# CATHOLIC
SUPERIOR, WI · NCUA charter 67027 · asset band <$50M · latest filing 2016-12 · stopped filing after 2016-12 (departed; for a credit union that is almost always a merger)
Share link (named URL with a preview card): https://getbookiq.com/cu/catholic-67027

Who the members are: state charter, organized 1936. 200 members of 500 potential (40.0% of the field); checking penetration 0% (share draft accounts per 100 members); loans per 100 members 24.

**Verdict on the desk:** this could be *too clean*. Composite score 2 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $814,131 |
| Members | 200 (– YoY) |
| Full-time staff | 2 |
| Net worth | $88,304 |
| Net worth ratio | 10.8% (p36 of band) |
| ROA (annualized) | -16.41% (p0 of band) |
| Total delinquency | 0.00% (p5 of band) |
| Net charge-offs (annualized) | 0.32% (p54 of band) |
| Loans / shares | 52% (p43 of band) |
| Cash / assets | 13.3% |
| Borrowings / assets | 0.00% |
| Net interest margin | -11.90% (p0 of band) |
| Operating expense / assets | 4.50% (p77 of band) |
| Vehicles % of loans | 61% (p65 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 0% |
| Third-party paper % of net worth | 0% (p45 of band) |
| Vehicle delinquency | 0.00% (p13 of band) |
| Vehicle NCO | 0.52% (p73 of band) |
| Repossessed % of vehicle book | 0.00% (p44 of band) |
| Real estate % of loans | 0% |
| Credit cards % of loans | 0% |
| Unsecured % of loans | 13% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 69% |
| Certificates % of member funds | 31% |
| Average share balance | $2,708 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 24% |
| Loans granted per 100 members, annualized | 7% |
| Average loan balance | $7,909 |
| Loans granted, annualized | $76,996 |

## Flags firing in the latest filing

- **losing money** (`earn_negative`)
- **auto monoline** (`str_vehicle`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 2 | losing money, auto monoline |  |
| 2016-06 | 2 |  |  |
| 2016-09 | 2 |  |  |
| 2016-12 | 2 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-05-05 [Richard 'Dick' R. Sislo Obituary Aug 2, 2023 - Downs Life Celebration Center - Downs Life Celebration Center](https://news.google.com/rss/articles/CBMiX0FVX3lxTE5nMlNGOHFwdFM4eDZEdDlZMzdGeldVaUhFV0d5VE5Bem1PVU11Unk3THNwT3phckd5X3JBcHFFZE9JMkRrVU85OTNqZlhSSUVSQUVkYzN5MHBKeFVjb3Br?oc=5) · Downs Life Celebration Center
- 2026-08-15 [Sharon K. Jirsa Obituary Aug 15, 2026 - Schumacher-Kish Funeral and Cremation Services](https://news.google.com/rss/articles/CBMiZkFVX3lxTE1jbG1IYVd1M214amdzakFSZjJfUFJpUTB6R25ielJiYTdpVGNKbzloa1lvalpSWElIUTlTcnRyNlg4ZUZ4N2puYTloNHBZbVUzem1kUUZVRGhYMzJ3VjBVRnRfdjRtUQ?oc=5) · Schumacher-Kish Funeral and Cremation Services
- 2026-08-17 [Maryann P. Stuckel Obituary (2026) - Sheboygan, WI - Ballhorn Chapels Funeral & Cremation Care Center - Sheboygan - legacy.com](https://news.google.com/rss/articles/CBMihAFBVV95cUxPNmJ4ZElmaWFabUJ2QmVoLXpCY2MzeXZqWm5UMjRDMThqcGwyeDZCTnRZNzBkZ0NwUVhNQTZ2aHBOWVUxUHVrc3NJVDVlZUdhNUZvVnFxeTExMEFmeUtiT2tRb1FOZmI3LVpoQXFrdUJLaWNHZmpzSVFSbFU5dk5XQ0p3VWk?oc=5) · legacy.com
- 2026-02-23 [Tucker's Automotive Repair & Tire Male Athlete Of The Month: Marquette Catholic's Jack Beaber Commits to Wisconsin-Whitewater - RiverBender.com](https://news.google.com/rss/articles/CBMi_gFBVV95cUxNLUIyZ29IT3NsVGhDd1FHUndQZ3lSbUFqdUF0cGJ3eE90bnJSeUFqVUFJR0FCX0VlRWtjSUNFb3ZYcXJUNl84bTJtVGF2akFmaVphT1hzMVBscUtkc2JHa0QtZWFUcE9WSXZOYUluVE9tUjNKNnNTSG5NclpvUjNCVlZvS0FvNmREVHNHYk1xT2lVN2xXa3N0Y2lydE02Wk5rbm9HSEEyNGhxUHFNS3ljNjZQODVNYXY2MFhlRDlsblZ4VTYyUU5xWVVMOEJjR1BiTFdjVTI0aUdkYUhtQnhTT0hhU0E0UFhKdjMwcExvUmxRYkpNZzdsZVRUVUZrQQ?oc=5) · RiverBender.com
- 2024-07-02 [2012-2024 List Of Failed Credit Unions - Bankrate](https://news.google.com/rss/articles/CBMib0FVX3lxTFBqUTBmbUhvaEh6UXpMOERnZTMzUjU2djBQVUVxMHd4UmZFRF84OWFtelZtZXQ3eTF5ZE5fbE5YVTRIUWd2dDVDWjZxZ3F4d3gwRFhMV2FyT21RWXlTLVVoRTE5Z0R1Ql9iMHVmYndZUQ?oc=5) · Bankrate
- 2023-04-11 [The Forgotten Credit Union That Served Thousands of Unbanked El Pasoans - Next City](https://news.google.com/rss/articles/CBMiowFBVV95cUxPX1JzSWhSU0dyUlJvT1lYemJsUTRzQWhwcFJqQUxXN3Z1SWtEOUIzVXpqZ3BOZ0FNQnFxNUFQQ21QZDVzLUhLQUc1b2RjaFAyNy0xVEFoWG95cHdIMXZ1NWM2U2ZKUEpvYXhCTnVaNFVDbDZBSzg2dWljc0Yyekt4XzJDQjZnVHJnRm1JS3RRVmlJVFJ1dHFRLUo5bW9RT0RsOEJJ?oc=5) · Next City
- 2018-10-30 [Church-run credit unions keep the faith despite challenges - religionnews.com](https://news.google.com/rss/articles/CBMimwFBVV95cUxPSzMzdlVJdWtlZ19LZjdVaGR4NWdGY3BmTE91eEpPY1prNFlVRW0tbXBsbFRsVFRneGpjdHRWTWl5UG90VGJlckZJUUx4SlFueXZSQTFleWNkRk10QWNJblZaN2tGZVpsMVp6U3BQS3dJWDhjT1ZtUDBXODJETWt1YW5pR0FoVElHQTlfcDMtN0xjUGEwU01WNDI2cw?oc=5) · religionnews.com
- 2025-04-09 [America's Best Regional Banks and Credit Unions 2025 - Minnesota - Newsweek Rankings](https://news.google.com/rss/articles/CBMikAFBVV95cUxOUzh0Z3pCcmdqcXR3Vi0xQ0IzV0VKUGE3ZHpzRWVTcGpKSjFNMk5BZ2c0SnRCa1ZYRVlzd0dfX3ZlWVpDaDVhNXdGSXpERG0tZzN6VzRTRkp1ek50ZFJCei1sWHhSNXoxSlg0di1CMkpLUzliel9KS1dLWXMwOVdnaXpFcHJMUm9ydmxuMFpISDg?oc=5) · Newsweek Rankings

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=67027 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/19.json (key "67027", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=67027
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide