# MEDIA CITY
BURBANK, CA · NCUA charter 68549 · asset band <$50M · latest filing 2026-03 · live
Share link (named URL with a preview card): https://getbookiq.com/cu/media-city-68549

Who the members are: state charter, organized 1936. 2,084 members of 103,000 potential (2.0% of the field); checking penetration 69% (share draft accounts per 100 members); loans per 100 members 55.

**Verdict on the desk:** this could be *liquidity-rich*. Composite score 2 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $37.8M |
| Members | 2,084 (-2.2% YoY) |
| Full-time staff | 5 |
| Net worth | $6.2M |
| Net worth ratio | 16.4% (p58 of band) |
| ROA (annualized) | 0.57% (p50 of band) |
| Total delinquency | 0.18% (p30 of band) |
| Net charge-offs (annualized) | 0.23% (p66 of band) |
| Loans / shares | 56% (p49 of band) |
| Cash / assets | 19.2% |
| Borrowings / assets | 0.00% |
| Net interest margin | 3.76% (p45 of band) |
| Operating expense / assets | 3.56% (p47 of band) |
| Vehicles % of loans | 36% (p22 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 0% |
| Third-party paper % of net worth | 0% (p43 of band) |
| Vehicle delinquency | 0.45% (p50 of band) |
| Vehicle NCO | 0.00% (p35 of band) |
| Repossessed % of vehicle book | 0.00% (p46 of band) |
| Real estate % of loans | 55% |
| Credit cards % of loans | 3% |
| Unsecured % of loans | 7% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 57% |
| Certificates % of member funds | 26% |
| Average share balance | $6,804 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 55% |
| Loans granted per 100 members, annualized | 9% |
| Average loan balance | $15,701 |
| Loans granted, annualized | $2.9M |

## Flags firing in the latest filing

- **assets shrinking** (`shrink_assets`)
- **loan book shrinking** (`shrink_loans`)

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 0 |  |  |
| 2016-06 | 0 |  |  |
| 2016-09 | 0 |  |  |
| 2016-12 | 0 |  |  |
| 2017-03 | 2 | delinquency rising, members leaving |  |
| 2017-06 | 1 |  | delinquency rising |
| 2017-09 | 1 |  |  |
| 2017-12 | 1 |  |  |
| 2018-03 | 1 |  |  |
| 2018-06 | 1 |  |  |
| 2018-09 | 1 | delinquency rising | members leaving |
| 2018-12 | 0 |  | delinquency rising |
| 2019-03 | 1 | delinquency rising |  |
| 2019-06 | 1 |  |  |
| 2019-09 | 1 | members leaving | delinquency rising |
| 2019-12 | 2 | delinquency rising |  |
| 2020-03 | 0 |  | members leaving, delinquency rising |
| 2020-06 | 1 | members leaving |  |
| 2020-09 | 2 | margin squeeze, delinquency rising | members leaving |
| 2020-12 | 2 |  |  |
| 2021-03 | 3 | net worth falling, members leaving | delinquency rising |
| 2021-06 | 2 | delinquency rising | net worth falling, members leaving |
| 2021-09 | 1 |  | delinquency rising |
| 2021-12 | 1 | net worth falling | margin squeeze |
| 2022-03 | 1 | delinquency rising | net worth falling |
| 2022-06 | 2 | members leaving |  |
| 2022-09 | 2 |  |  |
| 2022-12 | 3 | assets shrinking |  |
| 2023-03 | 2 |  | assets shrinking |
| 2023-06 | 0 |  | delinquency rising, members leaving |
| 2023-09 | 0 |  |  |
| 2023-12 | 1 | delinquency rising |  |
| 2024-03 | 2 | assets shrinking |  |
| 2024-06 | 2 |  |  |
| 2024-09 | 2 | delinquency 2x band | assets shrinking |
| 2024-12 | 4 | net worth falling, repo signal, members leaving, loan book shrinking | delinquency rising, delinquency 2x band |
| 2025-03 | 2 |  | repo signal, loan book shrinking |
| 2025-06 | 0 |  | net worth falling, members leaving |
| 2025-09 | 1 | assets shrinking |  |
| 2025-12 | 0 |  | assets shrinking |
| 2026-03 | 2 | assets shrinking, loan book shrinking |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2025-12-04 [Smart Spending for a Stress-free Season: Tips to Control your Holiday Budget - MyBurbank.com](https://news.google.com/rss/articles/CBMinwFBVV95cUxOMFFmZVhrLXJZSTZWVlBzSkxXaWluTUdBc0V6SVZLY21nUHJsQlNJRFJTaUtVVmdWbTc2dU9MX0RQNTdvNWE0UktkbkhlQ0x4RWNHcTJCU1YzZDJxOHRiZXAyV1d0YktBeXRfQkc2TS14Um8yTklTcE55M25DXzNfMlY3MUtxZUM2ZXpMTWZGcVh0Ujd3cnBVd2xJNWMwMVU?oc=5) · MyBurbank.com
- 2026-06-04 [Burbank Housing Corporation Partners with McCarthy Companies for The Village at Fairview - MyBurbank.com](https://news.google.com/rss/articles/CBMisAFBVV95cUxOTTY1WG1mVkt1eV9sUGpuZXpiMVBiSW9RVVhUeENtcExqUlRsWEpiSllHbDlqdzVJbEFjLUsyejZ5dWhRdXNMUkRzaU85S0ZDalhYQjl2ZHhPXzBRT3RFNFNCbzNPY2dLTnNNY2ppTGNxa2t4cXRWbno4R01GLTNDbS13RmpvTXNjaE5UZ242cEllRktsSU5yMEg1VmNGbVAtZDlmWmlDNWdseU1vcElEYw?oc=5) · MyBurbank.com
- 2026-04-13 [Burbank High School to Host Community Car Show on April 25 - MyBurbank.com](https://news.google.com/rss/articles/CBMiiAFBVV95cUxQOUFIZi1NLUR6WlNybWFTNUJRVXlPdjBxR01oSmZhN2RmcHJvWnluMTFYa2FVcXJyb2dQejhnMDdEOFlEM0daQjJxVzU1MDNRVkxxQy1HZl80cmJnQ2xCS1JQb0pGUnRnek5qODV3SXFVdkhnM0JzQjVpYl9zTVg4WjRTVnE3Q0hG?oc=5) · MyBurbank.com
- 2026-06-04 [Burbank City Council Deadlocks on Censure of Council Member Over Controversial Political Protest - MyBurbank.com](https://news.google.com/rss/articles/CBMiuwFBVV95cUxNRC0wbUx4emZhZEcwdW52Qk04VGVFdU12RGRlay1jYVFUNHFEbWhJV1k4RUpjaHJJTi1xZ2RJTGhEWmxoMHVMS2tBaWxnbmM4YnRvMUZ0UzJGaU53MzYzSzVfU2ZkX0tFNGE0VUZfaW1ZWnU4UVBWOEpUVnJ3UGoyUGZWVThUdEdVQnhNRTUySVV2LWgtWklmQ3JONmdiRHZsN1JVSzZ4SDE0bVBnYkxNU2ZWU1l2YjFTNkpv?oc=5) · MyBurbank.com
- 2021-11-12 [Media City Credit Union is Collecting Winter Clothes this Holiday Season - MyBurbank.com](https://news.google.com/rss/articles/CBMimwFBVV95cUxQWmowRDQ2SEc5dzIxaFNZeXN5c25tT1p4eFNBRFowcHZUMHVieGlnWjhpZHM2TGhDX2liX1gySmU0VEpBQUtucjVaekVtR1ByM1ZFTGNFX1dTdHdSZ2hodVVzeURhc2F2bENQWnYtUkFuRlE1eHRCYXU2LWd2WVplT0owblpZT19zTnlWc1Z3NUh1NnRlQnlGdmFnUQ?oc=5) · MyBurbank.com
- 2025-10-07 [Letter to the Editor: Resident Unhappy with CA Assembly Sellout of Burbank’s Sovereignty - MyBurbank.com](https://news.google.com/rss/articles/CBMirgFBVV95cUxQUWNiT1FsUVdydGNYc1UzVVdYTndQY1dNVHdSSzF6OXlaU3Q2UzhLWU9fUUVHclhGaVZyb3dLX1l1b2xfNktUbmFPbU9fZmhzLVlPYWdKYmZ1R2VtcG9PT1prT2pkeTVUOHNWWUVsNnE0MXdOTlFfTkJ3cXRSM25SUXZQNDJXWkFQTTduRWx3YTVEZkxlQWpxVVg3MGdjdHIwQ2U4U3ZLRGxhTEVBR3c?oc=5) · MyBurbank.com
- 2023-10-24 [Burbank Water and Power Wants to Know: "How should we power Burbank in the future?" - MyBurbank.com](https://news.google.com/rss/articles/CBMipAFBVV95cUxOYjNYbGZDMTVGbTdUWnJ1cW5oeVpmZS1PQ0lzSUljX1BfeVlnQ1pWWlhtN0M1N2l2aUxnTUt1SmM0aUFjdVRrV2ZsUHNBZll3a0d2WFh0MlVBUmxWczhPQ2xpdmYxbkFPVHpndURwRVh2NWFEeE9YMmxLNmc4amU4UzVneHJpV0NzZVlHb3NfZTRGWXFNd25oQnJVUGliWTlCeHBmZw?oc=5) · MyBurbank.com
- 2021-02-05 [Gain Federal Credit Union Supports Burbank Restaurants in Trying Times - MyBurbank.com](https://news.google.com/rss/articles/CBMimAFBVV95cUxOTllvR24zWm04VFJzOW9MTGJnZ3BnYkF4ckUyTk1XQ1pUWEJnTUJ1NzBSSzhqekJfY3oyR0ZXQWNxZEZXWmFBM3drckt6OGhrT2FSa3plTUpyM0kyRXFMZnQxbXUxZDFVZXF5UVVTTjlmaUdxdWlTWkhXWGRkUjJmVkgwUFJDdEJlQmhHVmtWdm1PRGlSR1BUMQ?oc=5) · MyBurbank.com

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=68549 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/5.json (key "68549", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=68549
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide