# HAVEN
San Francisco, CA · NCUA charter 24982 · asset band <$50M · latest filing 2026-03 · live
Share link (named URL with a preview card): https://getbookiq.com/cu/haven-24982

Who the members are: federal charter, multiple common bond, organized 2025. 1 members of 1 potential (100.0% of the field); checking penetration 0% (share draft accounts per 100 members); loans per 100 members 0.

**Verdict on the desk:** this could be *ordinary*. Composite score 0 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $1 |
| Members | 1 (– YoY) |
| Full-time staff | 0 |
| Net worth | $1 |
| Net worth ratio | 100.0% (p100 of band) |
| ROA (annualized) | 400.00% (p100 of band) |
| Total delinquency | – |
| Net charge-offs (annualized) | – |
| Loans / shares | – |
| Cash / assets | 100.0% |
| Borrowings / assets | 0.00% |
| Net interest margin | 400.00% (p100 of band) |
| Operating expense / assets | 0.00% (p0 of band) |
| Vehicles % of loans | – |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | – |
| Third-party paper % of net worth | 0% (p43 of band) |
| Vehicle delinquency | – |
| Vehicle NCO | – |
| Repossessed % of vehicle book | – |
| Real estate % of loans | – |
| Credit cards % of loans | – |
| Unsecured % of loans | – |
| Commercial % of net worth | 0% |
| Core shares % of member funds | – |
| Certificates % of member funds | – |
| Average share balance | – |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 0% |
| Loans granted per 100 members, annualized | 0% |
| Average loan balance | – |
| Loans granted, annualized | $0 |

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2025-12 | 0 |  |  |
| 2026-03 | 0 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-05-08 [South Haven credit union commissions mural - The Herald Palladium](https://news.google.com/rss/articles/CBMi4gFBVV95cUxNSzV2N3dKRVhIVEo5M09IMHg4NTdxTy1jajY0S3V1WGdXUFJnQTdJcTJXWkhpalpaeDcxeFJsSDFncmE2b1hoUlVZNW9oYmg2bzFIb2QyRnVKRmxHNGYyd3hBT01vQ2xnYWdVTy1LVVBrWURDU3JGWkhVWXZpSllEdlk3TFQ4bU1YVnpoOWlBOWtSZVdZd0lpWnNDd3VsX1FMb1Y5TWk1YjlJaTVLZEpWSXpCODY4bTgza1BUYndEdEluOFJjZ3J4SFlPaUtHYWpEWlNQVGFoUFlzTFVhZ1hNTUZ3?oc=5) · The Herald Palladium
- 2026-04-26 [Gerald Calvin Willis Eastman- Card Of Thanks Obituary Jul 11, 2024 - Country Haven Funeral Home](https://news.google.com/rss/articles/CBMiggFBVV95cUxNcHNiU0J6aFVwQks5TEZYRE0tTkpsSlpWRF9VZF9DWjlMYi1IOGRuSUc0c2dkbDREMHl5cmZVdjZ5aFJJYXN3MUdSWnd1Nm9BTGU2aUxZdldzQXV6SlNVbGhQSVR6eGI5SG95Wk94dmwyU2s3LUZJbGRzVDRQZm5pOVFR?oc=5) · Country Haven Funeral Home
- 2025-12-08 [NCUA Approves New Charter for Haven Federal Credit Union - CUTimes](https://news.google.com/rss/articles/CBMilwFBVV95cUxPM3JyMGZYMmh0QlRZZFdvRDBZXzk2bzJRM1Q3VURSb1lrOU83dDhBbzlncEU5VHhjUTU2MC1EdUtEbXZYZ1hiZXUxcU9DU05lRG93aTl5ajJwRU9JaG53M1dKY3VUNDVEUUlTMXVqSW53UmhraXc1c1hiaXR6aWo5MW1XcTVjNWd4Y1ZibUlRSUZrVU9ISWJr?oc=5) · CUTimes
- 2026-07-29 [The credit union crossroads - lippincott.com](https://news.google.com/rss/articles/CBMidEFVX3lxTE13TUlvZTVFTGlPeGMwQXRULUVVRTRtTkNYWS0zMkFlLUF5cWtwT29jOUs5MFhwWnpsaG9LZFlIaVh4eEEyeG1nOXlzeVh6UDVNUlI3YzZuWlJlVnl2dWF6ekMwVWdJRXV3RjBzSDNSOFU2TGNv?oc=5) · lippincott.com
- 2023-07-24 [California Credit Union to Expand - Los Angeles Business Journal](https://news.google.com/rss/articles/CBMijwFBVV95cUxQYjVCcW9kMXFDRjRGUzNuQ29LUTd3bUM3N3U5TUtZNHdPd3VYaGtxWHpvMmhHSGhfXzhXNE9jVGZnUktPcS1zRWNsVFBCSktfTlU3RTRrZHpoa1k5SnhnMnM2M2txaGVLWGpGRGl1NmxQRXpMa1JfVjFhOXR1bDJXZUxXRHRTRWdBLVpmbjFJQQ?oc=5) · Los Angeles Business Journal
- 2024-07-02 [2012-2024 List Of Failed Credit Unions - Bankrate](https://news.google.com/rss/articles/CBMib0FVX3lxTFBqUTBmbUhvaEh6UXpMOERnZTMzUjU2djBQVUVxMHd4UmZFRF84OWFtelZtZXQ3eTF5ZE5fbE5YVTRIUWd2dDVDWjZxZ3F4d3gwRFhMV2FyT21RWXlTLVVoRTE5Z0R1Ql9iMHVmYndZUQ?oc=5) · Bankrate
- 2026-04-15 [The tough job market isn’t getting any better for young Canadians - Radio-Canada](https://news.google.com/rss/articles/CBMisgFBVV95cUxPcTRkYnE2d0JDSTByR0xsQjZ1TjhwNF94VzlVMjA3QzVOdDZtNUxPM0JTTTdqZ19OZkFSbi1lYkQ5X2xhcElvTEdVeXZpVUhsSVdOLXpkbW9tZVVSYTFtaGd1Z29ENG5QSEZvTHJMQXBKUnhKRjlpRHpGWWF4QVFxX05kWFcyaW45d2RIeEptYkdvbE5rQ21XSXBHQ3d5dHRBRmJkYmt6T1hZVkdtcG03R3pn?oc=5) · Radio-Canada
- 2025-08-11 [North Haven-based Connex Credit Union reports data breach - Hartford Business Journal](https://news.google.com/rss/articles/CBMimwFBVV95cUxOVV9xX1FGbjBmNkZGWVVxdFV2ZHkyTFBhNTdwVUx4bHp2ZjdEMWRkYWxGZHNqNnVfRWMwS2xaektGMkhoOG4wRXVpWUFRUGtLV1FraDh6Vms4ZEtjYVVIclNqeUFINGh2YzY2M1BIZFFENFd0S1NSTWtfdDl6cFNlRWRwQTVUYldMT3RCbkVBVEJERmZYNTV6T3NMbw?oc=5) · Hartford Business Journal

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=24982 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/22.json (key "24982", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=24982
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide