# GLENVIEW
GLENVIEW, IL · NCUA charter 62354 · asset band <$50M · latest filing 2020-06 · stopped filing after 2020-06 (departed; for a credit union that is almost always a merger)
Share link (named URL with a preview card): https://getbookiq.com/cu/glenview-62354

Who the members are: state charter, organized 1941. 1,772 members of 100,000 potential (1.8% of the field); checking penetration 49% (share draft accounts per 100 members); loans per 100 members 27.

**Verdict on the desk:** this could be *stressed*. Composite score 5 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $17.7M |
| Members | 1,772 (-2.4% YoY) |
| Full-time staff | 3 |
| Net worth | $1.2M |
| Net worth ratio | 6.8% (p4 of band) |
| ROA (annualized) | 0.22% (p42 of band) |
| Total delinquency | 0.49% (p44 of band) |
| Net charge-offs (annualized) | -0.01% (p17 of band) |
| Loans / shares | 22% (p7 of band) |
| Cash / assets | 9.9% |
| Borrowings / assets | 0.00% |
| Net interest margin | 2.34% (p19 of band) |
| Operating expense / assets | 3.06% (p45 of band) |
| Vehicles % of loans | 40% (p27 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 0% |
| Third-party paper % of net worth | 0% (p45 of band) |
| Vehicle delinquency | 0.00% (p16 of band) |
| Vehicle NCO | 0.00% (p29 of band) |
| Repossessed % of vehicle book | 0.00% (p45 of band) |
| Real estate % of loans | 34% |
| Credit cards % of loans | 6% |
| Unsecured % of loans | 20% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 72% |
| Certificates % of member funds | 9% |
| Average share balance | $5,727 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 27% |
| Loans granted per 100 members, annualized | 8% |
| Average loan balance | $7,406 |
| Loans granted, annualized | $1.7M |

## Flags firing in the latest filing

- **thin capital** (`cap_low`)
- **capital below 7%** (`cap_critical`)
- **net worth falling** (`cap_falling`)
- **loan book shrinking** (`shrink_loans`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 3 | thin capital, capital below 7% |  |
| 2016-06 | 1 |  | capital below 7% |
| 2016-09 | 1 |  |  |
| 2016-12 | 1 |  |  |
| 2017-03 | 1 |  |  |
| 2017-06 | 1 |  |  |
| 2017-09 | 1 |  |  |
| 2017-12 | 1 |  |  |
| 2018-03 | 2 | net worth falling |  |
| 2018-06 | 1 |  | net worth falling |
| 2018-09 | 3 | members leaving, loan book shrinking |  |
| 2018-12 | 3 | delinquency rising | loan book shrinking |
| 2019-03 | 4 | net worth falling |  |
| 2019-06 | 3 |  | net worth falling |
| 2019-09 | 2 |  | members leaving |
| 2019-12 | 2 |  |  |
| 2020-03 | 2 | net worth falling | delinquency rising |
| 2020-06 | 5 | capital below 7%, loan book shrinking |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-01-08 [The Best Savings Accounts in Illinois for 2026 - moneyrates.com](https://news.google.com/rss/articles/CBMieEFVX3lxTFB4SGZBdzhQZDVuT2VlVEpySE9zQW9xSnFzWHprUXppVGZKQkdmdl9QSXZRNDRWMU5WLTlHN25Gem1PQWh6RkNyenE4emd4MW9EVGkxZk5NVUplSU4zdll0dWxMdGNSWXR1el9EU2xjak9NZndMRl83Yw?oc=5) · moneyrates.com
- 2026-07-08 [Northbrook Chamber To Host 2026 Small Business Expo - Patch](https://news.google.com/rss/articles/CBMijwFBVV95cUxON19SSXhaZlhkdTFiMlh1VjVOd1U0OTJwZFZtaFJodGJxWk1hSmdKX25sSXJnR1V6TFk1NXdHd2NiWkJzaTdBOUd6UUJKSHlfTGVlUHdRVGR2bHZhZzdHX2FPSG5RUkpVSUNZeDZpQUNVc0V6ZS1rZWRTZ2xhUlpqaDRUellnWjhKWWdTOFRJbw?oc=5) · Patch
- 2025-09-17 [Brian A. McLaughlin Obituary (2025) - Glenview, IL - N.H. Scott & Hanekamp Funeral Home - legacy.com](https://news.google.com/rss/articles/CBMihgFBVV95cUxPa18xTUpaLWJlTERpQTZJM0JxRHlOc1JDZnk1RGtZd1ZVdXJ6SXdOSm9NMjhjMzFmVDdlSGpUUzU3RjVzMkRlTWpnN2lYTTZwYy1sWldnVlpwdm9VZE1IXzhPNHJKTUg1U0RJTHkwa3d1ejZBQ1ZtR3VvOFVHSmZWczJhUE5TZw?oc=5) · legacy.com
- 2024-06-05 [Harry McCabe Obituary - IN - Chicago Tribune](https://news.google.com/rss/articles/CBMibEFVX3lxTE55UzF2dk1XX1lWYWd5MHo0YUdQTFRaWUhBZ1BrLU9rbGtmWDU1MnZqYWtXcWh4TWotRG9EWG5UY3E5bFV5dEF0aHByQW44VXlBMHZNVDFmV1cyRUZFN0FjMi1SRnlzQ25KR0tEUg?oc=5) · Chicago Tribune
- 2015-01-14 [Wayne Coffin Obituary Jan 14, 2015 - floydmortuary.com](https://news.google.com/rss/articles/CBMiY0FVX3lxTE5ZLURqejF5bXRSSFV4NVhvYWVNd0oxQ1Nzemwtd21JQUVIeURLVm5ZWWRzcFl1NjF5OVZFdVRYeEc2cnIxa2x5N1hvc0NhQmtvTWdxUWN2T2tydTBvLUc0TkNucw?oc=5) · floydmortuary.com
- 2024-05-19 [Walter E. Buck - The Denver Post](https://news.google.com/rss/articles/CBMiZkFVX3lxTE1yOUFKV05UT3VKQkd1cV9RVkJIdDJfQmZ3d2ZVMGYzampGRjFQTjd3TDFlaGN5TnVSaEg0a3hyczg4Yl9GejNhbGFRbHdMakw2MmdyRnRfQlMxNEZ0djNIaFlERjlCUQ?oc=5) · The Denver Post
- 2018-12-17 [7 Candidates Running For 3 Seats On Glenview Village Board - Patch](https://news.google.com/rss/articles/CBMikAFBVV95cUxQWmxNeUxybXJMX0tIQkxEaEZ4eXd1ZGo2UVFLQ2UxVVNqWWJLeTZkazRpdFNaSWI2RFRNeXFKSmRGcjZoVUhVZGdJM1VjZ3Bvc3lfem1ZNlZDRjU0ZU1RT1gyRXBiQW81T005Sk5uU2dUeE5NWHNwaFA2bzMybFdiMkN3NjVDY3QtN2JENlRSVzU?oc=5) · Patch
- 2024-06-07 [Robert Fleck Obituary - IL - Chicago Tribune](https://news.google.com/rss/articles/CBMic0FVX3lxTE1mdTRxRGhPQVBqa3pYR2Z0RjN1azk0bzNRYWc3MVlSNFY5b1l4WFJGYl9NVVlJRFM5NE4zTkpXdzUxdm1iSEdLcTNfRGtJS2hMOFFDcW5Ia21odWZsbzVhbXM0T1BVMk92dVh5bVVxZEIzQXc?oc=5) · Chicago Tribune

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=62354 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/18.json (key "62354", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=62354
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide