# BRIDGEPORT POLICE
Bridgeport, CT · NCUA charter 9582 · asset band <$50M · latest filing 2026-03 · live
Share link (named URL with a preview card): https://getbookiq.com/cu/bridgeport-police-9582

Who the members are: federal charter, multiple common bond, organized 1954. 2,181 members of 6,500 potential (33.5% of the field); checking penetration 50% (share draft accounts per 100 members); loans per 100 members 57.

**Verdict on the desk:** this could be *liquidity-rich*. Composite score 0 of 18 (one point per flag across 17 flags, capital below 7% counted twice).

## What the filing shows

| Measure | Value |
|---|---|
| Total assets | $29.5M |
| Members | 2,181 (2.1% YoY) |
| Full-time staff | 5 |
| Net worth | $5.4M |
| Net worth ratio | 18.2% (p67 of band) |
| ROA (annualized) | 2.32% (p96 of band) |
| Total delinquency | 0.69% (p51 of band) |
| Net charge-offs (annualized) | -0.18% (p8 of band) |
| Loans / shares | 44% (p29 of band) |
| Cash / assets | 62.6% |
| Borrowings / assets | 0.00% |
| Net interest margin | 4.88% (p84 of band) |
| Operating expense / assets | 3.49% (p46 of band) |
| Vehicles % of loans | 58% (p45 of band) |
| Indirect vehicle % of vehicle (all-channel basis before 2022) | 0% |
| Third-party paper % of net worth | 0% (p43 of band) |
| Vehicle delinquency | 0.28% (p43 of band) |
| Vehicle NCO | 0.00% (p35 of band) |
| Repossessed % of vehicle book | 0.00% (p46 of band) |
| Real estate % of loans | 0% |
| Credit cards % of loans | 17% |
| Unsecured % of loans | 41% |
| Commercial % of net worth | 0% |
| Core shares % of member funds | 93% |
| Certificates % of member funds | 2% |
| Average share balance | $5,061 |
| Participations bought / yr | $0 |
| Participations sold / yr | $0 |
| Participations outstanding | – |
| Loans outstanding per 100 members | 57% |
| Loans granted per 100 members, annualized | 10% |
| Average loan balance | $8,417 |
| Loans granted, annualized | $3.7M |

## Flags firing in the latest filing

- none

## Warning timeline

| Quarter | Score | Flags that first fired | Flags that cleared |
|---|---|---|---|
| 2016-03 | 0 |  |  |
| 2016-06 | 0 |  |  |
| 2016-09 | 0 |  |  |
| 2016-12 | 0 |  |  |
| 2017-03 | 0 |  |  |
| 2017-06 | 1 | delinquency rising |  |
| 2017-09 | 0 |  | delinquency rising |
| 2017-12 | 0 |  |  |
| 2018-03 | 0 |  |  |
| 2018-06 | 0 |  |  |
| 2018-09 | 0 |  |  |
| 2018-12 | 0 |  |  |
| 2019-03 | 0 |  |  |
| 2019-06 | 0 |  |  |
| 2019-09 | 2 | net worth falling, delinquency rising |  |
| 2019-12 | 1 |  | net worth falling |
| 2020-03 | 1 |  |  |
| 2020-06 | 1 | net worth falling | delinquency rising |
| 2020-09 | 1 |  |  |
| 2020-12 | 2 | margin squeeze |  |
| 2021-03 | 2 |  |  |
| 2021-06 | 2 | delinquency 2x band | net worth falling |
| 2021-09 | 1 |  | delinquency 2x band |
| 2021-12 | 3 | delinquency 2x band, delinquency rising |  |
| 2022-03 | 3 | net worth falling | margin squeeze |
| 2022-06 | 1 |  | delinquency 2x band, delinquency rising |
| 2022-09 | 1 |  |  |
| 2022-12 | 0 |  | net worth falling |
| 2023-03 | 0 |  |  |
| 2023-06 | 0 |  |  |
| 2023-09 | 3 | delinquency 2x band, delinquency rising, auto monoline |  |
| 2023-12 | 1 |  | delinquency 2x band, auto monoline |
| 2024-03 | 3 | repo signal, auto monoline |  |
| 2024-06 | 3 |  |  |
| 2024-09 | 3 | assets shrinking | delinquency rising |
| 2024-12 | 1 |  | repo signal, assets shrinking |
| 2025-03 | 2 | delinquency 2x band, delinquency rising | auto monoline |
| 2025-06 | 1 | auto monoline | delinquency 2x band, delinquency rising |
| 2025-09 | 0 |  | auto monoline |
| 2025-12 | 0 |  |  |
| 2026-03 | 0 |  |  |

## In the news (Google News, unfiltered, newest first; check the city)

- 2021-02-26 [Nurse charged with threatening Stratford credit union over closed account - ctpost.com](https://news.google.com/rss/articles/CBMinAFBVV95cUxPLVFtX1J1dUhzck5uV2RJcGlGOFg3eWs1T0F2VWtwdjY5TmFDWm9QTkV4Ql91VDZkcnF1THdBYlRKS0pnMjFQVFRvTXZ5T3lRUTQzVGRyME8zVC1uVTVSdWFlVG55TTBtNm53cDd4ZUtiUkw3c0Fma0EzRDE4YjRmODZZeEZ1R3RTSk5ueWtvNll4M0Zic3BkV2RWMDM?oc=5) · ctpost.com
- 2015-08-18 [Bridgeport police officer in critical condition after motorcycle crash - fox61.com](https://news.google.com/rss/articles/CBMiigJBVV95cUxPek82dlcyeC1US0Q1dmpUVENGLUFaQXcwRzN0cUNicWtSWXA0a0RsUTFNd1d1Mk5IVkZMajlSdXczWmdDbHJGXzVHSEttN2M3T2JOejVlVUpVOFlyUEI3Zm9EM3NZalEyNS0xNERlSEI2RDIyZFY0Z1pwUlZsYXZVQkg4bEx0aFlidm1JY0tsaUhaZlRIR0NwRlBhMWJfOEJGNG5MbF8xbWFhLTE2UC11Q3N1cUFRaVJORGZla25nNTYtQkRRM1N5aVJHMnE5NlFxV0R2dng5RUVhcHR5S1FRZ1Z4dTZ0NlA4Mm9DWkJUMFY5cWE3Nk1JT1FNaXN5ZHlQMDJrT2VHRjh3UQ?oc=5) · fox61.com
- 2016-11-01 [The best states for firefighter and first responder credit unions - FireRescue1](https://news.google.com/rss/articles/CBMiyAFBVV95cUxNLXhTeDhURVVTbEFmMVhhVTBXb1lydDNEd21mRnNBcDk0WkFTdFJpb2xjaC1RMDlCT19NWWVzRzVyS0M4VUZPQ1diSTNHOWJKVWQ1Ny01bjF6dVk2dFBCWWJuMFFOOUZHVEdiTmZhU1hiS0Q1YWFmQWg4VnBKbmI0aktUYUFPS3dvWWhRR0xkOHYyUW50YjBsc1M0SlVLTl9IWFkxeU9hcXlXdVJUMEFjMmhoR2tCVHhHOUtiS3MtbEFqT2JQMkQ2Rg?oc=5) · FireRescue1
- 2021-10-10 [Stephen Cassidy Obituary (2005) - Bridgeport, CT - Connecticut Post - Legacy obituary](https://news.google.com/rss/articles/CBMijgFBVV95cUxQTkx3OF9LTkRlRkxHRU1HOU80XzVPVXBrOEc1WDZ2WFRNQlItWGNFVTN2aXI0UG1uT1EyeDk3Wk9WYWZVY3ZhcFVaMExPR2wxaVFwYmtVQW1aTGpRaU9rYjFsNUM1M3hUY0VhTEVlNzBSQXpSREFyZUNfV2ozc1VhamNhcUQxQmZmcU1HNzJB?oc=5) · Legacy obituary
- 2025-10-26 [CT corruption: State sought to revoke pensions of 31 convicted public employees since law passed - courant.com](https://news.google.com/rss/articles/CBMiywFBVV95cUxNaXJKaExyakVIaElFMUliOFY0eGR3VVg1ck1YVERlSGVCTTVxbVpSNE94a0ZRU01jR21vTWRSeFRZVTRMUTgtTU9CSlU2U2pTR1VyQ3dWYWRCT3lkZGRVbXUwc3lvd29WU1ppMHdmeXhJMlFCZExHSVBkdExrR0ptTDc3VlZhYWlIUlhTRUdGN3ZiTG1DTmlTSHZpOW5HVTN0VXZqRklhb1l1d0dSWmZ5S3FlTFgzYUZtS2tYamJ6RmFIdHphUUdLOUtzVQ?oc=5) · courant.com
- 2015-08-20 [Family appreciative of support for injured Bridgeport cop - ctpost.com](https://news.google.com/rss/articles/CBMilgFBVV95cUxQX3pVRmpKWTE4TkR3N0RKdEdrcHBhMklHU3d4ZXlOcjQ1ai1Ha3F2ZEVXM1l5OGIyN3hXNkpBSnVqb0liTVdvbC1EYldDU2MyS3M5UXBUclM5WTVvRkRoa0JYb0VBMnlFY051VmJlcW9QU2tsa21xWUJ0VGpQb3FVa2ZmMDFONm5pMnVINWh6SW9LbFhwM2c?oc=5) · ctpost.com
- 2009-08-21 [John Sember Obituary (2009) - Fairfield, CT - Connecticut Post - Legacy obituary](https://news.google.com/rss/articles/CBMiiAFBVV95cUxQRjFKV1pVWnJvTzlyVnczUXJyRElSV0stbWZ0RkY4UENseF9hZjdQaUx1cDIxWHg4WV9YYV9MT3dWVGt5bVZhRVl4N2tKcGVqU0NYUHlhLVpRMGxvYVhITjl1OWJGcG5zckpjcm4zM3c3cXh2NHNYaUFBX0VHVlhKd0hDVDZEY282?oc=5) · Legacy obituary
- 2026-01-07 [Bridgeport woman intended to die in fire she set that killed her father, warrant says - ctpost.com](https://news.google.com/rss/articles/CBMimgFBVV95cUxPejlBbVpKTEN5R2QycXhBdWNwOHVTeGRGcGhraXdOR3N1Z3NNaXhIX2VsZGg3ZVpINncwd3N2WC16WVhJeTRiZjJxQVhXdFd4SUxjdU5abXhTbVBnSjU4NjR0WUJEMzVZZHBPdG5YejdvcWFRNDF0cEZUYzdyRWktZkpraXNWdmhNdHdXRjREcjRBNkw2MnF2X2xn?oc=5) · ctpost.com

## How to verify

- Page: https://getbookiq.com/cu-intel/#cu=9582 (every cell opens its formula and NCUA account codes; the News tab is the same search)
- Latest row, JSON: https://getbookiq.com/cu-intel/data/summary.json · history: https://getbookiq.com/cu-intel/data/h/46.json (key "9582", columns cycle, assets, loans, shares, networth, nwr, roa, total_dq_pct, total_nco_pct, vehicle, veh_pct_loans, indirect, ind_pct_veh, ind_veh, ind_re, ind_comm, ind_other, ind_pct_loans, loans_n, granted_n_ytd, granted_ann, loan_pen, granted_pen, avg_loan_bal, loans_per_fte, veh_part, tp_pct_nw, veh_dq_pct, veh_nco_pct, repo_pct_veh, members_yoy, ltos, cash_pct, borrow_pct, nim_pct, opex_pct, risk_score, members, fte, cash_total, invest_sec, allowance_eff, int_income_ytd, int_exp_ytd, provision_eff_ytd, nonint_income_ytd, nonint_exp_ytd, net_income_ytd, n_flags, re_pct_loans, cc_pct_loans, comm_pct_loans, cert_pct_shares, core_pct_shares, part_buy_ann, part_sell_ann, pot_members, sh_draft_n, chk_pen, fom_pen, flags)
- Participation history: https://getbookiq.com/participation-desk/#cu=9582
- Field definitions: https://getbookiq.com/dictionary/#cu-ltos and the rest of the credit union dictionary
- Source: NCUA 5300 call report bulk files. Income fields are annualized by cycle month (Mar x4, Jun x2, Sep x4/3, Dec x1). Percentiles are within the asset band in the same quarter.

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Rendered 2026-09-10 from the desks' own data files. Full guide: https://getbookiq.com/guide