# FIRST ENTERTAINMENT
Hollywood, CA · NCUA charter 68373 · asset band $1-10B · latest filing 2026-03 · live
Share link (named URL with a preview card): https://getbookiq.com/cu/first-entertainment-68373

Who the members are: state charter, organized 1967. 84,754 members of 9,700,000 potential (0.9% of the field); checking penetration 78% (share draft accounts per 100 members); loans per 100 members 39.

**Verdict on the desk:** this could be *ordinary*. Composite score 1 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $2.12B |
| Members | 84,754 (-2.4% YoY) |
| Full-time staff | 207 |
| Net worth | $213.8M |
| Net worth ratio | 10.1% (p35 of band) |
| ROA (annualized) | 0.09% (p6 of band) |
| Total delinquency | 0.74% (p64 of band) |
| Net charge-offs (annualized) | 0.58% (p58 of band) |
| Loans / shares | 82% (p37 of band) |
| Cash / assets | 8.8% |
| Borrowings / assets | 9.42% |
| Net interest margin | 3.02% (p30 of band) |
| Operating expense / assets | 3.26% (p53 of band) |
| Vehicles % of loans | 8% (p9 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 7% |
| Third-party paper % of net worth | 16% (p16 of band) |
| Vehicle delinquency | 1.04% (p80 of band) |
| Vehicle NCO | 1.23% (p63 of band) |
| Repossessed % of vehicle book | 0.23% (p87 of band) |
| Real estate % of loans | 69% |
| Credit cards % of loans | 4% |
| Unsecured % of loans | 8% |
| Commercial % of net worth | 101% |
| Core shares % of member funds | 61% |
| Certificates % of member funds | 18% |
| Average share balance | $8,978 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | $55.0M |
| Loans outstanding per 100 members | 39% |
| Loans granted per 100 members, annualized | 32% |
| Average loan balance | $42,667 |
| Loans granted, annualized | $239.2M |

## Participation posture (from the same filings)

Bought $0 and sold $0 in the latest annualized quarter; $55.0M outstanding purchased (25.7% of net worth), $6.1M sold and retained. Sold in 4 and bought in 5 of the last 8 quarters. Shares -2.9% year over year.

## Flags firing in the latest filing

- **leaning on borrowings** (`str_borrowings`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 0 |  |  |
| 2016-06 | 0 |  |  |
| 2016-09 | 1 | thin capital |  |
| 2016-12 | 2 | net worth falling |  |
| 2017-03 | 4 | losing money, delinquency 2x band |  |
| 2017-06 | 2 |  | net worth falling, losing money |
| 2017-09 | 1 |  | delinquency 2x band |
| 2017-12 | 1 |  |  |
| 2018-03 | 1 |  |  |
| 2018-06 | 2 | delinquency 2x band |  |
| 2018-09 | 1 |  | delinquency 2x band |
| 2018-12 | 2 | delinquency 2x band, delinquency rising | thin capital |
| 2019-03 | 2 | charge-offs p90 | delinquency rising |
| 2019-06 | 1 |  | delinquency 2x band |
| 2019-09 | 1 |  |  |
| 2019-12 | 1 |  |  |
| 2020-03 | 2 | net worth falling, losing money | charge-offs p90 |
| 2020-06 | 3 | thin capital, delinquency 2x band | losing money |
| 2020-09 | 5 | losing money, delinquency rising |  |
| 2020-12 | 6 | margin squeeze |  |
| 2021-03 | 6 | charge-offs p90 | losing money |
| 2021-06 | 4 |  | net worth falling, margin squeeze |
| 2021-09 | 3 |  | delinquency rising |
| 2021-12 | 2 |  | charge-offs p90 |
| 2022-03 | 1 |  | delinquency 2x band |
| 2022-06 | 1 |  |  |
| 2022-09 | 1 |  |  |
| 2022-12 | 1 |  |  |
| 2023-03 | 1 |  |  |
| 2023-06 | 1 |  |  |
| 2023-09 | 3 | delinquency rising, leaning on borrowings |  |
| 2023-12 | 3 |  |  |
| 2024-03 | 2 |  | thin capital |
| 2024-06 | 2 |  |  |
| 2024-09 | 3 | assets shrinking, members leaving | delinquency rising |
| 2024-12 | 2 |  | members leaving |
| 2025-03 | 1 |  | assets shrinking |
| 2025-06 | 1 |  |  |
| 2025-09 | 2 | assets shrinking |  |
| 2025-12 | 1 |  | assets shrinking |
| 2026-03 | 1 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2026-08-27 [CITY OF ANGELS FILM FESTIVAL ANNOUNCES SPONSORSHIP WITH FIRST ENTERTAINMENT CREDIT UNION - einnews.com](https://news.google.com/rss/articles/CBMiygFBVV95cUxQLVVVNGJkcjFFN0gtSFJrcWZLOXJyMnU5Mmt5TVVWV3QyaWt4eU45enhobE5IZnQ5cllidWIzQkthdzhrZF92bUVwNDJvXzlfcXdIcUh5YnJRM2M2SXlUQ0JnNGU4MG1vV1JRYVJvUThiUkVlaUpmeWtmOGFRN1pCX2t0TGYxMUVLMWk2Y0hHbmVCalFSYzdlNHNuLWVJaXVYdUNqbV9yOUdBSHZRU1pJZzh0SjR4WTBhSlg5V0pfVENZUk5CUFdRX21B?oc=5) · einnews.com
- 2026-09-02 [23 leaders & organizations honored for excellence, achievements, and contributions to the credit union movement - CUInsight](https://news.google.com/rss/articles/CBMi5AFBVV95cUxQdXBWajNJcUxUZnBOTldCZXZBbnhKU1NaTUdZYTdvd3FyMVAxMTh4YjNaazVsNkNOMVNnZGRlaVZVSm8zMk9FemU0S2hJS2hUeXF5Uk4wYlVPOERMR0ZCYXNyeldQU2tTN055Mmp3RUt4X0JCamNXOWI2b0Jfd2xsS3B0TzdLZm5nNTFEV0FJY2xUZXRRMkU5SzZGeWJBd1JiS0d4RXlFWnlyZ1Y5VnQ1U3o4Y2l6dkplcFl6ZXlZY1lBUmVrdXZDM0NJbVRWYzdJUGdBTm5pNnR4Q1NuZE9XZUFNQzM?oc=5) · CUInsight
- 2025-09-09 [BMI Composers Emer Kinsella, Genevieve Vincent, and Shirley Song Present an Immersive Performance to Culver City - Broadcast Music, Inc. (BMI)](https://news.google.com/rss/articles/CBMi0AFBVV95cUxOVW9tT2JUSkRuUE1HRFRuakcwc21MWkEzODNHYlNWc2VhMklMTVNNQ21yQVBrSjV2S3l1dkR1TG1xNnZTQ1JRbGl5R0R3VUN3SFZWTm1Lc25oRzZBVjgxcFpjU2RqY1A4Q3ZHWTZiaTgtWmJUWTlmTS02MEEwdmprM09Ga0h5ajA3NFgzckRWbk9Vb1FfYVJkZkxldzQ4NGN5N2hTY1JpejM4aTlnOURkNnFDamtOei1mcDZmMWNZS0ltQUtNVExOOEt0Q1ZyR3pW?oc=5) · Broadcast Music, Inc. (BMI)
- 2020-09-10 [Credit union introduces Lakers debit card - Los Angeles Downtown News](https://news.google.com/rss/articles/CBMiywFBVV95cUxQdFdqYmVxTFFjT0VkSEwwakR6T09EcjQzV1ZkeW5GVmpRNjREWVA3bWFjWVpMNzNkS0VBdVo1NHd3RVFFRUlhZWVPLWh3eW5oa2FaNjdmaGNwa3RMMnlfdmZUVnZIeXVaQ0RLSTJXSS1ZQldjeFhOWHBRUkM2YTNIamJEU0tnSnRBSXUxOTFPUnZ3d1FrVVFiaFZ6T2tub3ZySlJ4aTFCYVN0RzNBRkU2N3lEbHZodU42blZOVFdPNlZDY1N1LTJZLTFvNA?oc=5) · Los Angeles Downtown News
- 2025-01-13 [Pasadena Federal Credit Union selects Rami Borsheh as Chief Lending Officer (CLO) - CUInsight](https://news.google.com/rss/articles/CBMivAFBVV95cUxQRWhEZk9nWTdGUmdOTUhycWsxZ0Q2OHFaSGtfSUZtbEVyNktYanZ4RHYyUFhqLTF3MXlFdTEzNndpTXFnZ3hyTXY5WFAxQmx1WENRdEd6WW55cEtOUU85SXNIRHFmUEZDZlNZek5USF9ldHQxVVRmdWFvd1BvZVdjWXZISC1oRlBycy1vUWVHcGN0SnJya25Yc1RGY0JGb2RUQU9qeU5oZUtmbmd4UW84Sm5yQ1YxMERfU2ZOYw?oc=5) · CUInsight
- 2026-04-17 [Film Festival Playbook: Industry Insiders Share What It Really Takes to Stand Out - Hollywood Times](https://news.google.com/rss/articles/CBMipAFBVV95cUxNV1Y3WXBLRm1DRzFwMzYxZ01yMFFBcWZfanJTT3VBRk9ldTRUVl9Hcm1Td0RNcldDTEhoRFdlcll0LXZWWng4anFHbExXYnNyVV9PN3Foc2xCR01QVXFvcC1WZEhuUUthQ2dvdTZOdVVPOGc2SXQwMHB1RjBKV29WakQyTGR5b2g5YWJXTmhVc1JtYTRjdURhOXJDUnBmOE00cGZ0bQ?oc=5) · Hollywood Times
- 2024-04-25 [39 Companies That Offer Tuition Reimbursement - Built In](https://news.google.com/rss/articles/CBMie0FVX3lxTE84NHRVUzhRaVBuendLbkNoeDI4UVZGcWMtSlU4VzRkRElvR0tWR2Ytdjd1a1RpdXh5ZXVqMlhLZmFwT2JBRU9GLUJYTjU5Z3ZiV2dSd3JxYkZUVDY3bWpTOUFsMDBfSnVEU29WbkthT3pybXAzOXhnTVhqUQ?oc=5) · Built In
- 2016-08-13 [List of banks that support Apple Pay in the United States - 9to5Mac](https://news.google.com/rss/articles/CBMie0FVX3lxTE15UkVmX3k3aURqZXBKcFZCVTJuMEEzWTlLUEpQRDdTR25DQ2lPVXZGeEYycEVZcXl5RThsdlg3aUV6WHZFdWIzWDBUR2ZsT2FUcG1JWU5mbzJ3bVRUT0NjaEFFQXJaV0o1RklzdW03bzN2MXJoV3B1aFhEWQ?oc=5) · 9to5Mac

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=68373 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/21.json (key "68373", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=68373
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide