# WESLEY MEDICAL
Wichita, KS · NCUA charter 65965 · asset band <$50M · latest filing 2016-03 · stopped filing after 2016-03 (departed; for a credit union that is almost always a merger)
Share link (named URL with a preview card): https://getbookiq.com/cu/wesley-medical-65965

Who the members are: state charter, organized 1958. 909 members of 5,000 potential (18.2% of the field); checking penetration 11% (share draft accounts per 100 members); loans per 100 members 32.

**Verdict on the desk:** this could be *auto monoline*. Composite score 1 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $5.3M |
| Members | 909 (– YoY) |
| Full-time staff | 0 |
| Net worth | $644,071 |
| Net worth ratio | 12.2% (p48 of band) |
| ROA (annualized) | 0.24% (p52 of band) |
| Total delinquency | 0.49% (p37 of band) |
| Net charge-offs (annualized) | -0.04% (p17 of band) |
| Loans / shares | 33% (p17 of band) |
| Cash / assets | 37.1% |
| Borrowings / assets | 0.00% |
| Net interest margin | 1.77% (p8 of band) |
| Operating expense / assets | 1.85% (p11 of band) |
| Vehicles % of loans | 81% (p93 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 0% |
| Third-party paper % of net worth | 0% (p45 of band) |
| Vehicle delinquency | 0.00% (p15 of band) |
| Vehicle NCO | 0.00% (p35 of band) |
| Repossessed % of vehicle book | 0.00% (p44 of band) |
| Real estate % of loans | 0% |
| Credit cards % of loans | 0% |
| Unsecured % of loans | 11% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 84% |
| Certificates % of member funds | 12% |
| Average share balance | $3,076 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 32% |
| Loans granted per 100 members, annualized | 4% |
| Average loan balance | $5,174 |
| Loans granted, annualized | $328,116 |

## Flags firing in the latest filing

- **auto monoline** (`str_vehicle`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 1 | auto monoline |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-07-25 [The all-time Wichita Business Journal CFO Awards honorees list - The Business Journals](https://news.google.com/rss/articles/CBMimgFBVV95cUxOV3V4QXd5b0JVTWp5T3VXZUhXWDQzRUl5ZTNRYWkzSWhTdjZhalQ3QTgybWtxWjQ5YTBSZXU1azQzTVRUbXNKdUhaUFlWNEJXZ0wwcXpTTW5DbzRpNVdubHdObDVKSlZxRHd0OUVod3R5anNLNTJRVnlMajNkcmhCWjdKcWN1dllhbGtBeW9HSnVnZ2J3SjZDM2ln?oc=5) · The Business Journals
- 2018-11-01 [People You Should Know (Nov. 1, 2018) - Wichita Eagle](https://news.google.com/rss/articles/CBMiakFVX3lxTE00dlBCQV9yME9uRGptb3cxYWZYQ1g4b21SNzFZX1pET3lsZFExclVLZ0RmMVZ2T3NUbHc0Zk5LSm9pQTk4TEk5RmJYdkdKWTlWTmdONG9UUUl6SEt0Rmh4c0h0VUFfMTVBTUHSAWpBVV95cUxQVmFXTFYxcEhHUHBYdThfMDFsbGg0OUlTc3dYQkNjLXBLUmFDM0tDcGFfQ3lfSkVTRE1uM3hBTlhRR1RWWF93cV9SdWlOelltYXJIakdZVllGajNfTnpSSkdYclRzcjZRQ253?oc=5) · Wichita Eagle
- 2023-04-12 [Warren Slingsby Obituary Apr 12, 2023 - Anderes - Pfeifley Funeral Home/Christie - Anderes Funeral Homes](https://news.google.com/rss/articles/CBMiY0FVX3lxTE9uakNCd2Iybi1pbndwcld4dHdaUGdNZm81d3NQRUtOaFdiSGg3eEpHOE1nelg2Sk5TMFF1ay1aRFlIMnh2SzFIc2hwNUVJN0pUampEdXBfOEtoOEFUSEE5THBDWQ?oc=5) · Anderes - Pfeifley Funeral Home/Christie - Anderes Funeral Homes
- 2021-10-24 [Brenda Osler Obituary (2007) - Wichita, KS - Wichita Eagle - legacy.com](https://news.google.com/rss/articles/CBMiigFBVV95cUxNUjZNMzNMUHh6VFF6elhjcFp5NjRSXzNTQzNlYlJaZmZudjhhNHpxOU9zVVJvX0xtSVVEWGFYWldLV1lNWGRuSm5fQzBMZ0VaZWJYVENEanltZ2hqWVJKTGtab0U3QXVhX2c2UVV3TmZYZ3VDUjEyVTF3Ml95bElNWXlhQlpxbEVyRUE?oc=5) · legacy.com
- 2025-04-10 [Donita Rae "Dee" Murphy Smalling | 1962-2025 | - Hutch Post](https://news.google.com/rss/articles/CBMickFVX3lxTE9FWGIxSm02V2VyOExORmNzenU5MXZkMWlfWGh6WDY4SGNnQTk5MUdYSGxwT2t6bzI2V1BJTEU2cUNNRUFESExWWkdyUVdzel9wVlRYdzRsenBRVXB2TmRWdEhOQlBjSFItamFsb1ZqeUhwdw?oc=5) · Hutch Post
- 2013-11-23 [KOLTON IN OUR THOUGHTS - The Hutchinson News](https://news.google.com/rss/articles/CBMiiwFBVV95cUxQT0FxR1ZDT1RtNDRXMU9sM19SSHpfZGl2MjRCSEFnTUd6WGI3VVUtcko0SE0waUdXRzNSUGJmc0tucEhrZ2pwNk9FUDhONjBjaUZKVE1ZNGdscHBFT0s0Qmh1ZW5ybldnUHB4SDlQTXEwOUdsOWR6SDgzNXoyNGJ4cEI2ek82WEZZWlFj?oc=5) · The Hutchinson News
- 2026-07-25 [The all-time Wichita Business Journal HR Professionals Awards list - The Business Journals](https://news.google.com/rss/articles/CBMiqgFBVV95cUxOVlRJOEdwLTgtNkhQR1RnZExzcTZMRUhZbjgzdjN3U1gzdXAwZWl6dHVwX21HRDhXMkViRzM1b3Q2dVg3X1NGTVVEaXdoMzhibmJNcTY0OEswUmpJcHFVdnA5d1JBYmRTS21pM3JEWnRJWm0xOURJWG9wZVJ0cmgwZEpqQ0s4Tmg3a1JjS2gxYnhRZ2I1WW5MOXhWRlJLak5wQmEySVJkQTNYdw?oc=5) · The Business Journals
- 2013-11-30 [Support for teen grows nationally - The Hutchinson News](https://news.google.com/rss/articles/CBMimgFBVV95cUxQdzBZQ2JoeHBSd2UzUWQwbHJsQldlcGI2ZkpjT3JPTkdhNjd0T2dBVWpiT21Gby10bDR4VzlXS1NlM1RnUnhQR0dpS1pQY0xjNHF3aExEMFY5Q2plU3VodXFTMzVZTE5Vd2FOX0gyT3dwLWNEMW91aDJPbHpOV2lTMVJ6WjdtY2dOaTJJckt2RDQyR2VPNXF5Sy1B?oc=5) · The Hutchinson News

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=65965 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/45.json (key "65965", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=65965
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide