p11 of band) |
| Real estate % of loans | 63% |
| Credit cards % of loans | 5% |
| Unsecured % of loans | 12% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 47% |
| Certificates % of member funds | 27% |
| Average share balance | $11,591 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | $19.5M |
| Loans outstanding per 100 members | 68% |
| Loans granted per 100 members, annualized | 9% |
| Average loan balance | $22,606 |
| Loans granted, annualized | $166.4M |

## Participation posture (from the same filings)

Bought $0 and sold $0 in the latest annualized quarter; $19.5M outstanding purchased (12.5% of net worth), $0 sold and retained. Sold in 0 and bought in 1 of the last 8 quarters. Shares 5.5% year over year.

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 0 |  |  |
| 2016-06 | 0 |  |  |
| 2016-09 | 0 |  |  |
| 2016-12 | 0 |  |  |
| 2017-03 | 0 |  |  |
| 2017-06 | 1 | delinquency rising |  |
| 2017-09 | 0 |  | delinquency rising |
| 2017-12 | 0 |  |  |
| 2018-03 | 1 | delinquency rising |  |
| 2018-06 | 0 |  | delinquency rising |
| 2018-09 | 0 |  |  |
| 2018-12 | 0 |  |  |
| 2019-03 | 0 |  |  |
| 2019-06 | 0 |  |  |
| 2019-09 | 0 |  |  |
| 2019-12 | 1 | delinquency rising |  |
| 2020-03 | 1 |  |  |
| 2020-06 | 1 | net worth falling | delinquency rising |
| 2020-09 | 1 |  |  |
| 2020-12 | 2 | margin squeeze |  |
| 2021-03 | 2 |  |  |
| 2021-06 | 1 |  | margin squeeze |
| 2021-09 | 1 |  |  |
| 2021-12 | 1 |  |  |
| 2022-03 | 0 |  | net worth falling |
| 2022-06 | 0 |  |  |
| 2022-09 | 1 | leaning on borrowings |  |
| 2022-12 | 2 | net worth falling |  |
| 2023-03 | 3 | delinquency rising |  |
| 2023-06 | 2 |  | net worth falling |
| 2023-09 | 2 |  |  |
| 2023-12 | 2 | assets shrinking | delinquency rising |
| 2024-03 | 2 |  |  |
| 2024-06 | 2 |  |  |
| 2024-09 | 1 |  | leaning on borrowings |
| 2024-12 | 1 |  |  |
| 2025-03 | 1 |  |  |
| 2025-06 | 0 |  | assets shrinking |
| 2025-09 | 1 | net worth falling |  |
| 2025-12 | 0 |  | net worth falling |
| 2026-03 | 0 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2024-12-05 [Los Angeles Police Federal Credit Union Expands Into Additional Counties, Welcomes California and Federal Agencies - PR Newswire](https://news.google.com/rss/articles/CBMi_gFBVV95cUxQZWxkMEJHTHBJU3hnTWJ6c19RZ29QMzlSSkZiMHZqOWZMeHUxb3FKcG9QeVp6UDRpekVqcjVJMmVSWDlvclpkdlhUOXR2SUI0VjBpTVFTeTZpakhab3V0b1E0MGZWR1RLaDFCOW1PZ1lMWWY3aHREOEd2Q0Nta2FOaFJSZnFzWUkzdjJDTnd4dHNWU2liNDdma3V6UkVlMlFMRzVMekFOaFdQT3FjZmNsem4zd2RkcjQ1Z1JiNHd6aG9wZmk1SmRpZGpab081aWdCcnNkeDl1T3lZZkhVYTRTRTYxNlVzVDVuM1ZxRDhHX0tzWWJ5SXg0UTJneHNmdw?oc=5) · PR Newswire
- 2023-01-24 [Los Angeles Police Federal Credit Union hires new CEO - American Banker](https://news.google.com/rss/articles/CBMipAFBVV95cUxQaVpSeUhzbEVpUHNlYnczaURReEd0UlJxeFhRWUxwRnVQOWRrNDBZWlNWLV9fYkM3Z1FpSU1KczU5V0NVSl9BaTJYVHFCQ0RLUWZlX2RGbVhxUnRsVEJGeTgyYmQ0UzFCRDhxT1BRU0JNMlQ1TXVkdjNWT0c2WVpyMFJrTXlyMm1kQ19jNWxSelhkaXVzbmZWcXhWNHc4UW5fYUVPbQ?oc=5) · American Banker
- 2023-01-24 [John Roemer appointed as President/CEO of Los Angeles Police Federal Credit Union - CUInsight](https://news.google.com/rss/articles/CBMivwFBVV95cUxPNHVBUnpnRXJseTBUd0Y0VUptbG1SQjlRYjNKTnlid2lZWExEdFY0YjgtTDk1bzE4UGt5Vm9LbUFlYVNZUU5YQ1hZTno3LUFPSldzcG9jWGFrWndjZFpURWMxNTZEN2VmVGRacXh5a3VMX25vMElMMWt0VW9JblA0bndublZ6ZGtNdnZyTk1vVWFHbkd0Z21JS2wtTTZkaVJWNTRMLXJRcTRUOF9CeVdBTm5wX1g2bXkwUl9BanZxcw?oc=5) · CUInsight
- 2009-04-22 [Los Angeles Police Federal Credit Union Donates Card Readers to Help LAPD Fight Card Fraud - Police1](https://news.google.com/rss/articles/CBMirwJBVV95cUxOZGphc21DSXloRmxDTEp0bmw1Y2pjV01tdTNSV0ZHUk5GTmZRbTVPeERHZDJqU3Z4Qi12SE1sOE5YLUZVUVZQRFJ3dnBzb1h2N0dwS3JVT1JxLWx0cXlWMnJ0Q2Q4MEhwQ0ZoeGJUN3htUXppQ3RLZFlOWElhY1pxT3dXOTJzVHNUMENQdUxmX3VxN2JLcGcwS3Fqam1Cc0N6ZG1pbHQweHVuSm9xUjY2cTZwaV9CalFVczBYOTAwdEpmVVphZENBQUo2VHdiT1dSLVB2N1Y4WFhjRDFpeWVXZjlYSUJWaGw4QjJOMGJGSVQ2WG5LZWxDNTFrcjV1cDBRb1BOZVhXUUxaTV9XYXo2RVFJOWp0Vmpqd2NMV3djZ3l1eHpvSEVKVGFDaWg4T1U?oc=5) · Police1
- 2023-09-20 [Heart of LAPD Law Enforcement Mental Health and Suicide Awareness 5k Walk - NA23106SF - LAPD Online](https://news.google.com/rss/articles/CBMivAFBVV95cUxNLVVaeVhWcldKeHFjcXdFU3JfQWw3VFo3NTk1dnVUZ3h6eUc5a0ZZa1NqblIxdzdjRTYwcVZjbkVWRG13bEUzUDRQOEo3OEdESGhBV3pfd2p0bzRCcmJvdUNjUTg2eDZhOHA3VDZ5WksySDlVYjVZTDNITXo3UFVLNXhBR2NnSGp4SDhXZlFvekoyRUNpMWJYVU5kQUx6V3hQcVpVXzIydEdubDF5bzZic0N2RVJIcVhBZlVtMw?oc=5) · LAPD Online
- 2024-04-11 [Prisma Campaigns Signs New Partnerships With Two Leading Credit Unions - newswire.com](https://news.google.com/rss/articles/CBMirgFBVV95cUxPNTBjbEZjMHJSZnpXYnRqTUNJSWxnR2FNMTdaYnJuWWV5WnVMMFVhZ3BqeXNOVG9QUDN2cTBheGZmSzljMkloTFZ6eFluUU5LSFhlaUdKeHZWclVnc2FQT0YwM2ZPWGpjeE5uZ0N2TkstOGctbG1OanJva3BNSEVWN1ZaZFhxeFAxTy14NHpLbk5Xc0RQUTRfRVJUbVpTUkptN0VFeXlpU0hUdE9GdWc?oc=5) · newswire.com
- 2020-07-28 [Body of LAPD officer who died from COVID-19 escorted to Forest Lawn - ABC7 Los Angeles](https://news.google.com/rss/articles/CBMinwFBVV95cUxNZ1pzVmhmQXRmUWtzWTlpOHZuXzI1NXVpT1VQRDkzRmp3aHpETWpCSjFod3lmd1drZ3lWLWlnZElQbmhTbWdsNndoY2pVT0hKelV2UTRvTFlBNW9haFdvb1JTVGtVbGdtSHl2OEpRZk1vQVlXSXBRU1JHX3FCN3pkcFlPWS1lajMtbEJtLXBSMEx1QV9PLXJsS2ZhVW5qaEXSAaQBQVVfeXFMT2x3aGcyU0FoZUhTNmRsUHlPZ194emJqU3lPS2R3UGhVa2pGcjJQNURGNU14ZFBwN3FfaVRLMlJ4UUEyMHh5RU9mWVdxbjJNUHZiTnY4MGg0cDVLZ0RoNVgzV1lOU0dYV25fRHV2MmhBX2RzMkNSOUpjTEdOMEFaRk9VaEdXVV9PR25MejlFbmJOd2NKWUpoYS1wZC16b0lhYmZieHM?oc=5) · ABC7 Los Angeles
- 2026-02-14 [This morning, Sheriff Robert Luna stopped by the Men’s Central Jail Mug Run to personally wish participants well and offer words of encouragement before the run. From start to finish, today’s event reflected determination, discipline, and teamwork. Thank you - facebook.com](https://news.google.com/rss/articles/CBMi-AFBVV95cUxNTnpFdFNVeGtIN2RjZThJQ0pxTkQ0X0l0RzZvMzFlRy1obTVXT3cyMTM3MjB1a3RMMmJKZ29aUnJFb0ZyM1BIYzNlbHR3U2hfUWtBbWw2ZU5xQjhHSGk1UWQ2OFYtX2c3SWlLdEcxdE5VWWlITS1INk15SW1xOVYtN2c5YXE4X3ptQURFTEdmVjRlWXZyWFFVX0dabFBuOW9EbWk4UjdLeGxMUFZFX29ORTR6TDBWNmpIY2dZbHNadWFja3ROdkR0Mkp0VEI5ZUZIU1M5ZVlJblI2bnhud1NsX2hUQUFTTW5FbDJKcEd6Qk9UYjJhVzhkQw?oc=5) · facebook.com

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=24553 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/41.json (key "24553", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=24553
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide