# WHITE HOUSE
ARLINGTON, VA · NCUA charter 263 · asset band $50-100M · latest filing 2016-03 · stopped filing after 2016-03 (departed; for a credit union that is almost always a merger)
Share link (named URL with a preview card): https://getbookiq.com/cu/white-house-263

Who the members are: federal charter, government (single sponsor), organized 1935. 6,040 members of 8,000 potential (75.5% of the field); checking penetration 64% (share draft accounts per 100 members); loans per 100 members 49.

**Verdict on the desk:** this could be *ordinary*. Composite score 2 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $55.5M |
| Members | 6,040 (– YoY) |
| Full-time staff | 13 |
| Net worth | $4.0M |
| Net worth ratio | 7.1% (p2 of band) |
| ROA (annualized) | 0.11% (p25 of band) |
| Total delinquency | 1.40% (p82 of band) |
| Net charge-offs (annualized) | 0.61% (p74 of band) |
| Loans / shares | 39% (p13 of band) |
| Cash / assets | 29.0% |
| Borrowings / assets | 0.00% |
| Net interest margin | 2.90% (p50 of band) |
| Operating expense / assets | 3.77% (p56 of band) |
| Vehicles % of loans | 16% (p11 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 0% |
| Third-party paper % of net worth | 0% (p27 of band) |
| Vehicle delinquency | 0.00% (p5 of band) |
| Vehicle NCO | 0.26% (p46 of band) |
| Repossessed % of vehicle book | 0.00% (p34 of band) |
| Real estate % of loans | 37% |
| Credit cards % of loans | 23% |
| Unsecured % of loans | 45% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 73% |
| Certificates % of member funds | 10% |
| Average share balance | $4,931 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 49% |
| Loans granted per 100 members, annualized | 3% |
| Average loan balance | $6,931 |
| Loans granted, annualized | $3.4M |

## Flags firing in the latest filing

- **thin capital** (`cap_low`)
- **delinquency 2x band** (`aq_dq_high`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 2 | thin capital, delinquency 2x band |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-05-12 [White House taps Treasury assistant as NCUA’s next chair - Banking Dive](https://news.google.com/rss/articles/CBMivAFBVV95cUxNdC0tM0VXZEhmcFk4ek4yYVMyZVpPMnlSMk1pMndtWjBFOXVkd1pOeUh6MDR6c0txNlhORGtTS2t2TldzNmVPS0JFeW1BSlhNU3h0MkVCVEU1TG53YXdnSkc1MmVQTWgtcnlCZ2FaYXgwZU56ZERUdmpWY00ta29UZXR3RDF4ekVMbXFtY2NxTWdLNXdkd21abXo5VlNYSU40ejhBellvR0N5RURXeHJTLVJYRFlfNURTZWFTXw?oc=5) · Banking Dive
- 2026-05-26 [Boy with brain tumor gets Secret Service surprise, White House visit - wtvr.com](https://news.google.com/rss/articles/CBMia0FVX3lxTE1qcG5KRDk0bVpCVG9OOXZGZmNHMm45TllocWd5VkZ3QVBESkhSVlN0MWVsY1J3U29lbDM2ZnJzdDVmZFBmbFJvLUhiT2F4NURZUGJTRTNta0NmaEVqQkhxQXU4aG5HNFpkcE40?oc=5) · wtvr.com
- 2025-11-13 [How soon could federal workers be paid after the government shutdown ends? - CBS News](https://news.google.com/rss/articles/CBMif0FVX3lxTFBIMnFYZExDYmxLMVVTNzgybklBUnRTaXFFQkxfZU40ejRvdjlISEdtSEVyMk5DR1R1ZmRPUFFhMHNyU1JZWE9UODdsQm4tVEV6cm1qWklZNzRDdEpjdXQtRGNhRHp5aE1oM0oxdk1jVlNmaVlXbFJiTU5pUXE1aVXSAYQBQVVfeXFMTzVZaEl3UnYzTlBTX0pLeFZ5QmRlQXpnRi1fN1VuRS1maVh5b3F1UDF3ZmtaendOdnp3ZnFwdFRxNzlPSTZzQVpjcU5kTHJyc0VmcmZEcXZPWkZDcFlRRWROaUUtaHI2Z19OMEhaODA1UkUyZWlVdHFmLWtvTW5hb1U4YjRC?oc=5) · CBS News
- 2025-10-07 [Federal workers will get paid after shutdown: Here’s why - The Hill](https://news.google.com/rss/articles/CBMinwFBVV95cUxNWl9uQTlpT0hSckhXQkp0a1pxNWwzM2lhejczODM0V2xxN2c0aVlMZmdkazc2aW1nLVEwOExXc1IyWW52ZWtfd3RoWWEzZHBTbE5sdklKQWoyMWVuOVpFczQzMEFoLVJ0TGhJcUFEV2p5ZDVsZ2hhV2tYeVNCeWEtWFdpNUNoaDhtTDZrQjJKMmNRTXJCVUd2NzRyZDJVcVXSAaQBQVVfeXFMTTZ6RzlwaG8tNlhiQkJWUGtYc2lFMklsRjU4YUJUUzhmOTA4bkZZdHlKNV9VbGszV3d0bHZuWl9RRzNQSjlXS3RpMzBVQVdKSE5DVWxPbHJkektQQk9NQlVMazdfOV82TWFWM2t3VW9jZUE2YXpyYW12VG9oenVXeGVPc0g5MkY2N0wxZjAzcHZEbWFDT0dxa1NHalJKS3FnV0lRa2o?oc=5) · The Hill
- 2025-09-30 [Future of ‘Pay Our Troops Act’ remains uncertain as shutdown nears - Federal News Network](https://news.google.com/rss/articles/CBMiwgFBVV95cUxNNmF0ck1lZ0h6R01CZFhvM1hod0ZhcUgzTy0yMTE0Y1lBNEtMRUJ0VTB0OEg3aUoyMVV5bUpFeG1zMldLYTBNZ1JZajdlOW1yVmlZMFdHVEdlMEV0M0t6MjZNM3JoZjNNelBvdzg0eEFyNmV0MW1pamlVNDBpeEhCMFlZLXhlSlVxazNEQURZT1FNdV9kSUlxZ3FQMVpWbi10elJES3ZaS0xXWHhWeXc4SlJZTDkwcnhpNkdXdFp0SVlVdw?oc=5) · Federal News Network
- 2025-03-04 [The League meets with White House officials to advance credit union priorities - CUInsight](https://news.google.com/rss/articles/CBMiuwFBVV95cUxOMms0V29uOGhGb0MwdnJNNTN1MjJOYmktcDg3amtOSGI1aWVXSDVmdkhNRjF5SVZOeTBjNGxNMFFUVE42TEwxa1A2ak9fWmU2X1dYV1JpTE1UYkpqQkpzdGFrUi1BMkNLMjJRV3N6dlRmTllRRHc2aW85dmN3NWg4RGVjbjBzN01GQU5BTU5mSjh6QUVadExIMWJIRXdBVGRGeTBCa1dVdksxQUEtLW55MTNKbk41d24zT3Nn?oc=5) · CUInsight
- 2025-10-01 [Are banks open during a government shutdown 2025?? How the shutdown affects my money - Bergen Record](https://news.google.com/rss/articles/CBMi8wFBVV95cUxPZm9ad0JXWWc1bkdMZS1IYUtndzRoUmpiRmtIQndnc1prNDVMclh2SGpmRXR2Zm42VmQ5aEhzUDM0aXdwaEt2UmFSNTZlS0ZjUWR1Q204RkE1LWdscHBhcS1jU2p1and3R0NlQ3pZWGp2RTBxQ05vRVprS0lVbTRjM2IwZXJmemZYSE9Uci1xZENCM2pLcmxvNEtpMFUtNEhmWmxlYld2R2M1UGZDZE9sQVZwck4xQXFpTmpwc3pEX3JoSjA4SFZxR2ZqUkJtVGxsdi1EUEQzSW9adUpNWGs3UjFYVklkS1h3dXYwLVNmV05ZdnM?oc=5) · Bergen Record
- 2025-11-07 [Banking | Finance 2025: KUHLMANN, DIETRICH - Virginia Business](https://news.google.com/rss/articles/CBMid0FVX3lxTFB1U2VadUJPb0p4dVVpNV9LZmtDUmJsN3VIZGVGUG4yWDU4RGxoTGNVOFJjQ0ZWN1J5aEI1eUt5a2tiWHZwQVVDNER6T0YweXU0VG54Wjl1VVNrZWx6Q21CcFJyMlpfVjljeXphZ0c4d2J1SVNRWXRF?oc=5) · Virginia Business

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=263 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/7.json (key "263", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=263
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide