# POLICE
GREEN BAY, WI · NCUA charter 66433 · asset band <$50M · latest filing 2017-03 · stopped filing after 2017-03 (departed; for a credit union that is almost always a merger)
Share link (named URL with a preview card): https://getbookiq.com/cu/police-66433

Who the members are: state charter, organized 1932. 326 members of 326 potential (100.0% of the field); checking penetration 0% (share draft accounts per 100 members); loans per 100 members 33.

**Verdict on the desk:** this could be *too clean*. Composite score 6 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $1.2M |
| Members | 326 (-4.7% YoY) |
| Full-time staff | 0 |
| Net worth | $125,619 |
| Net worth ratio | 10.5% (p35 of band) |
| ROA (annualized) | -16.56% (p0 of band) |
| Total delinquency | 0.00% (p5 of band) |
| Net charge-offs (annualized) | 0.00% (p34 of band) |
| Loans / shares | 86% (p91 of band) |
| Cash / assets | 21.8% |
| Borrowings / assets | 0.00% |
| Net interest margin | -12.36% (p0 of band) |
| Operating expense / assets | 4.58% (p80 of band) |
| Vehicles % of loans | 85% (p96 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 0% |
| Third-party paper % of net worth | 0% (p45 of band) |
| Vehicle delinquency | 0.00% (p15 of band) |
| Vehicle NCO | 0.00% (p34 of band) |
| Repossessed % of vehicle book | 0.00% (p44 of band) |
| Real estate % of loans | 0% |
| Credit cards % of loans | 0% |
| Unsecured % of loans | 15% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 100% |
| Certificates % of member funds | 0% |
| Average share balance | $3,276 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 33% |
| Loans granted per 100 members, annualized | 9% |
| Average loan balance | $8,443 |
| Loans granted, annualized | $247,212 |

## Flags firing in the latest filing

- **losing money** (`earn_negative`)
- **margin squeeze** (`earn_nim_squeeze`)
- **assets shrinking** (`shrink_assets`)
- **members leaving** (`shrink_members`)
- **loan book shrinking** (`shrink_loans`)
- **auto monoline** (`str_vehicle`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 2 | loans>95% of shares, auto monoline |  |
| 2016-06 | 2 |  |  |
| 2016-09 | 1 |  | loans>95% of shares |
| 2016-12 | 1 |  |  |
| 2017-03 | 6 | losing money, margin squeeze, assets shrinking, members leaving, loan book shrinking |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2025-12-20 [POLICE: Venezuelan national charged in suspected ATM jackpotting attempt in Weston - Wausau Pilot & Review](https://news.google.com/rss/articles/CBMixAFBVV95cUxNc1lhV2dMdTl3cVp5SHFZSGlxOWJXQXpCTnI4OTRpc2ZlMUpVQVQxa2lGa053ZWJIdk84a3Fxc2tEb2J5dUVOR0p1dzVMODRIc2NnOHplUDJzaVpzTEZzVnB2UEYwVExReTJCZ0ItSDVVVmtTMTBqMDFkeUhxaUxZZm8wZkl2YnhTRG1tdEFucjZoQXlfRG92TzJlaWtrNFNieVJ0NjhkbngwUURoNWxoMzJlSjYyclRtajBkS3V1TzJUWjFj?oc=5) · Wausau Pilot &amp; Review
- 2025-11-06 [Crime Stoppers: Plover police seek woman accused of $7,800 bank fraud - WSAW](https://news.google.com/rss/articles/CBMinAFBVV95cUxQanpXYUlWSXZ5OVYxR1BBR0lTd1doMGdSTnJTWkRkcFc1VklCQmgtMG13cUJLNjFrdG9SNXdRd3hhSG5QUVYzMHEwR2hkXzVvamxKaG42Qm1DcWRyMEppdFJRV0xkY0kzMzBNNjdCTk1wbVZOUEJsdlZhSkgwMER5S1YzNmhDRnpIcFh4R2RfTjJXLWVOX1RVYXd6MGrSAbABQVVfeXFMT2NzWWgyVzJGZDNHUGczLWZaY3hkTk11aHgySDN0QUtXTWd6QW84Mk9nZDM3MWlvaHNlVVJIUVNQT0EwcjJEVV9PZG5Salc2UnBTLXBrR1VNZnhhS2F3cHZlb3A3NV9VYlZnNm90YmluaGx4dlZYWEFKQTlJcHFuMnVqQktPSktWSmM1cjZCdlEyeFZ5MFQ4UUhOa3FadGVfWDlvbk9YV0Q4TEZDdlVyc08?oc=5) · WSAW
- 2025-12-13 [Saukville bank robbery, suspect later turns himself in - FOX6 News Milwaukee](https://news.google.com/rss/articles/CBMihgFBVV95cUxQb1RvOWM4T3RuZlVleTdTdHVYc2d3eTQ2aU9OMWpfakphRjJCTGh2SmVjVU01b28xQVg3anNENnFNbGZIdng0aFdxYURBMEU0dTVMQjFDMTVEd01ldGlhQjJjMHVhUnRpdWRWVTFHeGJmQks0cHFpV0hjYmZEUmkxeVo2WVRodw?oc=5) · FOX6 News Milwaukee
- 2026-03-01 [1 dead after a fatal shooting outside a new music venue near the Deer District - Milwaukee Journal Sentinel](https://news.google.com/rss/articles/CBMi1gFBVV95cUxNRVh2WWJNN0pGc2UzOG9tQnJIUk43ckxHTWJydXdXS3BqZzhkVjEzX0h6cjJPMW1MYTV2ZmpTajJHRzBMV1VCRmZtMndxSTFHZHlhdnJWbnVFVFNZSkJ5Zno5RUJqcDdRWFV5SDc4TzJTdkVfQ19iSVhtbUhabnhHZnA0Ny11Y215WldaZVhyZmhBX09mRkpielNvVEtvT2MtQXJvNEF3RzJ5clBPcENzNnJ6VGRUcDJTd3U3MDJlZ1pKWnc5WHVadVJNRzR4dFJvcXNUNlZB?oc=5) · Milwaukee Journal Sentinel
- 2024-07-02 [2012-2024 List Of Failed Credit Unions - Bankrate](https://news.google.com/rss/articles/CBMib0FVX3lxTFBqUTBmbUhvaEh6UXpMOERnZTMzUjU2djBQVUVxMHd4UmZFRF84OWFtelZtZXQ3eTF5ZE5fbE5YVTRIUWd2dDVDWjZxZ3F4d3gwRFhMV2FyT21RWXlTLVVoRTE5Z0R1Ql9iMHVmYndZUQ?oc=5) · Bankrate
- 2025-09-27 [Police officer hurt in McFarland collision with fleeing flatbed tow truck - hngnews.com](https://news.google.com/rss/articles/CBMiiAJBVV95cUxQekpIRnpLTkpFQXl1WkM2MkNBMm4zWnpkbDBCcVJTWTQ1NUFkZ2RIS0VHWjk2U1U0RnN5SUwxVzRRR0lRVGV1ZXI3ZGtPMkwzQWJ1Z3MzMUdVSzFBNmJwT3p2eV9fOGd6dlZ6M2dzWnNESzdQaVVUWnMyc0xfMkVYcTN0RWtxUmtqdENmUlZsNlBYYXpTb18yVUltQXR0d1MyMnI5aldiN2s4ckRhLUJNcnFTX0JZM1p0emVUbTB1elJBTEI5Ujg5N2ZqSk55Q0d4a3o3STVPWWhRSTRsNVpxWUZ5Ri1WbGRBRmlHYVZyaWR1M21abXZjRi11UnBDUzZCckEyb0JpSDg?oc=5) · hngnews.com
- 2024-02-08 [Credit Union Supports Foley Police with $1,500 for Trauma Bags - KNSI](https://news.google.com/rss/articles/CBMiUkFVX3lxTFBwZk5XVTIwSnVBY29XdUljYXFGZkVfOHhJM3FOQVBfVlNheWtTbi1ucEdhQW9uZUpCanQ2N1JYRFhGM0tfMkVnRWFRd2U0aUVpRHc?oc=5) · KNSI
- 2022-03-17 [Surveillance images of credit union robbery suspect released - WLUK](https://news.google.com/rss/articles/CBMiwwFBVV95cUxPdS1yd1doblRnNEZEczg4c2dHWi12ejVWbUFPNnM4V09yQXptajVra21ybU5nVjA1YUVQOFpXeDhaeXJLX3V4aVU3NlBhZ05famlrdDJIY2diODB4OUFXTmp2b0pYS3Z0NEJzck5PU3czWFF6S3FHTWVBSWtaZGt6Y3dEOENKeXpvRF9ETTB4WDZsYlFrZEdaWHBpZjZ6NVJCSlJPbzRIRVVpMmhsS3JnQmdIMmZUbGt6NmRQWFFrMFllT3c?oc=5) · WLUK

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=66433 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/1.json (key "66433", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=66433
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide