# CANYON VIEW
Salt Lake City, UT · NCUA charter 24710 · asset band $1-10B · latest filing 2026-03 · live
Share link (named URL with a preview card): https://getbookiq.com/cu/canyon-view-24710

Who the members are: federal charter, multiple common bond, organized 1956, low-income designated. 115,569 members of 1,787,227 potential (6.5% of the field); checking penetration 61% (share draft accounts per 100 members); loans per 100 members 54.

**Verdict on the desk:** this could be *indirect buyer*. Composite score 3 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $2.14B |
| Members | 115,569 (-11.3% YoY) |
| Full-time staff | 414 |
| Net worth | $206.7M |
| Net worth ratio | 9.7% (p26 of band) |
| ROA (annualized) | 0.59% (p40 of band) |
| Total delinquency | 0.85% (p72 of band) |
| Net charge-offs (annualized) | 0.49% (p48 of band) |
| Loans / shares | 95% (p80 of band) |
| Cash / assets | 4.4% |
| Borrowings / assets | 3.50% |
| Net interest margin | 3.17% (p41 of band) |
| Operating expense / assets | 3.19% (p48 of band) |
| Vehicles % of loans | 37% (p73 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 84% |
| Third-party paper % of net worth | 280% (p81 of band) |
| Vehicle delinquency | 0.14% (p6 of band) |
| Vehicle NCO | 0.69% (p31 of band) |
| Repossessed % of vehicle book | 0.02% (p31 of band) |
| Real estate % of loans | 26% |
| Credit cards % of loans | 3% |
| Unsecured % of loans | 4% |
| Commercial % of net worth | 261% |
| Core shares % of member funds | 31% |
| Certificates % of member funds | 33% |
| Average share balance | $7,354 |
| Participations bought / yr | $12.1M |
| Participations sold / yr | $593.0M |
| Participations outstanding | $23.9M |
| Loans outstanding per 100 members | 54% |
| Loans granted per 100 members, annualized | 13% |
| Average loan balance | $28,358 |
| Loans granted, annualized | $903.8M |

## Participation posture (from the same filings)

Bought $12.1M and sold $593.0M in the latest annualized quarter; $23.9M outstanding purchased (11.6% of net worth), $68.9M sold and retained. Sold in 8 and bought in 7 of the last 8 quarters. Shares 4.8% year over year.

## Flags firing in the latest filing

- **members leaving** (`shrink_members`)
- **loans>95% of shares** (`str_ltos`)
- **3rd-party paper>100% NW** (`str_thirdparty`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 1 | 3rd-party paper>100% NW |  |
| 2016-06 | 1 |  |  |
| 2016-09 | 1 |  |  |
| 2016-12 | 2 | loans>95% of shares |  |
| 2017-03 | 1 |  | loans>95% of shares |
| 2017-06 | 1 |  |  |
| 2017-09 | 1 |  |  |
| 2017-12 | 2 | loans>95% of shares |  |
| 2018-03 | 2 |  |  |
| 2018-06 | 2 |  |  |
| 2018-09 | 2 |  |  |
| 2018-12 | 3 | delinquency rising |  |
| 2019-03 | 1 |  | loans>95% of shares, delinquency rising |
| 2019-06 | 2 | delinquency rising |  |
| 2019-09 | 1 |  | delinquency rising |
| 2019-12 | 1 |  |  |
| 2020-03 | 1 |  |  |
| 2020-06 | 2 | net worth falling |  |
| 2020-09 | 2 |  |  |
| 2020-12 | 2 |  |  |
| 2021-03 | 2 |  |  |
| 2021-06 | 2 |  |  |
| 2021-09 | 1 |  | net worth falling |
| 2021-12 | 1 |  |  |
| 2022-03 | 2 | net worth falling |  |
| 2022-06 | 2 |  |  |
| 2022-09 | 1 |  | net worth falling |
| 2022-12 | 2 | loans>95% of shares |  |
| 2023-03 | 2 |  |  |
| 2023-06 | 3 | delinquency rising |  |
| 2023-09 | 3 |  |  |
| 2023-12 | 4 | net worth falling, leaning on borrowings | delinquency rising |
| 2024-03 | 2 | delinquency rising | loans>95% of shares, net worth falling, leaning on borrowings |
| 2024-06 | 3 | loans>95% of shares |  |
| 2024-09 | 4 | leaning on borrowings |  |
| 2024-12 | 5 | net worth falling |  |
| 2025-03 | 3 |  | loans>95% of shares, leaning on borrowings |
| 2025-06 | 2 | loans>95% of shares | delinquency rising, net worth falling |
| 2025-09 | 3 | members leaving |  |
| 2025-12 | 3 |  |  |
| 2026-03 | 3 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-04-28 [Donate to the 2News Diaper Drive now until Mother's Day - KUTV](https://news.google.com/rss/articles/CBMimAFBVV95cUxQVjZJdFJNbFV0aDlJNU9jR3BvaUdCd1FmMTRRQ3ZDYXJvbjZQdEFmN0pLTG9KckNBMjZjelg3cE45NkwxSC1lTTNDSHc5VHFHWXNWdDBDYjlnMmR0TDFGNVBuek91ejlsLVp4eFlyUmpmR19sYUtoaUxDc2ZjelktaDRPVi1zZTJjbWpHTTNSNWczMnZ5ZEE0Zw?oc=5) · KUTV
- 2026-04-27 [What to Know for Charlie Puth: Whatever's Clever! Tour Setlist - Ticketmaster Blog](https://news.google.com/rss/articles/CBMiYEFVX3lxTFBtQk54bmstV0dSUFB0cWI0bXV6YkZEQ2tGS3BIeFdiS0FtdmxsVFpVV184MFlmTHAyemZjV0hzRjZDdE43S0lDa3JVbUlTa3FlTGFzYzFGeFRTVUhHOWQ2cg?oc=5) · Ticketmaster Blog
- 2025-04-11 [A longtime Utah credit union picked a new name. After a legal fight, it’s changing its name again. - The Salt Lake Tribune](https://news.google.com/rss/articles/CBMiiwFBVV95cUxNaWFPVkJteWpSWHpTVi1JVW8wNlJPVTBpMTZjM0MzR21xRVd3WUFsNkljMHRZcG1MamJJVlFEZmVxZHpRVmlaMktVd0ZIRUhzTUZUV3N0QW8xbGM1X21ERllPSXQ0cmpOTnpZbHoyVXlHWm41TlJtMDl4SWZIQ0hvVEdMMDY1dkxhS0o0?oc=5) · The Salt Lake Tribune
- 2025-04-25 [Canyon View Credit Union unveils new name, honoring roots and growth - KUTV](https://news.google.com/rss/articles/CBMiqgFBVV95cUxOaXJnLTNETzZ2cmVYaWpqOFotTThVUXpXRDZxX1hqWWFnWTlqSVd4TDllYkNtTlcxWXZOeGdvV1pQUjlqbTJwWG5JbDJqQ0UtWXNKWjBHS1ZoZG0xRjl1SGkyTTZRR1ZUclNDSzV5Z0xvZlpsSFNMdUVISlhXVnNRVldKWUVZUV9jTFNmYjNXRjhNMGdxdGc2RXZaWWxNdUlVOFhZVmdzWVJRUQ?oc=5) · KUTV
- 2024-11-02 [High school girls volleyball: Canyon View wins first 3A championship in its 27-year history - Deseret News](https://news.google.com/rss/articles/CBMimAFBVV95cUxNeGtwY3RWeVZ5ZlJlRXZHTW9pUUFLN0pSRWpYV1U2RzdOSDlQWTZqaFJiVG5iOE5XRHFvYzhjR1hKb1hoWnlVOXFhWGRJYTBIS3RtMGRjYXZNRXl0RFhpMmE0clA0QmtPMmZ4SkVBaklQekxkcGVXTjRtR3ZJUWdscmhGdi1rMm9lLWExc2laQVFSY1FlME5KYQ?oc=5) · Deseret News
- 2025-10-21 [Lady Spartans volleyball prepares for No. 2 Canyon View | KOAl - Price,UT - Castle Country Radio](https://news.google.com/rss/articles/CBMiowFBVV95cUxQR29vT2JJejBoU29mTERxYjhhRm96Q295Z295MjFyX2F3UVVGWF9wZ1VReF80d3BKVEQxa0F4VlVqQ1k5LUhHYVdTd2U4ejQyMmsxQ2lyUjFxR0xfS2ZCdDhjLVlDRVJpSW5IUHRFUUppSDktRlF4RVNaX1ZfOXotTHVPeGtHYWtMclppNFB3cnIyeEZIV1FMRzZFSGl2a1ZtMk93?oc=5) · Castle Country Radio
- 2026-09-03 [Win tickets to Weezer - ESPN The Fan](https://news.google.com/rss/articles/CBMiZEFVX3lxTE15M0dLMERuc2E3WUZkTjEtNU9Gd25Rdk1GeXF3ZklzUnVCY0pmVV9xWkZUT2R4NHJlYVRmR1hON01rWmJleTZFLUNsQjFCeURNeWhFRjVWWXZVWkJJWE81UVAybVA?oc=5) · ESPN The Fan
- 2026-06-04 [Josh Groban Setlists: What to Expect at the 2026 Tour - Ticketmaster Blog](https://news.google.com/rss/articles/CBMiX0FVX3lxTFBvUm1GM1A4MGJBazRzM3V3cW9iYW9VdXFVa1AxUEhDc1pRbzJRSGR5ZnlUOXJyX2dGRFpkR2JfTmJqTUJadnlEcW1WZTZNY2VYdlFQbUY3cnhlMjBVVVdR?oc=5) · Ticketmaster Blog

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=24710 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/6.json (key "24710", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=24710
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide