# SHREVEPORT POLICE
SHREVEPORT, LA · NCUA charter 6048 · asset band <$50M · latest filing 2026-03 · live
Share link (named URL with a preview card): https://getbookiq.com/cu/shreveport-police-6048

Who the members are: federal charter, multiple common bond, organized 1949, low-income designated. 988 members of 2,000 potential (49.4% of the field); checking penetration 0% (share draft accounts per 100 members); loans per 100 members 48.

**Verdict on the desk:** this could be *auto monoline*. Composite score 3 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $8.8M |
| Members | 988 (-0.5% YoY) |
| Full-time staff | 3 |
| Net worth | $1.5M |
| Net worth ratio | 16.8% (p61 of band) |
| ROA (annualized) | 0.93% (p67 of band) |
| Total delinquency | 1.76% (p75 of band) |
| Net charge-offs (annualized) | -0.01% (p21 of band) |
| Loans / shares | 66% (p61 of band) |
| Cash / assets | 42.7% |
| Borrowings / assets | 0.00% |
| Net interest margin | 4.01% (p55 of band) |
| Operating expense / assets | 3.28% (p40 of band) |
| Vehicles % of loans | 84% (p90 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 0% |
| Third-party paper % of net worth | 0% (p43 of band) |
| Vehicle delinquency | 2.04% (p80 of band) |
| Vehicle NCO | 0.00% (p35 of band) |
| Repossessed % of vehicle book | 0.26% (p95 of band) |
| Real estate % of loans | 0% |
| Credit cards % of loans | 0% |
| Unsecured % of loans | 9% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 86% |
| Certificates % of member funds | 8% |
| Average share balance | $6,096 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 48% |
| Loans granted per 100 members, annualized | 17% |
| Average loan balance | $10,084 |
| Loans granted, annualized | $2.1M |

## Flags firing in the latest filing

- **delinquency 2x band** (`aq_dq_high`)
- **loan book shrinking** (`shrink_loans`)
- **auto monoline** (`str_vehicle`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 4 | thin capital, losing money, charge-offs p90, auto monoline |  |
| 2016-06 | 3 |  | charge-offs p90 |
| 2016-09 | 3 |  |  |
| 2016-12 | 3 | loans>95% of shares | losing money |
| 2017-03 | 3 | members leaving | loans>95% of shares |
| 2017-06 | 3 | loans>95% of shares | thin capital |
| 2017-09 | 3 |  |  |
| 2017-12 | 3 |  |  |
| 2018-03 | 2 |  | loans>95% of shares |
| 2018-06 | 1 |  | members leaving |
| 2018-09 | 2 | delinquency rising |  |
| 2018-12 | 1 |  | delinquency rising |
| 2019-03 | 2 | delinquency rising |  |
| 2019-06 | 1 |  | delinquency rising |
| 2019-09 | 1 |  |  |
| 2019-12 | 1 |  |  |
| 2020-03 | 1 |  |  |
| 2020-06 | 3 | margin squeeze, delinquency rising |  |
| 2020-09 | 3 |  |  |
| 2020-12 | 3 |  |  |
| 2021-03 | 3 | charge-offs p90 | delinquency rising |
| 2021-06 | 3 | net worth falling | charge-offs p90 |
| 2021-09 | 2 |  | net worth falling |
| 2021-12 | 2 |  |  |
| 2022-03 | 1 |  | margin squeeze |
| 2022-06 | 2 | delinquency rising |  |
| 2022-09 | 2 | assets shrinking | delinquency rising |
| 2022-12 | 4 | delinquency 2x band, delinquency rising, members leaving | assets shrinking |
| 2023-03 | 3 | assets shrinking | delinquency 2x band, members leaving |
| 2023-06 | 2 |  | delinquency rising |
| 2023-09 | 4 | delinquency 2x band, delinquency rising |  |
| 2023-12 | 2 |  | assets shrinking, delinquency rising |
| 2024-03 | 3 | delinquency rising |  |
| 2024-06 | 3 |  |  |
| 2024-09 | 2 |  | delinquency rising |
| 2024-12 | 2 |  |  |
| 2025-03 | 2 |  |  |
| 2025-06 | 5 | net worth falling, delinquency rising, loan book shrinking |  |
| 2025-09 | 6 | margin squeeze |  |
| 2025-12 | 4 |  | net worth falling, margin squeeze |
| 2026-03 | 3 |  | delinquency rising |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-08-31 [Barksdale Federal Credit Union offers chance to win up to $25,000 off auto loan - westcentralsbest.com](https://news.google.com/rss/articles/CBMiggJBVV95cUxQNlYySWNQLU1LTmtEMWFPbVZ2Qi1LVEJkdU96eEQtMWhiNk02THd2UEZjUmlNNlJIR2d2WVZRMUNqRUIyc1cwMXpBQTFGWUt2RTZSMFNTZ3dpS213S1g0ZFBqTTBrYmZTd0dteEtCSktNT3MwVVhrNGhiZG1Fcl9oRWNmbUx1SDFRcmQtOVdFQkU1TFpMbmwyTEU1RmVWVzJIQVF2b0tKYnpYMl9RQ0NhZVJsY2c3UUozbFRodGw0WWhvUU9SeFhJMEpxWGNYanRzdEFuSlpRWDR4c1U5aVlPS1hyUGhIRTZudFFVaEtVa2R5bW1tOWp2Zy1XRGEyYzlob1E?oc=5) · westcentralsbest.com
- 2026-08-17 [Attempted ATM theft fails at Shreveport credit union | News - KTBS 3](https://news.google.com/rss/articles/CBMixwFBVV95cUxPMkY1WFlrdGhsTXBFM2Y2WVk3UUE0ZUJjcHk2UFdOT09iQUVkVGxYVThiN1V2U0pVaVAtR2I1ME9QdW9QU0N6d2F4aFJaVFV5aVYtYnNBX1drZHM0WGRTWXVtUFJuLVB5NTduek5yTzNuSVBXT2NfUUluSFp3VFpHNVR4LUE2MWdYMkl4bVZVdzlZYmRFcEk4NGFkMW1hRzB2UlFyQ19vZlJTRUN2Rl96cmJpd0prU181Yk42MGtIUGpuSld4bnZZ?oc=5) · KTBS 3
- 2026-03-06 [Betty Francis Fogger Obituary (2026) - Bossier, LA - Rose-Neath Funeral Home - Bossier City Chapel - legacy.com](https://news.google.com/rss/articles/CBMigAFBVV95cUxPLUN3Y0I1WGl4SlBpRW5teEhldUNOODB6OW45MkhVWklZdkdBT09OSXNzVlZmc3d2MDU2X1UtWTM0QjVCM2dQcTlITzZwLTR5SzRFMXZ3VWVxMkpia1FaZTBzWldoUXhVTTVjRmpGRE1HbmcyQmJ6bXhJeGdVbEluRQ?oc=5) · legacy.com
- 2019-10-03 [Willie Joe Greene Obituary October 3, 2019 - rose-neath.com](https://news.google.com/rss/articles/CBMiYEFVX3lxTE9ZUVJMU2I5OWkwM3V5ZUNrc3JFOXAtOWlLS3N4UlM1Smx2ZE14MUlaazZ0T05TMk91cWc4OXcxako0cFpPNE5kNlQ4ZHRfYnVMSzZNWVlMVkN3Rk1yeTVzaQ?oc=5) · rose-neath.com
- 2023-08-01 [Photos of suspected bank robber released by SPD - KSLA](https://news.google.com/rss/articles/CBMijwFBVV95cUxNUVlDNExCOGpQM3JnVXFXemdLVGtpQmtOV1JyM29mbjNzSVdmdHYwemIwT19kUFZIUHQwT1MxQ21wbVh6Rncxc3pucjBsMU5hand0SF9pb3Rfc25lT2FrZjFwSjE4UW1Lc2tsOE1LTVNxdXZCMFFYWUw5TUhWVUh5UC1lT0t0UjAwVEsxOFZmVQ?oc=5) · KSLA
- 2026-07-10 [Check fraud attempt ends in vehicle pursuit, arrests - KTALnews.com](https://news.google.com/rss/articles/CBMidEFVX3lxTFAydGRyRjBVNXlYb3I0cjZzNEpCdHkzT2FYRVR4U3lGOUpCMnc1dFRpSkUtcmpzWHpFOEhISnZianY0anF5alM2VW13c2hKdXJRRGptOHQ3bEZLNVd2cmdTa09sSzY3Vk5WejBPdFFEcWIxM1lZ0gF6QVVfeXFMTWNEd19TZm82UzYtZDNnSkZST2VtZTRjN3BmQVQ2SGxfRHQ2LU44VzlFWWFHZzd0Rmdnb3BSUzdhcm9YbVU4VloxRTM2T3lVWC1hdU9iV2MtT2F0NUdfamxFR1JuN0pFN1E5Z2VTY3JoU2N4TWdvWk9makE?oc=5) · KTALnews.com
- 2023-10-10 [2nd Annual Northwest LA Youth Summit to be held on November 4 - Minden Press-Herald](https://news.google.com/rss/articles/CBMikAFBVV95cUxQOUdWcjZkR09wMjBocXpRaE43bWZWMXFySVZEZFFWU0dCQnZrSUhwSzRuWGZJV29aUGVBZ2RjNmNfR0p2SVNWbDA3RjJ0blJyd2pHTncxR0Y1dTgzODJ2UU1HRUk5LUQ0eFp1cFB0RHdHeFhyU2ZlUmZJVlV5WEZjdHN2R2h2MC1RYzVVY2ZWRVY?oc=5) · Minden Press-Herald
- 2019-11-18 [Suspect wanted after robbing local credit union - KSLA](https://news.google.com/rss/articles/CBMijgFBVV95cUxOb0NMSzhqdzVwY0hpM25nWFMza3Qya2NNOTNGTkh5aS12ZURpaXJFSVVfd1A3VTJ3MFcxUmdpdDNhRnRNTjNSelBTSGFCUHpyZnY3VXdQalZpdVpBSzlxZlowczc3NGdtZFBqdWZoeExPTUhWMEEzUWVOaV9JeVVrbmZIS0ljNlI1a1hiNXVn0gGiAUFVX3lxTFBJR0NtM01uZmlnSzJkbEFNSGR5LXpseVl6X3Y0RWVLbjNoVWg4ZW1uclhzSzc3ckp3U3laMnBqUHltRzIzd0RxRVB1eXZCZ1VwRTdwYVBZVzZjNl9McEVhUEJHTVB5WmlwWk9kRi1qb0dkZ2ZueDNXd1NlSU1lemNLczUtRy1TNjJpcndXUTFMTWhWQ1RqWHEyOGlkRHNTcldpUQ?oc=5) · KSLA

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=6048 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/32.json (key "6048", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=6048
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide