Banks, filers and deal tapes: the Bank Desk (every FDIC-insured bank, 7,769 certificates across 62 quarters) and Auto Credit Intelligence (26 SEC-filing consumer lenders and 44 auto ABS deals read loan by loan). For the bank analyst, the ABS investor and the warehouse lender. Search a bank, ticker or deal here or start in a room.
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Two desks under one roof: Credit Union Desk (CU Intelligence, Participation Desk) and Lending Markets (Bank Desk, Auto Credit Intelligence). All rooms: front door · CU Intelligence · Bank Desk · Participation Desk · Auto Credit Intelligence · Data dictionary · text edition index · sitemap.
Rules: every number is a filed figure or arithmetic on filed figures with the formula shown; a flag is a question, never a finding; every verdict says could be; departed means stopped filing; the data is a quarter old by construction. Sources: NCUA 5300, FDIC, SEC XBRL, SEC ABS-EE. Not a rating.
Search a bank, a ticker or a deal id. Banks show the run-risk and capital verdict; deals show the tape verdict.
A bank read opens on liquidity, capital and the warehouse line against its band. A deal read opens on the tape: reported against extension-adjusted delinquency, then the bonds on top.
The Curves tab puts any lender, band and vintage on one chart from the counted cells, with the post composer for the write-up.
Liquidity and run risk, uninsured deposits, securities losses against equity, loans to non-depository lenders, the auto book, and every failure since 2011 autopsied with the score it carried.
Filer statement reads, deal tapes with reported against extension-adjusted delinquency, vintage curves by lender, band and quarter, and the bonds on top with hard enhancement against two stresses.
Every field on this desk, filed or derived, with its formula and the FDIC, XBRL and ABS-EE codes behind it.